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Earn a $200 bonus1
Open a Business Checking account with qualifying activities1. Discover top notch security, easy online and mobile banking options, and personalized customer service.

Three Business Checking account options to choose from
Essential Checking
Well-suited for new businesses, sole proprietors or other business types with few monthly transactions and that maintain lower balances.
- Cash deposits up to $5,000 per month*
- 100 combined monthly items included*
- No monthly service charge
Preferred Checking
A feature-rich account ideal for established and growing businesses with moderate transaction activity and balances or banking relationships that can offset the service charge.
- Cash deposits up to $30,000 per month*
- 750 combined monthly items included*
- $18 or $0 monthly service charge waived with qualifying activities2
Interest Checking
This is a smart checking option for businesses with higher account balances that can earn interest at a competitive rate.
- Cash deposits up to $20,000 per month*
- 500 combined monthly items included*
- $25 or $0 monthly service charge waived with qualifying activities3
Want to see a side-by-side comparison of your options?
Bank anywhere, any time with our mobile app
Get the convenience of banking on the go or at home, with digital tools that put your account at your fingertips.
Easily transfer funds between accounts or to other financial institutions
Manage subusers and ATM card access
View deposit slips, check images, credit card statements and balances

All business checking accounts come with these choice features
Secure Direct Deposit
Make secure direct deposits into your employees’ accounts easily and quickly with ACH Direct Deposit Payroll1 (monthly fee required)
Overdraft Protection Options
Enjoy overdraft protection by linking to your Business Line of Credit
Next Day Funding
Next day funding when combined with a Merchant Services account
Debit Card Chip Technology
Visa® Debit Card with chip technology and Visa Savings Edge®
Want to explore other ways to reach your financial goals?
*Additional cash deposits and/or additional items will incur fees. See a banker for details.
1 Obtain the promo code by visiting the "View Details" tab referenced above when opening a Preferred Business Checking, Interest Business Checking or Essential Business Checking account with new money not currently held by Hancock Whitney Bank. Account must be opened by 03/31/2025 and remain active through 05/31/2025. The promo code is required at account opening. The following criteria must be met by 05/31/2025: enroll in Business Online Banking, then make $2,500 or more in total qualifying deposits. Qualifying deposits do not include transfers from any existing Hancock Whitney Bank accounts. Minimum opening deposit of $50 is required. Monthly service charges range from $0 to $25, depending on product. A $20 service charge will be assessed if the account is closed within the first 360 days after the account is opened. Transaction limits may apply. Please refer to a banker and the Business Services Information Disclosure Schedule of Fees for other applicable fees and information. Limit of one new business checking offer redemption per business and/or address per 2 calendar years. Offer not available to former or existing Hancock Whitney Bank clients. New clients only. If your account is closed within 180 days after opening, we reserve the right to deduct the bonus amount from your account’s closing balance. The Bank may change or discontinue the offer at any time and without notice. This offer is nontransferable and cannot be combined with other offers. The email given at account opening must match the email address submitted to get the offer promo code. If your account meets the criteria, and remains open and active, we will deposit the earned bonus into your new business checking account within 8 weeks after the qualification period of 05/31/2025. Bonuses may be considered interest and may be reported on IRS form 1099.
Direct deposit services can be accessed through Business Online Banking. Terms and conditions apply. Additional fees apply. See a banker for details.
2Preferred Checking $18 monthly service charge waived with any of the following: $5,000 min. daily balance, combined deposit and loan balances for the month of $25,000 or more, $2,000 in monthly business credit card transactions, Active Merchant Services Account.
3Interest Checking $25 monthly service charge waived with any of the following: $25,000 min. daily balance, combined balances of loans and deposits for the month of $50,000 or more.
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Hancock Whitney Bank, Member FDIC and Equal Housing Lender. All loans and accounts subject to credit approval. Terms and conditions apply.
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