Hurricane Laura Updates and Information

Updated 10-28-2020

 

 

Financial Centers:

All financial centers in the Lake Charles area are Open to serve you!
 

Lake Charles Financial Centers are open

 

Please visit this page frequently for updates. For more information on hours and to find a local financial center visit www.hancockwhitney.com/find-a-location.

 

Recovery Assistance:

All loan assistance and offers are available for clients and residents in the FEMA Designated Disaster Areas and subject to change without notice. Click here for a current list of Hurricane Laura FEMA Designated Disaster areas.


ATM Fees
Clients in Louisiana who are in an impacted area, please contact Client Services at 800-448-8812 to discuss ATM rebate options that may be available to you.

Our Texas based debit card clients may use any ATM in the Allpoint network in the United States to access their money without having to pay ATM fees.

Available Hancock Whitney ATMs are always fee-free for Hancock Whitney clients.

 

Other Fees

We are here to help. Contact your nearby financial center or call 1-800-448-8812 if you are having difficulties and need to speak to someone regarding your fees.


Loan Payment Deferrals

  • Personal and Small Business Loan clients may be eligible for a 90-day payment deferral. Client requests may be submitted by calling Client Services at 800-448-8812 or at the nearest financial center.

Restrictions apply and offer subject to change without notice. Offer available for residents in FEMA Disaster areas. Interest will continue to accrue even though the payment has been deferred. Depending on the type of loan/line and collateral securing the loan/line a deferral may result in the extension of the maturity date or in the requirement to pay deferred interest when payments resume or at loan/line maturity. See a banker for details.

  • Personal and Small Business Credit Card clients may be eligible to receive a payment deferral on payments due through the end of December 2020. Interested clients should call Client Services at 800-448-8812.

Offer available for residents in FEMA Disaster areas. Interest will continue to accrue on unpaid outstanding balances even though payments have been deferred; therefore, skipped payments will increase finance charges. January 2020’s statement’s minimum payment may be higher than before a payment was skipped and may not reduce the balance.

 

Mortgage Forbearance

Residential Mortgage clients in FEMA disaster area may be eligible to receive a 90-day forbearance.

  • The property securing the mortgage loan or the borrower’s place of employment must be located in a FEMA-Declared Disaster Area eligible for Individual Assistance, or the borrower’s income must be seriously affected by the disaster.  Other terms and condition apply.

 

Residential Mortgage Offer

Clients and residents in the impacted markets may receive up to $500 off of closing costs for residential mortgages with applications submitted by 12/1/2020. Contact a Mortgage lender for more information.

Restrictions may apply. See a mortgage lender for details.

 

Consumer and Small Business Recovery Assistance Loans

Reduced rate unsecured personal and business loans with no up-front fees are available for clients and residents in the impacted area.

  • No payment for 90 days
  • Personal loans from $2,500 to $20,000; business loans from $2,500 to $50,000

For more information, call 800-448-8812 to have a banker contact you, or stop by a  financial center.

Apply by 12/1/2020. Additional rate reduction auto debit offer is not available in conjunction with this loan. Finance charges will begin to accrue at closing, even though the first payment date is deferred. Deferring payments will result in a higher finance charge than if payments were made every month. Rates available for residents in FEMA declared disaster areas. Limited to new money requests only. Existing Hancock or Whitney Bank debt cannot be refinanced.

 

Special Introductory Rate for Preferred Line of Credit and Business Line of Credit

For more information contact a nearby financial center.

Apply by 12/1/2020. The offer is valid for new lines of credit only and existing Hancock Whitney debt can’t be refinanced.

 

Online Banking:

You can access your accounts anytime through online banking at www.hancockwhitney.com or the mobile app. If you don't already have the mobile app, you can download it today:

 

Google Play Hancock Whitney Mobile iPad App

 

Treasury Services:

If you need assistance with Treasury Services, contact Client Support at 1(866)-594-2304.

 

Stay Connected:

Connect with us on Twitter and Facebook for the latest information. Updates are available to you even if you are not on social media.

 

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Hancock Whitney Bank, Member FDIC and Equal Housing Lender. All loans subject to credit approval. Terms and conditions apply.

Hancock Whitney and the Hancock Whitney logo are federally-registered trademarks of Hancock Whitney Corporation. Copyright © 2020 Hancock Whitney Bank. 

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