Small Business Savings Accounts

You work hard for your business.

Our business savings options can make your money work hard for you.

Liquidity and cashflow are essential to the health of your business. Our business savings options offer a dedicated source of funds for your business. They are also a safe way to earn interest as you put away money each month to save for larger expenses like tax payments, major purchases, employee bonuses and more.

Find the right savings account to reach your goals

Business Savings

Your business needs a trusted partner to manage your savings. Our business savings account is designed for small business, helping you grow your savings while maintaining access to funds. Low balance requirements allow you to avoid monthly fees and start earning interest on any balance.

Business Relationship Rewards Money Market

Looking to maximize your savings in a low-risk setting? Money Market accounts offer competitive interest rates and easy access to your funds to help maintain liquidity. With tiered interest rates based on your balance, the more you save, the more you’ll earn. A Hancock Whitney business checking account is required to open this account.

Certificate of Deposit

CDs help your business prepare for short-term and long-term goals with guaranteed fixed-rate returns. Available in a variety of term lengths, CDs are a risk-free investment option to help your money grow until you need it most. If you have excess funds that you don’t need to access for a specified length of time, you receive a higher rate.


Not sure which savings option is right for your business?

Our side-by-side feature chart will help you consider the details. 



Business Savings

Business Relationship Rewards Money Market Account

Certificate of Deposit

Minimum deposit to open




Monthly service charge




Minimum daily balance to waive charge




Average collected balance to earn interest

All collected balances


All collected balances


3 free withdrawals per month, otherwise $3

6 free withdrawals per month, otherwise $15


Telephone Banking

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Online Banking Access

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Federal regulations limit savings and money market accounts to six pre-authorized or electronic payments, withdrawals, or outgoing transfers per month. This includes account transfers or payments initiated by telephone, mobile banking and online banking, as well as automatic debits and transfers (such as automatic bill payments and overdraft protection services). See the Deposit Agreement or Truth in Savings Disclosure for more information. Accounts are subject to credit approval.