• Certificates of Deposit

     

    Savings on your terms

    Looking for a secure, reliable way to grow your cash savings? Certificates of Deposit (CDs) deliver all the reward of high-yield savings accounts with none of the risks. Pick your term and lock in a guaranteed interest rate. With a minimum deposit of $1,000, you’ll start earning interest on the first day, with investment terms from 7 days to 7 years.

     

     

    Concerned about Rising Rates?

     

    Even if rates rise, a 21-36 month term Rater Riser CD is the key. Start off with a great rate and if rates should rise, a Rate Riser CD allows a one-time adjustment to a higher interest rate.

     

     

    Tip:  Place your CD in an Individual Retirement Account (IRA) to earn tax-deferred interest on your retirement savings.  If you are able to commit to leaving your funds untouched for a specific period of time, CDs are a smart, effective way to grow your cash savings- the more you save, the more you earn.

     

    Stop by today to start saving!

    Find a Branch

     

     

    Not sure which savings account is right for you?

    Our handy side-by-side chart will help you compare the details.

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    A $1,000 deposit is required to open the CD.  An APY assumes that all interest will remain on deposit until maturity.
    A withdrawal will reduce earnings.  Fees could reduce earnings.  Substantial penalty for early withdrawal.
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    Whitney Bank uses these trade names: Hancock, Hancock Bank and Whitney.

    Whitney Bank, Member FDIC and EHLEqual Housing Lender. All loans and accounts subject to credit approval.

    Terms and conditions apply.
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