¹ Important details and required qualifying activities for the $300 Freestyle Checking offer: Use the promo code referenced when opening your new checking account with money not currently on deposit at Hancock Whitney Bank by the offer expiration date of 1/31/2026. Set up and receive qualifying direct deposits totaling at least $500 each month by 2/28/2026 and continue receiving your monthly direct deposits through 4/30/2026. If you meet all requirements, we will deposit the earned bonus into your new personal checking account by 5/31/2026. Your new account must stay open through the time we attempt to deposit the bonus. We may close accounts with a zero balance without prior notice.

Offer available to new Hancock Whitney checking clients 18 years of age or older. This includes new to bank clients and existing Hancock Whitney clients who currently do not have a checking account, or have not recently closed a checking account in the past 90 days, or did not have a checking account closed with a negative balance in the past 3 years.

Promotion Requirements for the Freestyle Checking offer: The email given at account opening must match the email address submitted to get the offer promo code and the promo code is required to be included in the account opening. All account applications are subject to approval. 

A qualifying direct deposit is a recurring electronic deposit, including a salary, pension, Social Security, other government benefit or other recurring, monthly income amount, made by your employer or outside agency. Account transfers, mobile deposits, payments from Zelle, PayPal, Cash App or other similar providers, tax refunds or deposit made at a branch or ATM are not qualifying direct deposits. 

The Bank may change or discontinue the offer at any time and without notice. This offer is non-transferable and cannot be combined with other offers. Only the person to whom this offer is addressed is eligible for this offer. Limit of one consumer checking-related bonus per household every 2 calendar years and a household lifetime maximum of 2 checking bonuses.  Bonuses may be considered interest and may be reported on IRS Form 1099.

Freestyle Checking Account Terms and Conditions: $25 minimum opening deposit is required. Monthly service charge of $10 can be waived by the following: primary account holder under 18 or age 64 and over with valid date of birth on file; or is an eligible Priority Checking or Private Wealth Management Client; or have one or more client-initiated debit and/or credit transactions post to the checking account per statement cycle. If your account is closed within the first 180 days after opening, a $20 closing fee will be assessed and we reserve the right to deduct the bonus amount from your account’s closing balance if applicable. Please refer to the Truth in Savings Disclosure for other applicable fees and information.

² Important details and required qualifying activities for the $100 Freestyle Savings Offer: Use the promo code referenced above when opening your new Freestyle Savings account by the offer expiration date of 1/31/2026. You must deposit $5000 or more into your Freestyle Savings account by 2/28/2026, and continue to maintain a daily minimum balance of $5,000 or more through 4/30/2026. If you meet all requirements, we will deposit the earned bonus into your new personal savings account by 5/31/2026. Your new account must stay open through the time we attempt to deposit the bonus. We may close accounts with a zero balance without prior notice.

Promotion Requirements for the Freestyle Savings offer: The email given at account opening must match the email address submitted to get the offer promo code and the promo code is required to be included in the account opening. Must be 18 years of age or older.

The bank may discontinue the offer at any time and without notice. This offer is non-transferable and cannot be combined with other offers. Only the person to whom this offer is addressed is eligible for this offer. Limit of one consumer savings-related bonus per household every 2 calendar years and a household lifetime maximum of 2 checking bonuses. Bonuses may be considered interest and may be reported on IRS Form 1099.

Freestyle Savings Account Terms and Conditions: $25 minimum opening deposit is required. Monthly service charge of $5 can be waived by the following: primary account holder is under 18 or age 64 and over with valid date of birth on file; or maintain a minimum daily balance of $250 or more; or have one or more client-initiated debit or credit transactions post to the savings account per statement cycle. If your account is closed within the first 180 days after opening, a $20 closing service charge will be assessed and we reserve the right to deduct the bonus amount from your account’s closing balance if applicable. The interest rate is variable and subject to change at the Bank’s discretion at any time without notice, before or after the account is opened. Fees may reduce earnings on the account. Please refer to the Truth in Savings Disclosure for other applicable fees and information.

 APY (Annual Percentage Yield) is accurate as of 02/01/2026.

You will receive the additional bonus amount of $200 if you open both accounts at the same time and meet all requirements and it will be deposited into your checking account by 5/31/2026.

Hancock Whitney Bank, Member FDIC. All accounts subject to approval. Terms and conditions apply.