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¹ Checking Promotion Requirements: Bring the promo code referenced above to your nearest financial center and open a Preferred Business Checking account with new money not currently held by Hancock Whitney Bank. Account must be opened by 9/30/2023, and remain active through 11/30/2023. The promo code is required at account opening. The following criteria must be met by 11/30/2023: Enroll in Business Online Banking, then make $2,500 or more in total qualifying deposits. Qualifying deposits do not include transfers from any existing Hancock Whitney Bank accounts.

If your account meets the criteria, and remains open and active, we will deposit the earned bonus into your new checking account within 6 weeks after the qualification expiration date of 11/30/2023. Bonuses may be considered interest and may be reported on IRS form 1099.

Limit of one new business checking offer redemption per business and/or address per 2 calendar years. If your account is closed within 180 days after opening, we reserve the right to deduct the bonus amount from your account’s closing balance. The Bank may change or discontinue the offer at any time and without notice. This offer is non-transferable and cannot be combined with other offers. The email given at account opening must match the email address submitted to get the offer promo code.

² Preferred Money Market Account Requirements: You must have or open an eligible Preferred Business Checking, Essential Business Checking, Interest Business Checking or Commercial Checking. A minimum of $100 is required to open the money market account. A minimum daily balance of $25,000 is required to earn interest on the account. The monthly service charge of $25 can be waived if you maintain a minimum daily balance of $25,000 or more. Fees may reduce earnings. The introductory rate and Annual Percentage Yield (APY) will apply for a three month period only to accounts opened with new money. After the introductory period ends, the account will earn the rate assigned to the product based on the linked checking account type and the balance in the Preferred Money Market account. To maintain the introductory rate and preferred pricing following the introductory period, your eligible checking account must maintain a minimum of 5 client-initiated debit or credit transactions per statement cycle. Otherwise, your Preferred Money Market account will earn the default rate for that statement cycle. Rates are variable and may change. The following chart is based on the Preferred Money Market account being linked to a Preferred Business Checking account. The APY is accurate as of 7/1/2023. Refer to the Business Services Information Disclosure Schedule of Fees for full details and APYs based on other eligible accounts.

³ Preferred Checking Account Requirements: Minimum opening deposit of $50 is required. A $20 service charge will be assessed if the account is closed within the first 360 days after the account is opened. Please refer to the Business Services Information Disclosure Schedule of Fees for other applicable fees and information. After 30 days from account opening, save the $18 monthly service charge when you: Keep a $5,000 minimum daily balance, or maintain a combined balance of $25,000 or more in loans and deposits, excluding your personal accounts, or $2,000 in monthly business credit card purchases, or have an active Hancock Whitney Merchant Services account with us. After 750 monthly items, a fee of $.50 for each item over 750 applies. If account exceeds $30,000 in cash deposits in a month, a charge of $0.25 per $100 in cash deposits will apply.

⁴ Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google, LLC. Samsung Pay is a trademark of Samsung Electronics Co., Ltd.

Hancock Whitney Bank, Member FDIC. Accounts subject to credit approval. Terms and conditions apply.