Compare Accounts
This side-by-side comparison chart will help you sort through the details
Essential Checking |
Preferred Checking |
Interest Checking |
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Account Summary |
Ideal for: New businesses, sole proprietors or other business types with low monthly transaction volumes and balances.
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Ideal for: Established and growing businesses with moderate transaction activity and balances.
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Ideal for: Businesses with higher account balances, which can earn interest at a competitive rate.
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Cash deposits |
Cash deposits up to $5,000 per month*
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Cash deposits up to $30,000 per month*
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Cash deposits up to $20,000 per month*
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Included monthly items |
100 combined monthly items included*
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750 combined monthly items included*
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500 combined monthly items included*
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Minimum Deposit to Open |
$50.00
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$50.00
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$50.00
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Monthly Service Charge |
No monthly service charge
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$18.00
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$25.00
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Minimum Daily Balance to Waive Service Charge |
$0
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$5,000.00
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$25,000.00
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Service Charge is also Waived |
With combined balances of business loans and deposits of $25,000 OR $2,000 in monthly business credit card transactions OR an active Merchant Services Account
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Combined balances of business loans and deposits of $50,000
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Discounts on check ordering |
10% off your first check ordering package
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First order of 50 checks free or 25% off your choice of business check packages
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10% off your first check ordering package
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All of our accounts provide great service and put powerful tools at your fingertips:
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Financial Centers and ATMs across TX, LA, MS, AL and FL
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Helpful service is available Monday through Friday from 7:00 a.m. to 7:00 p.m. Central Time, and Saturday from 8:00 a.m. to 2:00 p.m. Central Time, by email or phone
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Online Banking and Bill Pay with secure, electronic statements
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Mobile Banking with Mobile Check Deposit
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Convenient Mobile Wallet options
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View and transfer funds between business and personal accounts online
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Make secure direct deposits into your employees’ accounts easily and quickly with ACH Employee Direct Deposit.1 (monthly fee required)
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Next day funding when combined with Merchant Services Account
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Enjoy overdraft protection by linking to your Business Line of Credit
* Additional cash deposits and/or additional items will incur fees.
1 Direct deposit services can be accessed through Business Online Banking. Terms and conditions apply. Additional fees apply
2 Visa SavingsEdge: Discounts are provided in the form of credits posted to the cardholder's applicable Visa business credit card account. Please visit the Visa SavingsEdge website for complete details on the program, including terms and conditions.
Hancock Whitney Bank, Member FDIC and Equal Housing Lender. All loans and accounts subject to credit approval. Terms and conditions apply.
PROUD TO BE AN OFFICIAL SPONSOR OF
Hancock Whitney Bank, Member FDIC and 
Equal Housing Lender. All loans and accounts subject to credit approval. Terms and conditions apply.
Hancock Whitney and the Hancock Whitney logo are federally-registered trademarks of Hancock Whitney Corporation. © Hancock Whitney 2026
