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Open an Account

Open an Account

Savings Builder

The ideal solution to help you reach your savings goals.

Start building your financial dreams and keep ready access to your cash with this economical savings account. 

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Open in Person


The features and benefits of a Savings Builder account


Account Setup

The minimum deposit to open a Savings Builder account is $25 with a $5 Monthly Service Charge.

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3 free withdrawals each month, and additional withdrawals are only $3 each. Fees may reduce earnings.

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Earning Interest

There is no minimum balance to earn interest. You’ll make money on every dollar!

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Early Pay

Receive your paycheck up to two days sooner with Early Pay1


Automatic Transfers

Establish savings routines with automatic transfers from your checking account.


ATM Access

Link your existing Visa® Debit Card for easy access at hundreds of ATMs across the Gulf South.

It's easy to waive monthly fees

You can waive the $5 monthly service change with any of these options:

  • Maintain a $200 minimum balance.
  • Link your Savings Builder account to a qualifying Hancock Whitney Checking account.
  • If the primary account holder is under age 18 or age 65 and older. 

Bank where you want, when you want

Get the convenience of banking on the go or at home, with digital tools that put your account at your fingertips.

Deposit checks on the go3

Take a photo of the check with your smartphone, follow the prompts, and we'll notify you when the deposit is complete.


Pay bills automatically

Schedule payments up to a year in advance and set up recurring payments so you never forget.


Schedule transfers

Set up and schedule automatic transfers from your checking account into your savings account directly from the app.

Want to explore more of our digital banking features?
Learn More
Download on the App Store
Get It On Google Play

Savings Builder not the right fit?


I'm interested in higher interest rates based on my balance.

Explore Priority Money Market

I'm interested in saving for short-term & long-term goals with guaranteed fixed rate returns.

Explore CD Accounts

Want to explore other ways to reach your financial goals?

Use our account finder

Frequently asked questions

A $20 fee will be assessed if the account is closed within 180 days.

1 Early Pay grants access to eligible direct deposit payments (PPD ACH transactions $25,000 and under) made into a Hancock Whitney Checking or Savings account up to two days prior to the scheduled payment date. Certain payroll payments may not be eligible for Early Pay. Early Pay availability is based on the timing of the payor’s payment instructions and therefore, you may not always see your direct deposits arrive early. Hancock Whitney does not guarantee early availability of these direct deposits. Early Pay eligibility may vary between pay periods, and daily/transaction limits apply. Any direct deposit not posted early will be made available to you in accordance with the payment instructions. After we have made the deposit available to you and you have withdrawn funds, you remain responsible if any deposit to your account is returned, rejected or uncollected by Hancock Whitney. No action is needed to take advantage of Early Pay. Early Pay will be activated for all Hancock Whitney Checking and Savings accounts only.

2U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. Only send money to people you know well and trust. If you don't know the person you are paying or are unsure you will receive what you are purchasing, then we don't recommend you use Zelle® for the transaction. Once you have authorized and made a payment through Zelle®, it may not be possible to reverse the payment or recover the funds.

Zelle®and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

3Message and data rates may apply. Please check with your mobile service provider.

Hancock Whitney Bank, Member FDIC and Equal Housing Lender Logo Equal Housing Lender. All loans and accounts subject to credit approval. Terms and conditions apply.

Hancock Whitney and the Hancock Whitney logo are federally-registered trademarks of Hancock Whitney Corporation. © Hancock Whitney 2024