Personal Banking Insights

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Personal Finances

Couple working with an accountant on their tax refund

What to Do with Your Tax Refund: 5 Smart Ways to Make the Most of It

2 MIN READ

Make the most of your tax refund with five smart, practical strategies to save, plan ahead, and strengthen your financial foundation this year.

Credit card being used to make a payment during a transaction.

How Do Credit Cards Work? (A Complete Guide)

7 MIN READ

Learn the essentials of how credit cards work, including how interest is calculated, how transactions process, how rewards work, and more.

Man opening checking account online using his cell phone.

Guide: How to Open a Checking Account

3 MIN READ

Find out what you’ll need to open a checking account. We’ll cover everything from the required documentation to tips on what account features to...

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Life Stages

Refinancing During a Rate Drop Doesn’t Have to Be Complicated

1 MIN READ

Refinancing during a rate drop doesn’t have to be complicated. Discover how an easy, online mortgage refinance may help you lock in lower rates,...

Family uses a HELOAN to make home improvements

HELOC vs HELOAN: Which is Right for You?

1 MIN READ

Access your home’s equity for upgrades, repairs, debt consolidation, or emergencies with a HELOC or HELOAN. Learn the differences to best match your...

New homeowners moving in after securing a mortgage.

How Adjustable-Rate Mortgages Work

6 MIN READ

Adjustable-rate mortgages are very different from traditional fixed-rate mortgages—but they aren’t for everyone. Find out if an ARM might work for...

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Wealth Management

How to Plan for Retirement in Your 30s: A Smart Start Toward...

3 MIN READ

Discover why your 30s are crucial for retirement savings. Learn why starting early, utilizing tax advantages, and working with a trusted advisor is...