Commercial real estate lending that goes the distance
Count on a lender with the strength and staying power your projects deserve.
Commercial real estate lending with Hancock Whitney
Hancock Whitney brings deep expertise and real financial strength to commercial real estate financing. Whether you're breaking ground on a new development or managing an existing portfolio, our experienced lenders offer seasoned guidance and the long-term commitment your projects deserve.
For Developers
From ground-up construction to complex, large-scale projects, we have the capacity and syndication capabilities to structure financing that moves your vision forward. Our lenders provide institutional-level expertise at every stage of development.
For Owners
We finance a wide range of income-producing properties with a lending approach built for the long haul. When other lenders have stepped back during challenging economic conditions, Hancock Whitney has stayed the course, and that's a track record you can build on.
Commercial property types we finance
Hancock Whitney finances a broad range of income-producing commercial properties across the Gulf South and beyond. From multifamily communities to industrial facilities, our lending solutions are designed to meet the distinct needs of each asset class and the investors behind them.
Our relationship managers bring vast CRE lending experience, which means you're working with lenders who understand the nuances of your property type, not just the numbers. That depth of knowledge allows us to structure financing that fits your project and support you with guidance that goes beyond the transaction.
Multifamily
Financing for apartment communities and multi-unit residential properties of all scales.
Industrial
Lending solutions for warehouses, distribution centers, and other industrial facilities.
Retail
Financing for shopping centers, standalone storefronts, and mixed retail developments.
Office
Lending for office buildings and corporate campuses across primary and secondary markets.
Hospitality
Financing for hotels, resorts, and other hospitality properties across market segments.
Mixed-Use
Lending for developments that combine residential, retail, office, or other property types.
Ready to discuss a commercial real estate deal with us?
Commercial real estate lending you can count on
Hancock Whitney is a strong, stable lender with a long-term commitment to commercial real estate. We've continued to lend through challenging market cycles when others have pulled back or exited the space entirely, and we remain actively growing our CRE loan portfolio today. These numbers help tell our story.
The financial strength and capital capacity to support your projects for the long haul.
Our investment-grade rating reflects stability and creditworthiness as a lending partner.
Our relationship managers bring seasoned guidance and institutional-level expertise to every deal we do.
Syndications for large real estate transactions
When a commercial real estate project's scale calls for more than a single lender can provide, Hancock Whitney can arrange and administer syndicated financing to get the deal done. We bring together a network of lenders to efficiently fund complex, large-scale commercial real estate transactions, giving you access to the capital you need while working with a single, experienced lead lender who knows your project and is committed to its success.
Have questions about commercial real estate lending?
If you'd like to speak with a Hancock Whitney team member about commercial real estate, fill out the form and we'll get back to you promptly.
Frequently asked questions about commercial real estate lending
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What is commercial real estate lending?
Commercial real estate lending provides financing for the purchase, development, or refinancing of income-producing properties such as multifamily housing, office buildings, retail centers, industrial facilities, and hospitality properties. Unlike residential mortgages, CRE loans are evaluated primarily on the income potential of the property and the financial strength of the borrower or development team.
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How do I get started with a commercial real estate loan?
The best first step is connecting with a commercial real estate relationship manager who can assess your project and discuss financing options. From there, you can expect to provide information about the property, your development or ownership experience, and your financial position—the details of which will vary depending on the loan type and project scope.
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What factors impact a commercial real estate loan request's approval?
Lenders typically evaluate several key factors, including the income potential of the property, the borrower's financial strength and creditworthiness, the loan-to-value ratio, and the overall market conditions in the property's location. The borrower's experience with similar projects and the quality of the project's financial projections are also important considerations.
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What makes Hancock Whitney different from other CRE lenders?
Hancock Whitney is a financially strong, well-capitalized lender with a long-term commitment to commercial real estate—one that has continued lending through challenging market cycles when many competitors pulled back or exited the space entirely. Our relationship managers average 20 years of CRE lending experience, bringing institutional-level expertise to every transaction, and our syndication capabilities mean we can support even complex, large-scale projects from start to finish.
