How do the different Overdraft Protection Plans work?

For coverage from a HandyLine, if your checking account balance will be overdrawn during nightly batch processing, we will systematically transfer funds in $100 increments from the HandyLine to cover the overdraft up to the available balance in the HandyLine.

For coverage from another checking or savings account, or from a Preferred Line of Credit or Home Equity Line of Credit, if your checking account balance will be overdrawn during nightly batch processing, we will systematically transfer funds in the exact amount needed from the linked account to cover the overdraft up to the available balance in the linked checking or savings, or the available limit in the line of credit.

Please note that you can also proactively transfer funds from the linked account to your covered checking account. 

These overdraft protection plans may also vary in the type coverage they provide. Please ask us about these plans for more details.