Let us help you switch and get $3001 when you open a checking account and meet criteria.
Your dreams deserve more than just another checking account. They deserve a bank that’s living, working and invested in the community it serves. And that’s Hancock Whitney. We’ve been helping clients in communities like yours achieve their dreams for more than 120 years.
We’ll waive monthly service charges with a direct deposit of $250 or more, a minimum balance of $250 or more, or if the primary account holder is under 24 or over 64 years old1.
At Hancock Whitney, small mistakes don’t cost you big. If you overdraw your Access Checking account by $5 or less, you’ll pay no overdraft or NSF fees.
Save time by scheduling and paying your bills online or on your mobile device. Check balances and transfer funds anytime, anywhere.
Easy to find when you need us with over 200 locations and ATMs.
Quickly deposit checks right now from your mobile device with mobile check deposit.
Easily make purchases at retailers nationwide without reaching for your wallet. Just add your debit card to the wallet app on your smartphone to make contactless payments.
1 Checking Promotion Requirements: Use the promo code referenced above when opening a new personal checking account with money not currently on deposit at Hancock Whitney Bank by the offer expiration date of 12/31/2021. The promo code is required at account opening. The following criteria must be met by 2/28/2022: Set up and receive a qualifying monthly direct deposit of at least $250 per deposit. A qualifying direct deposit is a recurring electronic deposit, including a salary, pension, social security, other government benefit or other recurring, monthly income amount of $250 or more, made by your employer or outside agency. Transfers from one account to another do not qualify. Qualifying direct deposit does not include payments received from apps such as PayPal or Cash App, and other similar payment providers. Tax refunds and Stimulus Checks are not qualifying direct deposits. Deposits made at a financial center, via ATM, online transfer, mobile device, debit card/prepaid card number or the mail do not qualify. The Bank may change or discontinue the offer at any time and without notice. This offer is non-transferable and cannot be combined with other offers. Only the person to whom this offer is addressed is eligible for this offer. Limit of one consumer checking-related bonus per household every 2 calendar years. The email given at account opening must match the email address submitted to get the offer promo code.
If your account meets the criteria, and remains open and active, we will deposit the earned bonus into your new personal checking account within 6 weeks after the qualification period of 2/28/2022. Bonuses may be considered interest and may be reported on IRS Form 1099.
Additional Terms and Conditions: All account applications are subject to approval. Minimum opening deposits are required and vary by product, and range from $50 to $100. Monthly service fees range from $10 to $21, depending on product. A $20 service charge will be assessed if the account is closed within the first 180 days after the account is opened and we reserve the right to deduct the bonus amount from your account's closing balance. Please refer to the Truth in Savings Disclosure for other applicable fees and information.
2 Items created by check, in-person withdrawals or other electronic means that overdraft (OD) an account or are drawn on nonsufficient funds (NSF) may be charged $36.00 per item. If you have opted into the payment of ATM and everyday debit card (POS) transactions into OD, we may assess OD or NSF fees on these items as well. We waive OD/NSF fees on the following: items $5 or less or end-of-day account balances overdrawn or that would have been overdrawn by $5 or less. We will also assess a $36.00 Sustained Overdraft fee each time your account remains overdrawn for at least nine (9) consecutive calendar days. This fee is separate from your OD/ NSF Fees already assessed. We waive this fee in certain circumstances. See our Truth in Savings Disclosure and Deposit Agreement for more information. We pay overdrafts at our discretion and do not guarantee that we will always authorize payment of any transaction. For example, we typically do not pay overdrafts if your account is not in good standing. If your account is overdrawn, you must immediately bring it to a positive balance to avoid additional fees. Visit a financial center or www.hancockwhitney.com/overdraft-protection-services for additional details on the Bank’s OD practices.
3 Check with your mobile provider regarding message, data rates and usage charges that may apply.
4 While you can link your Hancock Whitney Bank debit and credit cards to any of these convenient payment options, we are not affiliated with nor do we endorse a specific wallet option. If you have any questions about a specific mobile wallet, please contact the payment provider directly.
Hancock Whitney Bank, Member FDIC and Equal Housing Lender. All loans and accounts subject to credit approval. Terms and conditions apply.