Legacy & Estate Planning

Take care of your family’s future—today

For more than a century, Hancock Whitney has helped families build, preserve, and transfer wealth from one generation to the next.

Speak to an Advisor

Is Legacy & estate planning right for me?

“I want to make sure my wealth is transferred to the people I love, and the organizations I care about, without taxes eating away most of my legacy.”

How we help preserve and protect what’s most important to you

We get to know you and your family

We believe every great plan starts with a great conversation. We take the time to get to know you, your financial goals, and what a legacy means to you. We’ll also educate you on various planning strategies and the impact they can have on your legacy.

Develop your estate planning strategy

Once we understand your goals, we can determine the right plan for you, develop a guide for implementing it, and help you prioritize your next steps. Planning is a journey, not an event, which is why we want to be there to assist you, wherever life leads you.

Help you visualize your legacy

The centerpiece of our legacy and estate planning practice is an interactive experience that helps you co-design your plan with your advisor. This allows you to visualize the impact that various strategies may have on your legacy.

Execute your strategy

With your estate plan in place, you can feel confident that your wealth will be transferred smoothly, which helps prevent family conflicts. It also provides you with financial control, flexibility, and the peace of mind that your family is taken care of.

Want to learn more about our legacy and estate planning process?

Speak to an Advisor

LATEST INSIGHTS ARTICLE

Seven mistakes to avoid when choosing an executor or trustee

Ensuring the proper administration of your estate depends on choosing the right executor or trustee. Avoiding these common mistakes can help you make the best decision.

Questions clients often ask us about legacy and estate planning

When should I start an estate plan?
Is an estate plan the same thing as a will?

Estate planning, especially for high net worth individuals and families, involves much more than just drafting a will. It's about ensuring that your wealth is distributed according to your wishes in the most tax-efficient manner possible.

Estate planning also includes making arrangements for incapacity, ensuring that your financial affairs can be managed according to your wishes, even if you are no longer able to make decisions yourself. Additionally, establishing trusts can facilitate supporting causes you care about, as well as preserve your legacy.
How will the plans I put in place today affect my heirs?

Understanding the interplay between income, gift, and estate taxes is one cornerstone of estate planning. By strategically managing assets during their lifetime and at death, affluent individuals can reduce the tax burden on their heirs so that a larger portion of their wealth is preserved and passed on according to their wishes. The strategic use of wills, trusts, and other legal structures can help ensure efficient wealth transfer.

In addition, your advisor may be able to work with your heirs to create their own financial plan considering how the potential inheritance might factor in. This can set the stage for a smooth transition and responsible future management of your legacy.
How will my estate plan strategy impact my retirement?

Estate planning may involve implementing strategies that could defer taxes for you and your beneficiaries. This becomes especially important in the context of retirement planning. That’s why it's so important to work with certified professionals to make sure you’re maximizing the benefits during your golden years, while also making sure your beneficiaries aren’t stuck with the tax bill.

High net worth individuals may consider gifting strategies as part of their estate strategy to reduce the value of their future taxable estate. This can help transfer more wealth to loved ones. It’s important to ensure that gifting assets does not impact what you need to achieve your own future lifestyle.

Let’s build a team around your dreams

Tell us a little about yourself, and a member of our wealth team will get back to you.

Hancock Whitney Bank offers investment products, which may include asset management accounts, as part of its wealth Management Services. Hancock Whitney Bank is a wholly owned subsidiary of Hancock Whitney Corporation.

Trust and Estate services are provided by Hancock Whitney Bank. Hancock Whitney Bank is a wholly owned subsidiary of Hancock Whitney Corporation.

Investment and Insurance products:

NO BANK GUARANTEE

NOT A DEPOSIT

MAY LOSE VALUE

NOT FDIC INSURED

NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

Hancock Whitney Bank, Member FDIC.

Take care of your family’s future—today

“I want to make sure my wealth is transferred to the people I love, and the organizations I care about, without taxes eating away most of my legacy.”