Home Equity Line of Credit Application

Welcome! Start your Home Equity Line of Credit application by choosing from the buttons below based on your state of residence.

You will be taken to an online form where you'll enter information to begin the application process. Once submitted, a Hancock Whitney Lending Specialist will call you to obtain additional information and complete the application process. After you complete the application with us, we'll make a loan decision soon thereafter and contact you. If approved, we would close the loan in a Financial Center most convenient to you.

We know your time is valuable. If we haven't contacted you about your Home Equity Line of Credit within 1 business day, please call 1-877-844-4948, Option 1, during normal business hours, Monday - Friday, 8:00 am to 5:00 pm CST, and speak with an associate.

A Few Things to Know:

• We accept applications from residents of TX, LA, AL, MS or FL
• Collateral must be primary residence
• Loan fees may apply
• You must meet your state's minimum legal age for borrowing
• Verification of income to support the credit request. The income must be U.S. sourced income that is verifiable and expected to continue over the full term of the loan. Applicants must meet underwriting guidelines.