Whether you are purchasing a new car, looking to make some home improvements or simply reacting to the unexpected, a personal loan provides access to the money you need. No matter what’s on the horizon, we offer a number of options designed to help you take control of your finances.
Not sure which loan is right for you?
Personal loans are ideal for situations when you just need a little extra. You’ll have the freedom and flexibility to finance a big purchase, cover unexpected expenses or consolidate high-interest debt into one monthly payment.
By using personal assets like your car, CDs or savings as collateral, a secured loan may offer a lower interest rate and be easier to obtain. Ask your banker about your collateral options. If you have experienced credit challenges, a secured loan can help you reach your financial goals.
Unsecured loans are not associated with any collateral, but may feature a slightly higher interest rate and good credit requirements.
Tip: Save 0.50% off of certain loan interest rates with regular automatic payments from your Hancock Whitney Bank personal checking account. Certain restrictions and limitations will apply
You’ve got your eye on a new vehicle, and we can help with financing for new and used automobiles, boats, motorcycles, RVs – anything that gets you moving. Low down payments with fixed, competitive rates and no prepayment penalties make purchasing your next vehicle simple.
¹Preferred Line of Credit rates are variable based on The Wall Street Journal U.S. Prime rate as designated in the "Money Rates" section of The Wall Street Journal plus a margin. Prime Rate was 3.25% as of 6/8/20. Rates can range from 7.25% to 10.25% and are based on your line amount and creditworthiness.