Get pre-qualified for a new home before she wakes up.

Our online mortgage application means you can get pre-qualified in as little as 3 minutes.1 Take advantage now through our digital mortgage team, and you could get $500 off your closing costs.2

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Get pre-qualified today, start shopping for your dream home tomorrow

 

A more convenient option

People love to visit our local loan officers in person. But sometimes you just can't fit it into your schedule. That's why we're offering the option to get pre-qualified for a home loan online in as little as 3 minutes.1

 

Mortgage experts you trust

For 125 years, people have trusted Hancock Whitney with their dreams of homeownership. Our online mortgage application is another way we're helping as many of our neighbors as possible to achieve that dream.
 

Support when you need it

Now you get a modern mortgage application process, plus our personal, 5-star service. If you ever have a question, you can always contact one of our mortgage experts. 

The path to your new home starts with pre-qualification

A pre-qualification letter is an important step toward buying a home, and it comes with many benefits: 

  • Faster and less intrusive than a pre-approval

  • Helps you establish a firm price range

  • Gives you an advantage when you're ready to put down an offer

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How to get pre-qualified for a home loan

Get the convenience of banking on the go or at home, with digital tools that put your account at your fingertips.

  1. Be prepared

    We'll ask for basic personal and financial information, such as your income, monthly expenses, and bank account balances. We'll also ask how much you have available for a down payment.
     

  2. Get real-time updates

    The form itself will only take a few minutes. And if you ever want to check on its status, you'll get 24/7 access to our online portal. You can also sign up for real-time updates via email or text.
     

  3. Show your pre-qualification letter

    Your pre-qualification letter will list the home loan amount you could qualify for. Make sure you show it to your realtor because it may give you an advantage when you're ready to make an offer on a home.
     
    4. See important disclosures below
 
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Why your neighbors trust Hancock Whitney

125
Years of Service

For more than a century, Hancock Whitney has been dedicated to the financial well-being of Gulf South communities.

3 Years
Forbes America's Best Banks

For the third consecutive year we've been named one of America's Best Banks by Forbes.

$7.6M
Donated in 2024

We give back to our local communities because we're committed to the future of our region. 

1. "As little as 3 minutes" : Dependent on the timely submission of all necessary information and documentation and assumes consent will be given to perform the entire pre-qualification process electronically. Extenuating circumstances may cause delays outside this timeframe. Must receive all required information for pre-qualification and pre-qualification must be requested during standard business hours. 

2. "$500 off your closing costs": The mortgage loan must be pre-qualified through our digital mortgage team and actually close with Hancock Whitney; if the closing costs are less than $500, there is no cash back to the borrower. Offer subject to end at any time.

This is a request for a pre-qualification not a loan approval or commitment to lend. Pre-qualification is based on current program guidelines and are subject to change at any time, without notice. Terms and conditions apply. All loans are subject to credit approval. Hancock Whitney Bank, Member FDIC and EHL_email_version Equal Housing Lender. Bank NMLS #454781.

© 2025 Hancock Whitney Bank
Hancock Whitney and the Hancock Whitney logo are federally-registered trademarks of Hancock Whitney Corporation. 

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