Earn 1 point or 1% cash back for every $1 you spend on just about anything including,
See below for details on eligible and non-eligible transactions.
Then, choose from hundreds of great rewards, including 1% cash back, gift cards, merchandise, travel and more.
Signature based credit card transactions, net of any returns, credits or adjustments, qualify to earn points. A signature transaction is one made at a VISA merchant location, including internet/mail order/phone order transactions.
- PIN-based transactions
- Cash advance transactions
- Gaming related purchases
- ATM transactions
- Cash access transactions
- Purchasing traveler checks, money orders or cashier’s checks
- Purchases that are initiated fraudulently or with a lost, stolen, counterfeit or cancelled card
- Account fees or finance charges
First time users will need to register for online access through www.hancockpointsplus.com or www.whitneypointsplus.com. Cardholders are also able to sign up to receive marketing messages and special offers via email. Cardholders may also register by calling the Points Plus Customer Service Center at 1-800-381-9046 (Hancock) or 1-888-331-1057 (Whitney) from 9am -9pm EST Monday through Friday, and from 9am – 8pm EST on Saturday and Sunday.
1 Visa’s Zero Liability Policy covers U.S.-issued cards and does not apply to ATM transactions, certain commercial card transactions, or any transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations, and other details, please consult your issuer or visit www.visa.com/security.
2 For more information about Consumer Card features including lost or stolen card, Visa Liability Policy, Emergency Card Replacement and Emergency Cash Disbursement and Cardholder Inquiry Service, go to: https://usa.visa.com/support/consumer/card-benefits.html
For information about Business Card features including including lost or stolen card, Visa Liability Policy, Emergency Card Replacement and Emergency Cash Disbursement and Cardholder Inquiry Service, go to: https://usa.visa.com/support/small-business/card-benefits.html
Whitney is the issuer and owner of all Visa® credit cards issued in the names of Hancock, Hancock Bank, or Whitney. Therefore, Whitney Bank owns all approved credit card accounts and sponsors any related rewards programs.
Whitney Bank uses the trade names: Hancock, Hancock Bank and Whitney.
All loans subject to credit approval. Terms and conditions apply. Whitney Bank, Member FDIC.
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