What’s the difference between “Card on File” and “Recurring Payments” in the mobile app?

“Recurring Payments” are those payments that happen repeatedly on a schedule, for example, streaming subscriptions, cellular bills, or other monthly bills you pay with your debit card. “Card on File” is a list of merchants who store your debit card information for future purchases, like online retailers or delivery apps.

Note: the merchants will not be displayed until after the initial log in and a “Card on File” or recurring payment transaction has occurred.