Home Equity Line of Credit

Update. Renovate. Consolidate.

Introductory Offer: 4.99% Introductory APR for the first 6 months after opening, with rates as low as 7.75% variable APR thereafter1,2,3.

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Benefits of a Home Equity Line of Credit1

 
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Little to No Closing Costs3

Keep more money in your wallet with little to no closing costs on Home Equity Lines of Credit and no annual fee.2,3

 
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Interest-Only Payments and Flexible Terms2,3

For the first 10 years, you only need to pay the interest on your balance. After that, the line converts to a 15-year repayment period with both principal and interest payments.

 
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Fixed Rate Feature4

Lock in a fixed rate on a portion of your credit line for a predictable payment and protection from rising rates.

 
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Access with Online & Mobile Banking5

Quickly view balances and remaining available credit, transfer funds and make payments easily. 

 
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Is a home equity line of credit right for you?

A Home Equity Line of Credit can be a fast and convenient way to get the money you need for planned expenses and unexpected emergencies. You can borrow now and later without having to reapply. Plus, unlike personal loans or credit cards, the interest on your home equity line may be tax deductible; consult your tax advisor.

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Find out how much you could qualify for with our HELOC calculator

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Have questions?
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If you'll like to speak to a Hancock Whitney banker about this special offer, fill out the form and we'll get back to you promptly.