Skip to the main content.

OPEN AN ACCOUNT

OPEN AN ACCOUNT

Certificate of Deposit

Savings on your terms

Looking for a secure way to grow your cash savings? Certificates of Deposits (CDs) can help you reach your short-term or long-term savings goals with guaranteed rates of return.

Begin Application

Open in Person

918941_0524_DepositWebImages_CD-1

Take advantage of our special CD rates

5.00% APY
3-month CD1

A $1,000 deposit required to open and earn the promotional Annual Percentage Yield (APY).1

5.00% APY
5-month CD1

A $1,000 deposit required to open and earn the promotional Annual Percentage Yield (APY).1

4.25% APY
8-month CD1

A $1,000 deposit required to open and earn the promotional Annual Percentage Yield (APY).1

Begin Application

The features and benefits of a Certificate of Deposit

 
IconsArtboard-8

Flexible Terms

Save on your schedule with flexible terms from 7 days to 7 years.

 
Icon-Chart-1

Interest Options

Maximize your interest by choosing monthly or annual compounding

 
Icon-No Overdraft

No Monthly Fee

No monthly charge keeps money in your wallet

 
Icon-Money Stack

Low Balance Requirements

Start earning interest immediately on balances as low as $1,000

 
Icon-Veteran Affairs

Risk Protected

Your interest rate won't change for the duration of the term, allowing you to save more without risk

 
Icon-Wallet

Convenient Maturity Options

When your CD matures, you can choose to rollover into a new CD, cash out, or convert to another account type

Certificate of Deposit not the right fit?

Icon-Money Stack-Blue

I'm interested in a standard savings account to meet everyday needs.

Explore Savings Builder
Icon-Star-Blue

Want to explore other ways to reach your financial goals?

Use our account finder

Have questions?
Please reach out.

If you'd like to speak to a Hancock Whitney banker, fill out the form and we'll get back to you promptly.

1A $1,000 deposit required to open and earn the promotional Annual Percentage Yield (APY). The APY indicates the total amount of interest you could earn on a deposit account for one year. APY assumes you will not deposit or withdraw funds for the entire year and that all interest will remain on deposit until maturity. As a result, your account's actual APY may vary.  APY accurate as of 7/15/24 and may change at any time.

A withdrawal will reduce earnings. Fees could reduce earnings. Substantial penalty may be assessed for early withdrawal.