Can’t wait for payday? You don’t have to: Now your paycheck is coming up to two days sooner with Early Pay!
My money, faster? Yes, please!
We understand that making ends meet can sometimes be a struggle. With Early Pay, you can get a jump on paying bills or buying necessities. Best of all, if you have an unplanned expense, your funds are there when you need them.
How does it work?
If you have a Hancock Whitney checking or savings account and receive your paycheck via direct deposit, it’s already included in your account. No set-up is required, there are no fees, and we’ll notify you when your money is in your account. If you don’t have direct deposit, simply enroll with your employer or income provider.
A partner on your financial journey
At Hancock Whitney, we’re committed to helping you reach your financial goals. You told us you needed options to access your money, and we responded. Early Pay is one more way we're making it easier for you to manage your finances, grow your savings and build your dreams.
Early Pay grants access to eligible direct deposit payments (PPD ACH transactions $25,000 and under) made into a Hancock Whitney Checking or Savings account up to two days prior to the scheduled payment date.
Certain payroll payments may not be eligible for Early Pay. Early Pay availability is based on the timing of the payor’s payment instructions and therefore, you may not always see your direct deposits arrive early. Hancock Whitney does not guarantee early availability of these direct deposits. Early Pay eligibility may vary between pay periods, and daily/transaction limits apply. Any direct deposit not posted early will be made available to you in accordance with the payment instructions. After we have made the deposit available to you and you have withdrawn funds, you remain responsible if any deposit to your account is returned, rejected or uncollected by Hancock Whitney.
No action is needed to take advantage of Early Pay. Early Pay will be activated for all Hancock Whitney Checking and Savings accounts only.