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Certificate of Deposit

Savings on your terms

Looking for a secure way to grow your cash savings? Certificates of Deposits (CDs) can help you reach your short-term or long-term savings goals with guaranteed rates of return.

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Take advantage of our special CD rates

4.00% APY
3-month CD1

A $1,000 deposit required to open and earn the promotional Annual Percentage Yield (APY).1

3.49% APY
5-month CD1

A $1,000 deposit required to open and earn the promotional Annual Percentage Yield (APY).1

3.25% APY
8-month CD1

A $1,000 deposit required to open and earn the promotional Annual Percentage Yield (APY).1

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The features and benefits of a Certificate of Deposit

 

Flexible Terms

Save on your schedule with flexible terms from 7 days to 7 years.

 

Interest Options

Maximize your interest by choosing monthly or annual compounding
 

No Monthly Service Charge

No monthly service charge keeps money in your wallet
 

Low Balance Requirements

Start earning interest immediately on balances as low as $1,000

 

Risk Protected

Your interest rate won't change for the duration of the term, allowing you to save more without risk
 

Convenient Maturity Options

When your CD matures, you can choose to rollover into a new CD, cash out, or convert to another account type

Certificate of Deposit not the right fit?

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I'm interested in a standard savings account to meet everyday needs.

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Want to explore other ways to reach your financial goals?

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Have questions?
Please reach out.

If you'd like to speak to a Hancock Whitney banker, fill out the form and we'll get back to you promptly.

1A $1,000 deposit required to open and earn the promotional Annual Percentage Yield (APY). The APY indicates the total amount of interest you could earn on a deposit account for one year. APY assumes you will not deposit or withdraw funds for the entire year and that all interest will remain on deposit until maturity. As a result, your account's actual APY may vary.  APY accurate as of 12/20/24 and may change at any time.

A withdrawal will reduce earnings. Fees could reduce earnings. Substantial penalty may be assessed for early withdrawal.