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Personal Checking Accounts

Find the right checking account for you

No matter which account you choose, you'll get convenient digital banking features and the support of a bank dedicated to helping you reach your goals. 

Personal Checking Accounts

Three checking account options to choose from

Freestyle Checking

Get the convenience and flexibility you need from a personal checking account.

  • Never worry about NSF fees

  • Service charge waived with one qualifying monthly transaction

  • Account protection with Visa® Purchase Alerts2


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Priority Checking

Maximize your money with competitive interest rates and sophisticated banking features.

  • Higher daily ATM/Debit Card spending limits

  • Premium security features and elevated support

  • Complimentary wire transfers

  • Complimentary annual investment analysis**


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Assure Checking

The perfect foundation for building your financial future, with budget-friendly features.

  • Never worry about NSF and Overdraft fees1

  • Sign up for complimentary credit score tracking


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Want to see a side-by-side comparison of your options?

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Bank anywhere, any time with our mobile app

Send and receive money with Zelle®4


Deposit checks on the go5


Pay bills automatically

Want to explore more of our digital banking features?
Learn More
Download on the App Store
Get It On Google Play
Personal Checking Account Mobile App

Three accounts, three convenient features

Icon-Early Pay

Early Pay3

Set up direct deposit with your checking account and get your money up to two days before the scheduled payment date.

Icon-Credit Card

Visa® Debit Card

Your card uses embedded chip technology for next-level security. Plus, you can add it to your Mobile Wallet for fast and secure shopping.


Financial Centers & ATMs

If you ever need to talk to a local banker or withdraw cash, we offer hundreds of financial centers and ATMs across the region.

Want to explore other ways to reach your financial goals?

Use our account finder

1When your available balance is insufficient, Assure Checking doesn't assess NSF fees or Overdraft Fees on NSF items created by check, in-person withdrawal, ATM or other electronic means. Generally all NSF items will be declined or returned to the merchant/ third party unpaid. While we will not assess overdraft or NSF fees, a merchant or third party may assess fees for items returned unpaid. If this account does become overdrawn or your available balance is insufficient, you must bring it to a positive balance immediately to maintain this account. Please refer to the Assure Checking Truth in Savings Disclosure or speak with a banker for more information.

2Actual time to receive a transaction alert is dependent on wireless service and coverage within area. Message and data rates may apply. Some PIN-based debit transactions may be routed through non-Visa networks. Transactions routed through non-Visa networks will not trigger a purchase alert. For more information about Purchase Alerts, including any limitation and restrictions, go to www.hancockwhitney.com/purchase-alerts.

3Early Pay grants access to eligible direct deposit payments (PPD ACH transactions $25,000 and under) made into a Hancock Whitney Checking or Savings account up to two days prior to the scheduled payment date. Certain payroll payments may not be eligible for Early Pay. Early Pay availability is based on the timing of the payor’s payment instructions and therefore, you may not always see your direct deposits arrive early. Hancock Whitney does not guarantee early availability of these direct deposits. Early Pay eligibility may vary between pay periods, and daily/transaction limits apply. Any direct deposit not posted early will be made available to you in accordance with the payment instructions. After we have made the deposit available to you and you have withdrawn funds, you remain responsible if any deposit to your account is returned, rejected or uncollected by Hancock Whitney. No action is needed to take advantage of Early Pay. Early Pay will be activated for all Hancock Whitney Checking and Savings accounts only.

4U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. Only send money to people you know well and trust. If you don't know the person you are paying or are unsure you will receive what you are purchasing, then we don't recommend you use Zelle® for the transaction. Once you have authorized and made a payment through Zelle®, it may not be possible to reverse the payment or recover the funds.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

5Message and data rates may apply. Please check with your mobile service provider.

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc.

Android is a trademark of Google Inc.


**Financial Planning services may only be offered by Investor Adviser Representatives. Although the service is free, certain recommended products may have fees.

Check the background of this investment professional on FINRA’s BrokerCheck

Located at: Hancock Whitney Financial Consultants, 525 Florida Avenue SW, Denham Springs, LA 70726, 1-800-385-4188

Hancock Whitney Financial Consultants is a marketing name of Cetera Investment Services. Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with Hancock Whitney Bank where investment services are offered or Hancock Whitney Corporation. Individuals affiliated with Cetera firms are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.

Investments are: *Not FDIC insured *May lose value *Not financial institution guaranteed *Not a deposit *Not insured by any federal government agency.

Click here to view Cetera Investment Services Important Information and Business Continuity Plan.

This site is published for residents of the United States only. Registered Representatives of Cetera Investment Services LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Investment Services LLC site at www.ceterainvestmentservices.com



Hancock Whitney Bank, Member FDIC and Equal Housing Lender Logo Equal Housing Lender. All loans and accounts subject to credit approval. Terms and conditions apply.

Hancock Whitney and the Hancock Whitney logo are federally-registered trademarks of Hancock Whitney Corporation. © Hancock Whitney 2024