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Personal Checking Accounts

Find the right checking account for you

No matter which account you choose, you'll get convenient digital banking features and the support of a bank dedicated to helping you reach your goals. 

 

 

Your personal checking account options:

Freestyle Checking

Get the convenience and flexibility you need from a personal checking account.

  • $200 cash bonus when you open a Freestyle Checking account and set up $300 or more in monthly direct deposits. See details1
  • No minimum balance requirement
  • Service charge waived with one qualifying monthly transaction
  • Account protection with Visa ® Purchase Alerts2

 

Open an Account

Priority Checking

Maximize your money with competitive interest rates and sophisticated banking features.

  • $300 cash bonus when you open a Priority Checking account and set up $1,000 or more in monthly direct deposits. See details1
  • Higher daily ATM/Debit Card spending limits
  • ID & Security Protectionand elevated support
  • Free cash withdrawals at all U.S. ATMs

 

Open an Account

Assure Checking

The perfect foundation for building your financial future, with budget-friendly features.

  • $50 cash bonus when you open an Assure Checking account and set up $50 or more in monthly direct deposits. See details1
  • No minimum balance requirement
  • Never worry about NSF or overdrawn fees 
  • Includes complimentary credit score tracking
 

Open an Account

1.Important details and required qualifying activities for the checking bonus offer:

Use the promo code referenced above when opening a new personal checking account with money not currently on deposit at Hancock Whitney Bank by the offer expiration date of 6/30/2024. The promo code is required at account opening. All account applications are subject to approval. The following criteria must be met by 8/31/2024:

Qualifying direct deposit for Freestyle Checking: Set up and receive qualifying direct deposits totaling at least $300 each month through 10/31/2024.

Qualifying direct deposit for Priority Checking: Set up and receive qualifying direct deposits totaling at least $1000 each month through 10/31/2024.

Qualifying direct deposit for Assure Checking: Set up and receive qualifying direct deposits totaling at least $50 each month through 10/31/2024.

A qualifying direct deposit is a recurring electronic deposit, including a salary, pension, social security, other government benefit or other recurring, monthly income amount, made by your employer or outside agency. Transfers from one account to another do not qualify. Qualifying direct deposit does not include payments received from apps such as PayPal or Cash App, and other similar payment providers. Tax refunds and Stimulus Checks are not qualifying direct deposits. Deposits made at a financial center, via ATM, online transfer, mobile device, debit card/prepaid card number or the mail do not qualify.

The Bank may change or discontinue the offer at any time and without notice. This offer is non-transferable and cannot be combined with other offers. Only the person to whom this offer is addressed is eligible for this offer. Limit of one consumer checking-related bonus per household every 2 calendar years. The email given at account opening must match the email address submitted to get the offer promo code.

If your account meets the criteria, and remains open and active, we will deposit the earned bonus into your new personal checking account by 10/31/2024. Bonuses may be considered interest and may be reported on IRS Form 1099.

Additional Terms and Conditions:

Freestyle Checking: $25 minimum opening deposit is required. Monthly service charge of $10 can be waived by the following: primary account holder under 18 or age 64 and over, is an eligible Priority or Private Wealth Client, or primary account holder makes one or more client-initiated debit or credit transactions per statement cycle to waive the service charge. If your account is closed within the first 180 days after opening, a $20 service charge will be assessed and we reserve the right to deduct the bonus amount from your account’s closing balance. Please refer to the Truth in Savings Disclosure for other applicable fees and information.

Priority Checking: Minimum opening deposit of $25 required. The monthly service charge of $20 can be waived if you maintain one or more of the following: a minimum daily collected balance of $5,000 or more; or $7,500 in combined deposits (excluding CDs and IRAs) or consumer loans (excluding mortgages) or credit card balances; or $250,000 or more in a Trust account or account (excluding annuities) with Hancock Whitney Financial Consultants*. A Priority Checking account cannot be linked to any other Priority, Connect, or Private Wealth checking account for combined balance calculations. A $20 service charge will be assessed if the account is closed within the first 180 days after the account is opened. Please refer to the Truth in Savings Disclosure for other applicable fees and information. If your account is closed within 180 days after opening, we reserve the right to deduct the bonus amount from your account’s closing balance.


Financial Planning services may only be offered by Investor Adviser Representatives. Although the service is free, certain recommended products may have fees.

Check the background of this investment professional on FINRA’s BrokerCheck.

Located at: Hancock Whitney Financial Consultants, 525 Florida Avenue SW, Denham Springs, LA 70726, 1-800-385-4188

*Hancock Whitney Financial Consultants is a marketing name of Cetera Investment Services. Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with Hancock Whitney Bank where investment services are offered or Hancock Whitney Corporation. Individuals affiliated with Cetera firms are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.

Insurance Products: NOT BANK GUARANTEED BY THE BANK OR AN AFFILIATE OF THE BANK NOT INSURED BY THE FDIC OR ANY FEDERAL GOVERAMENT AGENCY NOT A DEPOSIT OF THE BANK OR AN AFFILIATE OF THE BANK


Assure Checking: $25 minimum opening deposit is required. There is a monthly service charge of $7 per month. The Assure Checking account does not assess overdraft or NSF fees. If your account is closed within the first 180 days after opening, a $20 service charge will be assessed, and we reserve the right to deduct the bonus amount from your account’s closing balance. Please refer to the Truth in Savings Disclosure for other applicable fees and information.

2Actual time to receive a transaction alert is dependent on wireless service and coverage within area. Message and data rates may apply. Some PIN-based debit transactions may be routed through non-Visa networks. Transactions routed through non-Visa networks will not trigger a purchase alert. For more information about Purchase Alerts, including any limitation and restrictions, go to www.hancockwhitney.com/purchase-alerts.

3 Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account owner who are residents of the same household. Credit file monitoring may take several days to begin following activation. Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefits and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefits or on the certificate of insurance. Registration and activation for these services is required.

Hancock Whitney Bank, Member FDIC. All accounts subject to approval. Terms and conditions apply.