Hancock Whitney Bank credit cards are issued by Hancock Whitney Bank.
1 To qualify for 50,000 bonus points – redeemable for $500 cash – you must apply for your Hancock Whitney Business Points Plus Credit Card as a new cardholder by 11/30/26 and spend $5,000 on eligible credit card transactions using the new card within 90 days of opening your account. A one-time award of 50,000 bonus points – redeemable for $500 cash back – will be added to your account at the end of the billing cycle in which you complete the requirements for the promotion. The one-time award of 50,000 bonus points is in addition to base points earned on eligible credit card transactions. Base points are calculated at 1 point for every $1.00 spent on eligible credit card transactions. Credits and returns will reduce the base points as well as the amount of spend that counts toward the spend threshold for the bonus points.
All of the Points Plus Rewards Program Rules & Conditions continue to apply during this one-time Bonus Rewards Points Promotional Period, and your membership account must be open and current, and you must be eligible to earn points based on the Points Plus Rewards Program Rules & Conditions. This offer cannot be combined with any other offers. Limited to one business credit card offer redemption per business and/or address, and per 36 months. Bonus Points can only be awarded at the company level. Any accounts earning rewards points at the individual level are not eligible for the 50,000 bonus rewards points promotion.
2 The APR for the Business Points Plus Credit Card and the Business Credit Card varies based on an Index. The Index is The Wall Street Journal U.S. Prime Rate, as designated in the “Money Rates” section of The Wall Street Journal. The APR for the Business Points Plus Credit Card is U.S. Prime Rate + 16.25% and for the Business Credit Card is U.S. Prime Rate + 8.65%. As of 11/02/2026, the U.S. Prime Rate is 7.00%, the variable APR for the Business Points Plus Credit Card is 23.25%, and the variable APR for the Business Credit Card is 15.65%. This APR may change according to the current Prime Rate. There is no annual fee for the Business Credit Card or the Business Points Plus Credit Card.
3 The Hancock Whitney Business Credit cardholder, spouse and dependent children are automatically insured against accidental loss of life, limb, sight, speech or hearing while riding as a passenger in, or when entering or exiting, any licensed common carrier, provided the entire cost of the passenger fares has been charged to your eligible Hancock Whitney Business Credit Card. We will reimburse the Insured Person up to the Daily Benefit Amount of $100 per day for 3 days in the event of a Baggage Delay. Our payment is limited to expenses incurred for the emergency purchase of essential items needed by the Insured Person while on a covered trip and at a destination other than the Insured Person's primary residence. A complete description of coverage and services including any restrictions, limitations or exclusions will be provided to you in the Worldwide Automatic Travel Accident & Baggage Delay Insurance disclosure delivered with your card.
4 You will earn 1.5 base points – redeemable for 1.5% cash back – for every $1.00 spent on eligible credit card transactions, minus returns and refunds. Eligible credit card transactions do not include balance transfers, cash advances, checks that access your credit card account, items returned for credit, unauthorized charges, interest and account fees, traveler’s checks, foreign currency purchases, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions). For additional details on eligible credit card transactions to earn rewards points and details on the rewards points program in general, including the 1.5% cash back reward, and any limitations or restrictions, go to hancockwhitney.com/pointsplus.
5 Discounts are provided in the form of credits posted to the cardholder's applicable Visa® business credit card account. Please visit the Visa SavingsEdge website for complete details on the program, including terms and conditions.
6 Visa’s Zero Liability Policy covers U.S.-issued cards and does not apply to ATM transactions, certain commercial card transactions, or any transactions not processed by Visa®. You must notify Hancock Whitney Bank immediately of any unauthorized use. For specific restrictions, limitations, and other details, please visit www.visa.com/security.
7 A complete description of these benefits, including any limitations and applicable third party fees, will be provided at the time the card is issued.
