Compare Accounts

This side-by-side comparison chart will help you sort through the details

 

Freestyle Checking

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Priority Checking

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Assure Checking

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Account Summary
Get the convenience and flexibility you need from a personal checking account.
Maximize your money with competitive interest rates and sophisticated banking features.
The perfect foundation for building your financial future, with budget-friendly features.
Minimum Deposit to Open
$25.00
$25.00
$25.00
Monthly Service Charge
$10.00
$20.00
$7.00
Minimum Daily Balance to Waive Service Charge
N/A
$5,000.00
N/A
Service Charge is also Waived
With one qualifying transaction per month or for clients who are either under the age of 18 or the age of 64 or over1
With certain average combined deposit and loan balances of $7,500 or more2
For under age 183
No overdraft fees for certain transactions1
No overdraft fees on NSF items of $5 or less or overdrawn balances of $10 or less
No overdraft fees on NSF items of $5 or less or overdrawn balances of $10 or less
No overdraft fees4
Early Pay5
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Greenlight® Debit Card for Kids & Teens6
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Zelle®7
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Rebated Cash Withdrawal Fees at all ATMs
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Free Wire Transfers
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No Monthly Service Charge on any linked Savings Builder Account
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Increased Daily Debit Card and ATM Spending Limits
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Link with Priority Money Market account for high-yield interest rates for balances starting at $25,000
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Complimentary Annual Investment Analysis with Hancock Whitney Financial Consultants*
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No monthly service charge on Freestyle Checking Accounts
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1 Freestyle Checking Account Terms and Conditions: $25 minimum opening deposit is required. If your account is closed within the first 180 days after opening, a $20 service charge will be assessed, and we reserve the right to deduct the bonus amount from your account’s closing balance if applicable. Please refer to the Truth in Savings Disclosure for other applicable fees and information.

Freestyle Checking Account monthly service charge of $10 can be waived by the following: primary account holder under 18 or age 64 and over with valid date of birth on file, or is an eligible Priority Checking or Private Wealth Management Client, or have one or more client-initiated debit and/or credit transactions post to the checking account per statement cycle.

2 Priority Checking Account Terms and Conditions: Minimum opening deposit of $25 required. A Priority Checking account cannot be linked to any other Priority, Connect, or Private Wealth checking account for combined balance calculations. A $20 service charge will be assessed if the account is closed within the first 180 days after the account is opened. If your account is closed within 180 days after opening, we reserve the right to deduct the bonus amount from your account’s closing balance if applicable. Please refer to the Truth in Savings Disclosure for other applicable fees and information.

Priority Checking monthly service charge of $20 can be waived if you maintain one or more of the following: a minimum daily collected balance of $5,000 or more; or $7,500 in combined deposits (excluding CDs and IRAs) or consumer loans (excluding mortgages) or credit card balances; or $250,000 or more in a Trust account or account (excluding annuities) with Hancock Whitney Financial Consultants*.

3 Assure Checking Account Terms and Conditions: $25 minimum opening deposit is required. If your account is closed within the first 180 days after opening, a $20 service charge will be assessed, and we reserve the right to deduct the bonus amount from your account’s closing balance if applicable. Please refer to the Truth in Savings Disclosure for other applicable fees and information.

Assure Checking has a monthly service charge of $7 and can be waived if the primary account holder is under 18 years old with valid birth date on file.

4 Assure Checking Overdraft Terms: When your available balance is insufficient, Assure Checking doesn't assess NSF fees or Overdraft Fees on NSF items created by check, in-person withdrawal, ATM or other electronic means. Generally all NSF items will be declined or returned to the merchant/ third party unpaid. While we will not assess overdraft or NSF fees, a merchant or third party may assess fees for items returned unpaid. If this account does become overdrawn or your available balance is insufficient, you must bring it to a positive balance immediately to maintain this account. Please refer to the Assure Checking Truth in Savings Disclosure or speak with a banker for more information.

5 Early Pay Terms: Early Pay grants access to eligible direct deposit payments (PPD ACH transactions $25,000 and under) made into a Hancock Whitney Checking or Savings account up to two days prior to the scheduled payment date.

Certain payroll payments may not be eligible for Early Pay. Early Pay availability is based on the timing of the payor’s payment instructions and therefore, you may not always see your direct deposits arrive early. Hancock Whitney does not guarantee early availability of these direct deposits. Early Pay eligibility may vary between pay periods, and daily/transaction limits apply. Any direct deposit not posted early will be made available to you in accordance with the payment instructions. After we have made the deposit available to you and you have withdrawn funds, you remain responsible if any deposit to your account is returned, rejected or uncollected by Hancock Whitney.

No action is needed to take advantage of Early Pay. Early Pay will be activated for all Hancock Whitney Checking and Savings accounts only.

6 Greenlight Terms: Hancock Whitney Bank clients are eligible for the Greenlight SELECT plan at no cost when an eligible Hancock Whitney Bank checking account is added as a funding source for the entirety of the promotion. An initial load of at least $10 and identity verification is required. Upgrades will result in additional fees. Upon termination of promotion, clients will be responsible for associated monthly fees. See terms for details. Offer subject to change and partner participation.

The Greenlight platform and the Greenlight debit card are not Hancock Whitney Bank products and are not managed by Hancock Whitney Bank. The Greenlight debit card is issued by Community Federal Savings Bank, Member FDIC, pursuant to license by Mastercard International.

Greenlight is a financial technology company, not a bank. The Greenlight app facilitates banking services through Community Federal Savings Bank, Member FDIC. Greenlight and Community Federal Savings Bank are not affiliated with Hancock Whitney Bank and maintain their own privacy policies. 

7 Zelle® Terms: Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Transactions between enrolled users typically occur in minutes. Only send money to people you know well and trust. If you don’t know the person you are paying or are unsure you will receive what you are purchasing, then we don’t recommend you use Zelle® for the transaction. Please be aware that neither Hancock Whitney nor Zelle® offers purchase protection for payments made with Zelle®. This means that if you don’t receive the item you paid for, or if it’s not as described, you may not be able to recover your funds.

 

 

* Financial Planning services may only be offered by Investor Adviser Representatives. Although the service is free, certain recommended products may have fees.

Check the background of this investment professional on FINRA’s BrokerCheck

Located at: Hancock Whitney Financial Consultants, 525 Florida Avenue SW, Denham Springs, LA 70726, 1-800-385-4188

Hancock Whitney Financial Consultants is a marketing name of Cetera Investment Services. Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with Hancock Whitney Bank where investment services are offered or Hancock Whitney Corporation. Individuals affiliated with Cetera firms are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.

Investment Products:

NO BANK GUARANTEE

NOT A DEPOSIT

MAY LOSE VALUE

NOT FDIC INSURED

NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

Hancock Whitney Bank, Member FDIC and Equal Housing Lender Logo Equal Housing Lender. All loans and accounts subject to credit approval. Terms and conditions apply.

Hancock Whitney and the Hancock Whitney logo are federally-registered trademarks of Hancock Whitney Corporation. © Hancock Whitney 2025

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