Certificates of Deposit
Savings on your terms
Looking for a secure, reliable way to grow your cash savings? Certificates of Deposit (CDs) deliver all the reward of high-yield savings accounts with none of the risks. Pick your term and lock in a guaranteed interest rate. With a minimum deposit of $1,000, you’ll start earning interest on the first day, with investment terms from 7 days to 7 years.
Tip: Place your CD in an Individual Retirement Account (IRA) to earn tax-deferred interest on your retirement savings. If you are able to commit to leaving your funds untouched for a specific period of time, CDs are a smart, effective way to grow your cash savings- the more you save, the more you earn.
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A $1,000 deposit is required to open the CD. An APY assumes that all interest will remain on deposit until maturity.
A withdrawal will reduce earnings. Fees could reduce earnings. Substantial penalty for early withdrawal.