Personal Checking Accounts

Find the Checking Account That’s Right for You. 

Our straightforward checking options allow you to bank when, where and how you want.

You use it to pay bills, cover everyday expenses and maintain your lifestyle.
Having a personal checking account is one of the best ways to keep your hard-earned money safe and easily accessible.

Access Checking

Access Checking gives you must-have features and tools to access and manage your funds- when, where and how you choose.

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Complete a saved application >

Connect Checking

Connect Checking is more than just a checking account. Premium security benefits and easy access offer complete peace of mind.

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Complete a saved application >

Priority Checking

Priority Checking is an interest-bearing account designed to maximize your earnings and offer other priority services for your more sophisticated financial needs.

Every account comes with great service & powerful tools

Our bankers are dedicated to providing helpful service across all our locations and via our call center.


 Been turned down for a checking account? 
Visit your nearest branch to find out how we can help!

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Not sure which account is right for you?

This side-by-side comparison chart will help you sort through the details:

Features

Access Checking

Convenient checking with great must-have features.

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Connect Checking

Premium security benefits and added services.

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Priority Checking

Interest-bearing account to maximize your earnings.

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Monthly Service Charge

$10 $12 $21

Minimum Daily Balance To Waive Service Charge

$250

$1,500

$10,000

Service Charge Is Also Waived With

Direct Deposit of $250 or more; or for under age 24 or age 64 and over

Certain relationship balances of $5,000 or more1

Certain relationship balances of $25,000 or more2

Free Online Bill Pay

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Free External Account-To-Account Transfers

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Increased Mobile Check Deposit Limits With Mobile Banking3

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No Monthly Service Charge On Any Linked Silver Savings Account

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Discounted Branch Services Including Safe Deposit Box And Money Orders

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Fees For Cash Withdrawals Refunded At All Other ATMs
All Visa International fees are non-refundable

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Free Wire Transfers

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Sweep Excess Balances Into A Relationship Rewards Money Market

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Elevated Call Priority

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Identity Theft Protection4 Including Credit File Monitoring

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Premium Debit Card Benefits Including Apple PayTM, Increased Daily Spending Limits And Cellular Telephone Protection5

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1The monthly service charge on this account is $12.00 and will be waived when you maintain one or more of the following minimum daily balance of $1,500 or more or $5,000 in combined deposits (excluding CDs and IRAs) or consumer loans (excluding mortgages) or credit card balances. A Connect Checking account cannot be linked to any other Connect, Priority or Private Banking Checking account.

2The monthly service charge on this account is $21.00 and will be waived when you maintain one or more of the following:
A minimum daily balance of $10,000 or more, $25,000 in combined deposits (excluding CDs and IRAs) or consumer loans (excluding mortgages) or credit card balances or $250,000 or more in a Trust account or an account with Hancock and Whitney Investment Services, Inc. (excluding annuities). A Priority Checking account cannot be linked to any other Priority, Connect or Private Banking Checking account.

3While we don't charge for Mobile Banking, please check with your wireless carrier for any data or usage charges that may apply.

Apple is a trademark of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc.

Securities and insurance products are offered through Hancock Investment Services, Inc., known and doing business as Whitney Investment Services, Inc. in Texas and Louisiana and not through Whitney or Hancock Bank. Hancock Investment Services Inc., is a registered broker/dealer, member FINRA/SIPC, and a wholly owned subsidiary of Hancock Holding Company.

4Investment and Insurance Products-including Total Identity Protection Services:

NO BANK GUARANTEE

NOT A DEPOSIT

MAY LOSE VALUE

NOT FDIC INSURED

NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

5Refer to Cellular Telephone Protection Guide to Benefits for more details.