What are the bank's overdraft fees on personal accounts?

For personal accounts we may charge $36 for each NSF item paid into overdraft. We do not charge NSF fees on personal accounts for items returned for insufficient funds (NSF). We will assess no more than five (5) Overdraft fees per account per day. No  overdraft fee is charged when your account is overdrawn $10 or less after all items have posted. Additionally, we waive the overdraft fee on all NSF items of $5 or less.