Launch or grow your business
Start a new venture or expand your footprint with financing that fits your goals.
SBA LOANS
Turn business dreams into reality—fast—with an SBA loan
As an SBA Preferred Lender, we help you move fast, with quicker access to funds and expert local support to get your business off the ground and growing.
Why Hancock Whitney is the right choice for your SBA loan
Faster approvals, fewer hurdles
Expertise that understands your business
Local people, lasting support
Value that goes beyond the loan
What you can do with fast, flexible SBA financing
Acquire an existing business
Secure funding to purchase a business and continue its legacy—or create your own.
Buy, build, or renovate real estate
Finance or refinance owner-occupied commercial property for long-term success.
Increase your cash flow
Access working capital or refinance existing debt with better terms and lower payments.
Purchase equipment, vehicles, or inventory
Get the tools, materials, and resources you need to operate and scale.
Invest in your team
Hire new employees, offer training programs, or cover payroll as your business scales.
Ready to apply? Here's how it works.
Connect with a local SBA lending expert
Apply and gather your documents
We’ll guide you through the final steps
CLIENT SPOTLIGHT
Turning a sweet idea into a thriving storefront
Houston residents Lorena and Johnny Lock started Million Cakes Endless Delights in their home kitchen. With help from Hancock Whitney and an SBA 504 loan, they purchased and renovated a retail space, transforming their passion into a growing business with multiple locations.
SBA 7(a) Loan
Great for new or growing businesses looking to finance working capital, purchase equipment, buy a business, or even acquire real estate.
SBA Express Loan
Provides fast access to funds for working capital and short-term needs—up to $500,000 with a simplified application process.
SBA 504 Loan
Used to purchase, renovate, or refinance owner-occupied commercial real estate or heavy equipment, often with lower down payments and longer terms.
I need a better way to manage payments and cash flow.
I need fast, flexible access to funds to keep my business running smoothly.
SMALL BUSINESS MATTERS
Learn, plan, and grow—with support every step of the way
Building a business takes more than ambition—it takes access, education, and support. Small Business Matters brings together practical resources and expert insights to help small businesses move forward with confidence.
