What is the bank's small business overdraft consideration?

With our overdraft consideration, we may authorize and pay NSF items into overdraft such as checks and other transactions made using your checking account number, automatic bill payments and transactions made with your debit card. Our overdraft consideration is automatically applied to these transactions and overdraft fees may be assessed on each NSF item paid into overdraft.

We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. Even if we pay your NSF items into overdraft, we maintain the right not to do so at any other time. If we do not authorize and pay your NSF items into overdraft, they will generally be declined and will not be paid into overdraft.