Pursue your dreams with Access Checking.

  • Pay no overdraft fees on amounts $5 or less2
  • Enjoy multiple ways to avoid monthly service fees1
  • Get the added security of Visa® Purchase Alerts4
  • Get our highly-rated mobile app5

Plus, get $1001 when you open this account and meet criteria.

Enjoy these other features once you open a checking account

My Balances

My Balances

Quickly view your balance on your mobile with one swipe. We even make it easy to avoid pesky fees with the HW $5 Pass—no overdraft or NSF fees on items $5 or less.2

Mobile Check Deposit

Mobile Check Deposit3

Deposit Checks electronically at anytime by simply taking a photo of the front and back of the check with your smartphone.

5-Star Service

5-Star Service

We make banking easy-online, on the phone and in our financial centers.

Purchase Alerts

Purchase Alerts

Have peace of mind with the added security of Visa Purchase Alerts4, helping you monitor debit and credit card purchases and potentially fraudulent activity.4

Bill Pay

Bill Pay

Pay bills with the touch of a finger. Schedule payments, payees, and more.

Paperless Statements

Paperless Statements

Make your mailbox and the earth a better place.

Gary M., Baton Rouge, LA

Get your $100 now.

Open a new Access Checking account!
Here's how: 
Enter your email address on the form, and we'll send you a promo code. 
Apply online or bring the promo code to your nearest financial center.
Open your account(s) and complete qualifiying activites.1 
Note: a promo code is required at account opening to qualify for this offer.
In addition, the email provided at account opening must match the email you provide to receive your promo code.

Use your promo code to apply online or visit any of our Financial Centers by 12/31/2020
to take advantage of this special offer.

Checking Promotion Requirements:  Use the promo code referenced above when opening a new Access Checking account with money not currently on deposit at Hancock Whitney Bank by the offer expiration date of 12/31/2020The promo code is required at account opening.  The following criteria must be met by 2/28/2021: set up and receive a qualifying monthly direct deposit of at least $250 per deposit. A qualifying direct deposit includes a salary, pension, social security or other recurring, monthly income amount of $250 or more, electronically deposited by your employer or outside agency.   Transfers from one account to another or deposits made at a financial center or ATM do not qualify.  Limit of one new consumer checking related bonus per household per calendar year.  The Bank may change or discontinue the offer at any time and without notice.  This offer is non-transferable and cannot be combined with other offers.  The email given at account opening must match the email address submitted to get the offer promo code.

If your account meets the criteria, and remains open and active, we will deposit the earned bonus into your new personal checking account within 6 weeks after the qualification period of 2/28/2021.  Bonuses may be considered interest and may be reported on IRS Form 1099.

Additional Terms and Conditions: All account applications are subject to approval. $50 minimum opening deposit is required. Monthly service fee of $10 can be waived by the following: primary account holder under 24 or age 64 and over; or $250 minimum daily account balance; or a single, qualifying monthly direct deposit of $250 or more per deposit. A $20 service charge will be assessed if the account is closed within the first 180 days after the account is opened. Please refer to the Truth in Savings Disclosure for other applicable fees and information.  If your account is closed within 180 days after opening, we reserve the right to deduct the bonus amount from your account's closing balance.

2 Items created by check, in-person withdrawals or other electronic means that overdraft (OD) an account or are drawn on nonsufficient funds (NSF) may be charged $36.00 per item. If you have opted into the payment of ATM and everyday debit card (POS) transactions into OD, we may assess OD or NSF fees on these items as well. We waive OD/NSF fees on the following: items $5 or less or end-of –day account balances overdrawn or that would have been overdrawn by $5 or less. We will also assess a $36.00 Sustained Overdraft fee each time your account remains overdrawn for at least nine (9) consecutive calendar days. This fee is separate from your OD/ NSF Fees already assessed. We waive this fee in certain circumstances. See our Truth in Savings Disclosure and Deposit Agreement for more information. We pay overdrafts at our discretion and do not guarantee that we will always authorize payment of any transaction. For example, we typically do not pay overdrafts if your account is not in good standing. If your account is overdrawn, you must immediately bring it to a positive balance to avoid additional fees. Visit a financial center or www.hancockwhitney.com/overdraft-protection-services for additional details on the Bank’s OD practices.

3 Check with your mobile provider regarding message, data rates and usage charges that may apply.

4 Some transactions may be routed through non-Visa networks. Transactions routed through non-Visa networks will not trigger a purchase alert. Actual time to receive Visa Purchase Alerts is dependent on when the merchant submits the charge, wireless service and coverage within area. Alerts service may not be available in all areas. Message and data rates may apply. Gasoline alerts may not include purchase amount. Account activity qualifying for Alert service may vary by issuer. A limit of ten cards can be registered per Visa Purchase Alerts account. Additional restrictions apply. To set up purchase alerts, visit hancockwhitney.com/purchase-alerts.

5 per the Apple App Store ratings.

Hancock Whitney Bank, Member FDIC and Equal Housing Lender Logo Equal Housing Lender. All loans and accounts subject to credit approval. Terms and conditions apply. 

Hancock Whitney and the Hancock Whitney logo are federally-registered trademarks of Hancock Whitney Corporation. Copyright © 2021 Hancock Whitney Bank. 

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