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Business Checking

Small business checking with big features and big solutions

Get a business checking account that provides security, flexibility, and convenience.

Three Business Checking account options to choose from

Most Popular

Essential Checking

Well-suited for new businesses, sole proprietors or other business types with few monthly transactions and that maintain lower balances.

  • Cash deposits up to $5,000 per month*

  • 100 combined monthly items included*

  • No monthly service charge

 

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Premium

Preferred Checking

A feature-rich account ideal for established and growing businesses with moderate transaction activity and balances or banking relationships that can offset the service charge.

  • Cash deposits up to $30,000 per month*

  • 750 combined monthly items included*

  • $18 or $0 monthly service charge waived with qualifying activities1

 

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Interest Checking

This is a smart checking option for businesses with higher account balances that can earn interest at a competitive rate.

  • Cash deposits up to $20,000 per month*

  • 500 combined monthly items included*

  • $25 or $0 monthly service charge waived with qualifying activities2

 

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Want to see a side-by-side comparison of your options?

Compare Options

We've upgraded.

Our new business banking mobile app is packed with powerful features designed to give you more control over your business's finances.

Transaction Translator

Get a clearer picture of your expenses with enhanced display features that automatically categorize transactions.
 

Transaction Details

Get a breakdown of every transaction, with spending trends and custom notes so you can track patterns and make smarter decisions.
 

Account Details

Track revenue, expenses, and account balances in a single glance so you always know where your business stands.
 

Budgeting Tools

Create budgets, track spending, and get easy-to-understand strategies to strengthen your business's financial health.
 
Want to explore more of our digital banking features?
Learn More
 
Download on the App Store
Hancock Whitney Mobile App Google Play Store
Hancock Whitney Mobile App

All business checking accounts come with these choice features

 
Direct deposit icon

Secure Direct Deposit3

Make secure direct deposits into your employees’ accounts easily and quickly with ACH Direct Deposit Payroll1  (monthly fee required)

 
Overdraft protection icon

Overdraft Protection Options

Enjoy overdraft protection by linking to your Business Line of Credit

 
Next day funding icon

Next Day Funding

Next day funding when combined with a Merchant Services account

 
Credit card chip icon

Debit Card Chip Technology

Visa® Debit Card with chip technology and Visa Savings Edge®

*Additional cash deposits and/or additional items will incur fees. See a banker for details.

1 Preferred Checking $18 monthly service charge waived with any of the following: $5,000 min. daily balance, combined deposit and loan balances for the month of $25,000 or more, $2,000 in monthly business credit card transactions, Active Merchant Services Account.

2 Interest Checking $25 monthly service charge waived with any of the following: $25,000 min. daily balance, combined balances of loans and deposits for the month of $50,000 or more. 

3 Direct deposit services can be accessed through Business Online Banking. Terms and conditions apply. Additional fees apply. See a banker for details.

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