Plus, get $3001 when you open this account and meet criteria.
With your linked Priority Checking account,1 you have a sweep feature that will automatically move excess funds to your linked Priority Money Market account.
With IDProtect® and the IDProtect App, your identity and credit reports are continually monitored and you are notified immediately of any suspicious activity. Request a free credit report and your credit score quarterly to check for any inaccuracies. Service activation is required.
Electronically transfer funds quickly and securely to anyone in the world at no charge.
Deposit Checks electronically at anytime by simply taking a photo of the front and back of the check with your smartphone.
Your $21 monthly service charge is waived when you maintain a $10,000 minimum daily balance or certain relationship balances of $25,000 or more.1
Priority debit card holders enjoy a refund of the surcharge fees for cash withdrawals made at all U.S. ATMs. Locate Us. All Visa international fees are non-refundable.
1 Checking Promotion Requirements: Use the promo code referenced above to apply online and open a new Priority Checking account with money not currently on deposit at Hancock Whitney Bank by the offer expiration date of 6/30/2020. The promo code is required at account opening. The following criteria must be met by 9/30/2020: set up and receive a qualifying monthly direct deposit of at least $250 per deposit. A qualifying direct deposit includes a salary, pension, social security or other recurring, monthly income amount of $250 or more, electronically deposited by your employer or outside agency. Transfers from one account to another or deposits made at a financial center or ATM do not qualify. Limit of one new consumer checking related bonus per household per calendar year. The Bank may change or discontinue the offer at any time and without notice. This offer is non-transferable and cannot be combined with other offers. The email given at account opening must match the email address submitted to get the offer promo code.
If your account meets the criteria, and remains open and active, we will deposit the earned bonus into your new Priority Checking account within 6 weeks after the qualification period of 9/30/2020. Bonuses may be considered interest and may be reported on IRS Form 1099.
Additional Terms and Conditions: All account applications are subject to approval. Minimum opening deposit of $100 required. The monthly service charge of $21 can be waived if you maintain one or more of the following: a minimum daily collected balance of $10,000 or more; or $25,000 in combined deposits (excluding CDs and IRAs) or consumer loans (excluding mortgages) or credit card balances; or $250,000 or more in a Trust account or account (excluding annuities*) with Hancock Whitney Investment Services.* A Priority Checking account cannot be linked to any other Priority, Connect, or Private Banking checking account for combined balance calculations. A $20 service charge will be assessed if the account is closed within the first 180 days after the account is opened. Please refer to the Truth in Savings Disclosure for other applicable fees and information. If your account is closed within 180 days after opening, we reserve the right to deduct the bonus amount from your account's closing balance.
*Hancock Whitney Investment Services, Inc. is a registered broker/dealer, member FINRA/SIPC and a SEC Registered Investment Advisor. Hancock Whitney Investment Services, Inc. is a wholly owned subsidiary of Hancock Whitney Corporation.
*Investment and Insurance Products:
|NO BANK GUARANTEE||NOT A DEPOSIT||MAY LOSE VALUE||NOT FDIC INSURED|
|NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY|
2 Opening a Priority Money Market Account requires an eligible checking account which is limited to Connect Checking, Priority Checking, and Private Banking checking accounts that have a minimum number of 5 client-initiated debit or credit transactions per statement cycle. If you do not have one of the eligible checking account types or if your linked checking account does not meet the minimum number of transactions, your Priority Money Market account will earn the default annual percentage yield (APY). See a banker or refer to the Priority Money Market Account Truth in Savings disclosure for full details. A minimum of $100 is required to open the money market account. A minimum daily collected balance of $25,000 is required to earn interest on the account. The monthly service charge of $25 can be waived if you maintain a minimum daily balance of $25,000 or more. Fees may reduce earnings.
3 Check with your mobile provider regarding message, data rates and usage charges that may apply.
4 Some transactions may be routed through non-Visa networks. Transactions routed through non-Visa networks will not trigger a purchase alert. Actual time to receive Visa Purchase Alerts is dependent on when the merchant submits the charge, wireless service and coverage within area. Alerts service may not be available in all areas. Message and data rates may apply. Gasoline alerts may not include purchase amount. Account activity qualifying for Alert service may vary by issuer. A limit of ten cards can be registered per Visa Purchase Alerts account. Additional restrictions apply. To set up purchase alerts, visit hancockwhitney.com/purchase-alerts.
Hancock Whitney Bank, Member FDIC and Equal Housing Lender. All loans and accounts subject to credit approval. Terms and conditions apply.