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Savings Builder

The ideal solution to help you reach your savings goals.

Start building your financial dreams and keep ready access to your cash with this economical savings account.

No minimum balance

No minimum balance to earn interest. You’ll make money on every dollar!*

Early Pay

Receive your paycheck up to two days sooner with Early Pay.1

Monitor your savings online

Monitor and manage your savings with Mobile and Online Banking. 

Mobile check deposit

Deposit checks with Mobile Check Deposit2 and skip the trip to the bank.

Build your savings – and your financial future.

Open an Account Compare Accounts

Savings Builder Features

Minimum Deposit to Open $25.00
Monthly Service Charge $5.00
Withdrawals 3 free withdrawals each month, and additional withdrawals are only $3 each.
ATM Access Link your existing Visa® Debit Card for easy access at hundreds of ATMs across the Gulf South.
Minimum Balance to Earn Interest* All Balances
Automatic Transfers Establish savings routines with automatic transfers from your checking account.

Did you know?

Here’s how you can waive the $5 monthly service charge:

  • Maintain a $200 minimum balance.
  • Link your Savings Builder account to a qualifying Hancock Whitney Checking account.
  • If the primary account holder is under age 18 or age 65 and older.

Not sure what account is right for you? 

Help me Decide

Frequently Asked Questions

Still have questions? We have answers.

Find a Location

Call to speak with a banker today: 1-800-448-8812

1 Early Pay grants access to eligible direct deposit payments (PPD ACH transactions $25,000 and under) made into a Hancock Whitney Checking or Savings account up to two days prior to the scheduled payment date. Certain payroll payments may not be eligible for Early Pay. Early Pay availability is based on the timing of the payor’s payment instructions and therefore, you may not always see your direct deposits arrive early. Hancock Whitney does not guarantee early availability of these direct deposits. Early Pay eligibility may vary between pay periods, and daily/transaction limits apply. Any direct deposit not posted early will be made available to you in accordance with the payment instructions. After we have made the deposit available to you and you have withdrawn funds, you remain responsible if any deposit to your account is returned, rejected or uncollected by Hancock Whitney. No action is needed to take advantage of Early Pay. Early Pay will be activated for all Hancock Whitney Checking and Savings accounts only. 

2Message and data rates may apply. Please check with your mobile service provider.