Small Business Checking

 

Our checking solutions are designed to suit your small business.

 

Whether you are a new business customer or looking to upgrade your existing services, our straightforward business checking options allow you to bank when, where and how you want. Paired with helpful customer service, business checking accounts offer the security, features and tools you need to manage your business’s money.

 



Find the Right Checking Account for Your Business


We know everyone banks differently. Start by choosing the small business checking account that fits your business’s needs.

 

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Business Checking

Business Checking lets you take more control of your cash flow—and work more efficiently than ever before—with flexible solutions to fit your needs. 

More Online Access

Check balances, transfer funds, pay your bills and manage your personal and business accounts — anytime, anywhere with Online and Mobile Banking. Manage access levels for all of your employees and enjoy easy integration with your accounting software like Quicken® or QuickBooks®.

More Support

When you need help, you can’t afford to wait. Get personalized telephone support from a knowledgeable business specialist. This is an exclusive service for our Business Checking clients. 

More Spending Power

Enjoy higher limits and streamline your purchasing with the Platinum Visa® Business Debit Card.

 

 

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Free Business Checking

All of the basics. An excellent choice for start-up businesses or smaller companies looking for a great value.

Online Access

Check balances, transfer funds and manage your personal and business accounts — anytime, anywhere with Online and Mobile Banking. Enjoy easy integration with your accounting software like Quicken® or QuickBooks®.

Spending Power

Streamline your purchases with the Visa® Business Debit Card.

 

 

Every account comes with great service & powerful tools

Our bankers are dedicated to providing helpful service across all our locations and via our call center.

 

  • VISA® Debit Card with ApplePayTM access
  • Next day funding when combined with Merchant Services account
  • Enjoy overdraft protection by linking to your Business Line of Credit 
  • View and transfer funds between business and personal accounts online

 

To open an account

Talk to a Banker Today

 

 

 

Free Business Checking

Business Checking

Ideal for

Growing small businesses with lower balances and fewer monthly transactions.

Established businesses looking to manage cash flow and daily operations more efficiently.

Visa® Business debit card

Standard

Platinum 

Bill pay

$9.95 per month up to 25 items;

each additional item $0.40.

 Free up to 25 items per month;

each additional item $0.40.

Grant CPAs and other key users online access to your accounts

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Free items per month

500 combined

 500 combined

Cost per item over monthly limit

$0.75

 $0.40

Monthly service fee

$0

 $15

Monthly service fee waiver

 N/A Waived for the first 90 days and thereafter with a $5,000 minimum daily balance

Cash deposited

$5,000 free - $0.13 per

$100 above $5,000

$10,000 free - $0.13 per

$100 above $10,000

Other services available, priced separately

Payroll card

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Electronic tax payments

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Direct deposit to employee accounts

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Still looking for the right fit? Explore our Commercial Checking Accounts.

 

Standard credit criteria apply. Some services may require additional authorization and access agreements. Full terms and conditions will be made available during enrollment. 

Business Checking – Minimum opening deposit required. Maintenance fee is waived the first 90 days from account opening. After 90 days, no monthly maintenance fee with minimum daily collected balance of $5,000. No transaction fees for the first 500 combined items per month. Each additional item $0.40 each.

Visa Limits – There may be a surcharge at ATMs housed in locations not owned by Hancock Bank or Whitney Bank or non-Hancock Bank or non-Whitney Bank owned ATMs. If a surcharge applies, a message will appear on the ATM screen to notify you.

Free Business Checking – $9.95 monthly Bill Pay service charge is waived with an active debit card and Online Statements.

Direct Deposit of Payroll – Scheduled payment for cut-off times, vendor options, product and service requirements may vary based on product. The monthly fee covers the first 25 employee payments each month. Additional payments are subject to a fee of $1.00 each.

Automated Tax Payments – Scheduled payment cut-off times, vendor options, product and service requirements may vary based on product. The monthly fee for Automated Tax Payments covers payments to eligible taxing entities.

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