Essential Business Checking

Well-suited for new businesses and sole proprietors or other business types with few monthly transactions and that maintain lower balances.

Account includes:

No monthly service charge¹
10% discount on first order of your check package
Ability to add overdraft protection through a Business Line of Credit or savings account²

Up to 100 monthly transactions³
Up to $5,000 in monthly cash deposits⁴
Online statements with email notifications⁵

Ready to get started with your Essential Business Checking account?

Or call 1-888-224-2833.

Essential Business Checking gives you convenient banking channels and enhanced security.

Pair with Merchant Services for next-day cash funding to help keep your business running smoothly, no matter what the day throws your way.

Risk Protected

For additional security, ATM access can be removed from employee cards
Our secure Mobile App does not store data on your phone so your financial information is protected
Send direct deposit to employees securely, on time and directly into their accounts⁶

Convenient

Register your Visa^® Debit Card for Apple
Pay^TM, Google Pay^TM or Samsung Pay^TM . Mobile wallets are the secure and easy way to make purchases
Interface with software like Quicken^® and QuickBooks^®

Every account comes with:

Financial Centers and ATMs across TX, LA, MS, AL and FL
Helpful service Monday-Saturday by email or phone
Online Banking and Bill Pay with secure, electronic statements
Mobile Banking with Mobile Check Deposit

Visa^® Debit Card with chip technology and convenient mobile wallet options
Next day funding when combined with Merchant Services account
Enjoy overdraft protection by linking to your Business Line of Credit
View and transfer funds between business and personal accounts online

Not sure if this account is right for your business?

Our side-by-side comparison will help you sort through the details.

¹ There is a $50 minimum deposit to open account. A $20 fee applies if account is closed within 360 days of opening account.

² There is a $10 transfer fee for this service.

³ After 100 transactions, a fee of $.50 for each transaction over 100 applies.

⁴If account exceeds $5,000 in cash deposits in a month, a charge of $0.25 per $100 in cash deposits will apply.

⁵ There is a $3.00 monthly fee for mailed statements.

⁶Direct Deposit Services can be accessed through Business Online Banking. Direct Deposit Service fee is $9.95/month.

Apple is a trademark of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple, Inc. Google Pay and Chrome are trademarks of Google, Inc. Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

QuickBooks and Quicken are registered trademarks of Intuit, Inc.