Personal Checking Accounts

Find the Checking Account That’s Right for You.

Our straightforward checking options allow you to bank when, where and how you want. You use it to pay bills, cover everyday expenses and maintain your lifestyle. Having a personal checking account is one of the best ways to keep your hard-earned money safe and easily accessible.

Access Checking

Access Checking gives you must-have features and tools that allow you the freedom to bank when, where, and how you want, all while receiving 5-star customer service.

Complete a saved Access Checking application >

Connect Checking

Connect Checking is more than just a checking account. Convenient banking channels, enhanced security features, and other added services help to provide you with peace of mind.

Complete a saved Connect Checking application >

Priority Checking

Priority Checking is an interest-bearing account with access to convenient banking channels, enhanced security feature and other priority services for more sophisticated financial needs.

Complete a saved Priority Checking application >

Every account comes with great service & powerful tools

Our bankers are dedicated to providing helpful service across all our locations and via our call center.

Financial centers and ATMs across TX, LA, MS, AL, and FL ›
Helpful service Monday-Saturday by email or phone
Online Banking & Bill Pay with secure, electronic statements
Mobile Banking with Mobile Check Deposit
Visa^® Debit Card with chip technology and convenient mobile wallet options
Online check re-ordering available
Monitor your debit card purchases and receive added security with Visa^® Purchase Alerts.

Been turned down for a checking account? Visit your nearest financial center to find out how we can help!

Not sure which account is right for you?

This side-by-side comparison chart will help you sort through the details:

Features	Access Checking Convenient checking with great must-have features.	Connect Checking Premium security benefits and added services.	Priority Checking Interest-bearing account to maximize your earnings. Check Rates
Monthly Service Charge	$10	$12	$21
Minimum Daily Balance To Waive Service Charge	$250	$1,500	$10,000
Service Charge Is Also Waived With	Direct Deposit of $250 or more; or for under age 24 or age 64 and over	Certain relationship balances of $5,000 or more¹	Certain relationship balances of $25,000 or more²
Free Online Bill Pay
Free External Account-To-Account Transfers
Increased Mobile Check Deposit Limits With Mobile Banking³
No Monthly Service Charge On Any Linked Silver Savings Account
Discounted Financial Center Services Including Safe Deposit Box And Money Orders
Fees For Cash Withdrawals Refunded At All Other ATMs All Visa International fees are non-refundable
Free Wire Transfers
Sweep Excess Balances Into A Money Market account
Elevated Call Priority
Identity Theft Protection⁴ Including Credit File Monitoring
‭Convenient Mobile Wallet options
Premium Debit Card Benefits including Increased Daily Spending Limits and Cellular Telephone Protection⁵
Free Annual Investments Analysis

¹The monthly service charge on this account is $12.00 and will be waived when you maintain one or more of the following minimum daily balance of $1,500 or more or $5,000 in combined deposits (excluding CDs and IRAs) or consumer loans (excluding mortgages) or credit card balances. A Connect Checking account cannot be linked to any other Connect, Priority or Private Banking Checking account.

²The monthly service charge on this account is $21.00 and will be waived when you maintain one or more of the following:
A minimum daily balance of $10,000 or more, $25,000 in combined deposits (excluding CDs and IRAs) or consumer loans (excluding mortgages) or credit card balances or $250,000 or more in a Trust account or an account with Hancock Whitney Investment Services, Inc. (excluding annuities). A Priority Checking account cannot be linked to any other Priority, Connect or Private Banking Checking account.

³While we don't charge for Mobile Banking, please check with your wireless carrier for any data or usage charges that may apply. Deposits are not available for immediate withdrawal. Your deposit limits can be found on the Deposit Check tab within Mobile Banking. Other information and restrictions apply. Please refer to the Mobile Check Deposit Terms & Conditions for more information.

⁴Investment and Insurance Products-including Total Identity Protection Services:

NO BANK GUARANTEE

NOT A DEPOSIT

MAY LOSE VALUE

NOT FDIC INSURED

NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

⁵Refer to Cellular Telephone Protection Guide to Benefits for more details.