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Certificate of Deposit

Savings on your terms

Looking for a secure way to grow your cash savings? Certificates of Deposits (CDs) can help you reach your short-term or long-term savings goals with guaranteed rates of return.

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Take advantage of our special CD rates

5.00% APY
3-month CD1

A $1,000 deposit required to open and earn the promotional Annual Percentage Yield (APY).1

4.50% APY
5-month CD1

A $1,000 deposit required to open and earn the promotional Annual Percentage Yield (APY).1

4.25% APY
8-month CD1

A $1,000 deposit required to open and earn the promotional Annual Percentage Yield (APY).1

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The features and benefits of a Certificate of Deposit

 
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Flexible Terms

Save on your schedule with flexible terms from 7 days to 7 years.

 
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Interest Options

Maximize your interest by choosing monthly or annual compounding
 
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No Monthly Fee

No monthly charge keeps money in your wallet
 
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Low Balance Requirements

Start earning interest immediately on balances as low as $1,000

 
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Risk Protected

Your interest rate won't change for the duration of the term, allowing you to save more without risk
 
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Convenient Maturity Options

When your CD matures, you can choose to rollover into a new CD, cash out, or convert to another account type

Certificate of Deposit not the right fit?

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I'm interested in a standard savings account to meet everyday needs.

Explore Savings Builder
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Want to explore other ways to reach your financial goals?

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Have questions?
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If you'd like to speak to a Hancock Whitney banker, fill out the form and we'll get back to you promptly.

1A $1,000 deposit required to open and earn the promotional Annual Percentage Yield (APY). The APY indicates the total amount of interest you could earn on a deposit account for one year. APY assumes you will not deposit or withdraw funds for the entire year and that all interest will remain on deposit until maturity. As a result, your account's actual APY may vary.  APY accurate as of 8/16/24 and may change at any time.

A withdrawal will reduce earnings. Fees could reduce earnings. Substantial penalty may be assessed for early withdrawal.