What is the difference between my available balance and my ledger balance on my business account?

The available balance in your account is the ending balance on the previous banking day after we have posted all transactions, plus or minus pending transactions (such as deposits, debit card transactions or ATM withdrawals) that have not yet been posted to your account, and minus any holds that we have placed on your account.

Your ledger balance is the balance of funds in your account based solely on deposits and withdrawals posted during nightly batch processing. Your ledger balance does not reflect pending transactions or amounts subject to a hold or ATM withdrawals that have not yet been posted to your account, and minus any holds that we have placed on your account.