Certificates of Deposit

    Savings on your terms

    Looking for a secure, reliable way to grow your cash savings? Certificates of Deposit (CDs) deliver all the reward of high-yield savings accounts with none of the risks. Pick your term and lock in a guaranteed interest rate. With a minimum deposit of $1,000, you’ll start earning interest on the first day, with investment terms from 7 days to 7 years.

    Tip: Place your CD in an Individual Retirement Account (IRA) to earn tax-deferred interest on your retirement savings. If you are able to commit to leaving your funds untouched for a specific period of time, CDs are a smart, effective way to grow your cash savings- the more you save, the more you earn.

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    A $1,000 deposit is required to open the CD. An APY assumes that all interest will remain on deposit until maturity.

    A withdrawal will reduce earnings. Fees could reduce earnings. Substantial penalty for early withdrawal.

    Hancock Whitney Bank, Member FDIC and Equal Housing Lender Logo Equal Housing Lender. All loans and accounts subject to credit approval. Terms and conditions apply.

    Hancock Whitney and the Hancock Whitney logo are federally-registered trademarks of Hancock Whitney Corporation. Copyright © 2022 Hancock Whitney Bank.
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