Compare Accounts
This side-by-side comparison chart will help you sort through the details
Freestyle Checking |
Priority Checking |
Assure Checking |
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Account Summary |
Get the convenience and flexibility you need from a personal checking account.
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Maximize your money with competitive interest rates and sophisticated banking features.
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The perfect foundation for building your financial future, with budget-friendly features.
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Minimum Deposit to Open |
$25.00
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$25.00
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$25.00
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Monthly Service Charge |
$10.00
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$20.00
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$7.00
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Minimum Daily Balance to Waive Service Charge |
$0
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$5,000.00
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$0
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Service Charge is also Waived |
With one qualifying transaction per month or for clients under the age of 18 or age of 64 or over*
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With certain average combined deposit and loan balances of $7,500 or more
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For under age 18
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No overdraft fees for certain transactions1 |
No overdraft fees on NSF items of $5 or less or overdrawn balances of $10 or less
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No overdraft fees on NSF items of $5 or less or overdrawn balances of $10 or less
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No overdraft fees
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No Non-Sufficient Funds (NSF) Fee¹ |
$0
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$0
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$0
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Access to your credit score2,3 |
Track changes to your credit report and score monthly, along with total identity monitoring through IDProtect with Credit Monitoring4,5
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Track your monthly credit score with IDProtect ScoreTracker
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Early Pay4 |
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Rebated Cash Withdrawal Fees at all U.S. ATMs |
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Free Wire Transfers |
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Visa® Purchase Alerts5 |
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No Monthly Service Charge on any linked Savings Builder Account |
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Increased Daily Debit Card and ATM Spending Limits |
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Link with Priority Money Market to earn interest |
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Complimentary Annual Investment Analysis with Hancock Whitney Financial Consultants** |
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No Monthly fee on unlimited Freestyle Checking Accounts |
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*Age requirement for the primary account owners provided there is a valid date of birth on file.
1NSF items created by check, in-person withdrawals or other electronic means that overdraw (OD) an account may be charged $36.00 per item. If you have opted-in to the payment of ATM and everyday debit card (POS) NSF items into overdraft, we may assess OD fees on those items as well. We waive OD fees on the following: NSF items of $5.00 or less or overdrawn balances of $10.00 or less at the end of nightly batch processing. See our Truth in Savings Disclosure and Deposit Agreement for more information. We pay overdrafts at our discretion and do not guarantee that we will always authorize payment of any transaction. For example, we typically do not pay overdrafts if your account is not in good standing. If your account is overdrawn, you must immediately bring it to a positive balance. For additional details on the Bank’s OD practices see our Standard Overdraft Services, or visit a local financial center.
2Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account owner who are residents of the same household. Credit file monitoring may take several days to begin following activation. Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness.
**Financial Planning services may only be offered by Investor Adviser Representatives. Although the service is free, certain recommended products may have fees. Check the background of this investment professional on FINRA’s BrokerCheck Located at: Hancock Whitney Financial Consultants, 525 Florida Avenue SW, Denham Springs, LA 70726, 1-800-385-4188 Hancock Whitney Financial Consultants is a marketing name of Cetera Investment Services. Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with Hancock Whitney Bank where investment services are offered or Hancock Whitney Corporation. Individuals affiliated with Cetera firms are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services. Investments are: *Not FDIC insured *May lose value *Not financial institution guaranteed *Not a deposit *Not insured by any federal government agency. Click here to view Cetera Investment Services Important Information and Business Continuity Plan. This site is published for residents of the United States only. Registered Representatives of Cetera Investment Services LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Investment Services LLC site at www.ceterainvestmentservices.com
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