Start building your financial dreams and keep ready access to your cash with this economical savings account.
No minimum balance to earn interest. You’ll make money on every dollar!*
Receive your paycheck up to two days sooner with Early Pay.1
Deposit checks with Mobile Check Deposit2 and skip the trip to the bank.
Savings Builder Features | |||||||||||||
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Did you know?Here’s how you can waive the $5 monthly service charge:
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Savings Builder compounds and credits interest to the account quarterly. The minimum daily collected balance required to earn interest is $0.01.
There is no limit to the number of Savings Builder accounts you can open, however a $20.00 early closing fee will be assessed if the account is closed within 180 days of account opening.
Hancock Whitney has a variety of personal savings accounts for every need: Money Market, Certificates of Deposit, Christmas Club, and Individual Retirement accounts. Learn more about our personal savings accounts.
Call to speak with a banker today: 1-800-448-8812
1 Early Pay grants access to eligible direct deposit payments (PPD ACH transactions $25,000 and under) made into a Hancock Whitney Checking or Savings account up to two days prior to the scheduled payment date. Certain payroll payments may not be eligible for Early Pay. Early Pay availability is based on the timing of the payor’s payment instructions and therefore, you may not always see your direct deposits arrive early. Hancock Whitney does not guarantee early availability of these direct deposits. Early Pay eligibility may vary between pay periods, and daily/transaction limits apply. Any direct deposit not posted early will be made available to you in accordance with the payment instructions. After we have made the deposit available to you and you have withdrawn funds, you remain responsible if any deposit to your account is returned, rejected or uncollected by Hancock Whitney. No action is needed to take advantage of Early Pay. Early Pay will be activated for all Hancock Whitney Checking and Savings accounts only.
2Message and data rates may apply. Please check with your mobile service provider.
Hancock Whitney Bank, Member FDIC and Equal Housing Lender. All loans and accounts subject to credit approval. Terms and conditions apply.
Hancock Whitney and the Hancock Whitney logo are federally-registered trademarks of Hancock Whitney Corporation. Copyright © 2023 Hancock Whitney Bank.