| NO BANK GUARANTEE |
NOT A DEPOSIT |
MAY LOSE VALUE |
NOT FDIC INSURED |
| NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY |
Hancock Whitney Bank credit cards are issued by Hancock Whitney Bank.
1The APR for the Business Points Plus Credit Card and the Business Credit Card varies based on an Index. The Index is The Wall Street Journal U.S. Prime Rate, as designated in the “Money Rates” section of The Wall Street Journal. The APR for the Business Points Plus Credit Card is U.S. Prime Rate + 16.25% and for the Business Credit Card is U.S. Prime Rate + 8.65%. As of 08/20/2025, the U.S. Prime Rate is 7.50%, the variable APR for the Business Points Plus Credit Card is 23.75%, and the variable APR for the Business Credit Card is 16.15%. This APR may change according to the current Prime Rate. There is no annual fee for the Business Credit Card or the Business Points Plus Credit Card.
2You will earn 1.5 base points – redeemable for 1.5% cash back – for every $1.00 spent on eligible purchases, minus returns and refunds. Eligible purchases do not include balance transfers, cash advances, checks that access your credit card account, items returned for credit, unauthorized charges, interest and account fees, traveler’s checks, foreign currency purchases, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions). For additional details on eligible purchases to earn rewards points and details on the rewards points program in general, including the 1.5% cash back reward, and any limitations or restrictions, go to hancockwhitney.com/pointsplus.
3Discounts are provided in the form of credits posted to the cardholder's applicable Visa business credit card account. Please visit the Visa SavingsEdge website for complete details on the program, including terms and conditions.
4Visa’s Zero Liability Policy covers U.S.-issued cards and does not apply to ATM transactions, certain commercial card transactions, or any transactions not processed by Visa. You must notify Hancock Whitney Bank immediately of any unauthorized use. For specific restrictions, limitations, and other details, please visit www.visa.com/security.
5The Hancock Whitney Business Credit cardholder, spouse and dependent children are automatically insured against accidental loss of life, limb, sight, speech or hearing while riding as a passenger in, or when entering or exiting, any licensed common carrier, provided the entire cost of the passenger fares has been charged to your eligible Hancock Whitney Business Credit Card. We will reimburse the Insured Person up to the Daily Benefit Amount of $100 per day for 3 days in the event of a Baggage Delay. Our payment is limited to expenses incurred for the emergency purchase of essential items needed by the Insured Person while on a covered trip and at a destination other than the Insured Person's primary residence. A complete description of coverage and services including any restrictions, limitations or exclusions will be provided to you in the Worldwide Automatic Travel Accident & Baggage Delay Insurance disclosure delivered with your card.
Apple is a trademark of Apple, Inc., registered in the U.S. and other countries. Android is a trademark of Google Inc. Samsung is a trademark or registered trademark of Samsung Electronics Co., Ltd.
