Compare Accounts
This side-by-side comparison chart will help you sort through the details
Essential Checking |
Preferred Checking |
Interest Checking |
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Account Summary |
Well-suited for new businesses and sole proprietors or other business types with few monthly transactions and that maintain lower balances.
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A feature-rich account ideal for established and growing businesses with moderate transaction activity and balances or banking relationships that can offset the service charge.
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Smart checking option for businesses with higher account balances that can earn interest at a competitive rate.
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Cash deposits |
Cash deposits up to $5,000 per month*
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Cash deposits up to $30,000 per month*
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Cash deposits up to $20,000 per month*
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Included monthly items |
100 combined monthly items included*
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750 combined monthly items included*
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500 combined monthly items included*
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Minimum Deposit to Open |
$50.00
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$50.00
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$50.00
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Monthly Service Charge |
No monthly service charge
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$18.00
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$25.00
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Minimum Daily Balance to Waive Service Charge |
$0
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$5,000.00
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$25,000.00
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Service Charge is also Waived |
With combined balances of loans and deposits of $25,000 OR $2,000 in monthly business credit card transactions OR an active Merchant Services Account
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Combined balances of loans and deposits of $50,000
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Discounts on check ordering |
10% off your first check ordering package
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First order of 50 checks free or 25% off your choice of business check packages
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10% off your first check ordering package
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All our accounts put great service and powerful tools at your fingertips:
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Financial Centers and ATMs across TX, LA, MS, AL and FL
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Helpful service Monday-Saturday by email or phone
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Online Banking and Bill Pay with secure, electronic statements
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Mobile Banking with Mobile Check Deposit
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Convenient Mobile Wallet options
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View and transfer funds between business and personal accounts online
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Make secure direct deposits into your employees’ accounts easily and quickly with ACH Direct Deposit Payroll1. (monthly fee required)
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Visa® Debit Card with chip technology and Visa Savings Edge®
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Next day funding when combined with Merchant Services Account
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Enjoy overdraft protection by linking to your Business Line of Credit
*Additional cash deposits and/or additional items will incur fees.
1Direct deposit services can be accessed through Business Online Banking. Terms and conditions apply. Additional fees apply
Hancock Whitney Bank, Member FDIC and Equal Housing Lender. All loans and accounts subject to credit approval. Terms and conditions apply.
PROUD TO BE AN OFFICIAL SPONSOR OF
Hancock Whitney Bank, Member FDIC and 
Equal Housing Lender. All loans and accounts subject to credit approval. Terms and conditions apply.
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