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Earn big credit card rewards for everyday purchases1

When you open a Visa® Platinum card, you’re automatically enrolled in Points Plus Rewards so you can earn points with your first eligible purchase1.

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Earn 10,000 bonus points2

Spend $2,000 on eligible purchases1 within 90 days after you open an account and earn 10,000 bonus points (a $100 value). New cardholders are also eligible for a 0% introductory APR on purchases for 7 billing cycles after account opening,3 and then a variable APR thereafter, currently 18.24% to 23.24% APR based on creditworthiness when you open the account.

Is this credit card right for me?

"I need a credit card that earns points on things I buy every day."1

If you're looking for a business credit card, explore our business credit cards.

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Earn one point for every $1 you spend1

With Points Plus Rewards, you can earn points just by making a trip to the grocery, the gas station, and many other daily errands. And with our flexible redemption, you can turn those routine to-dos into once-in-a-lifetime rewards. 

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More ways than ever to redeem your rewards1


Cash Back

You can set your card to always get 1% of eligible purchases back in cash and apply it toward your balance—or something more fun1.



Book hotels, flights, and rental cars, plus you can shop for your favorite travel accessories.1



Use your points for no-hassle shopping with brands like Bose®, Cuisinart®, and Kate Spade.1

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Gift Cards

Gift cards from brands like Apple are great presents for family and friends—or to enjoy yourself.1

Shop securely with Mobile Wallet

Easily add your Visa Platinum card to Apple Pay®, Google Pay, and Samsung Pay® for fast and secure shopping.

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We make it easy to monitor and protect your account



Make payments and view statements anywhere, anytime, from your computer, tablet, or smartphone4.


Visa Zero Liability5

You're protected from unauthorized purchases and almost everything you buy with your card is protected from theft or damage for up to 90 days4.


Extra credit card account security

Sign up for Visa® Purchase Alerts6 so you know when your credit card is used to make a purchase over a specified amount. Also get text and email fraud alerts to quickly identify potential fraud. 

Want to explore other ways to reach your financial goals?

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Terms and conditions for all credit card products ›

All Hancock Whitney Visa® Cards are issued by Hancock Whitney Bank.

1Purchases must be eligible to earn reward points based on the Points Plus Rewards Program Rules & Conditions which is defined as any signature-based transaction using your credit card account, net of any returns, credits or adjustments. Purchases that are initiated fraudulently or with a lost, stolen, counterfeit or canceled card, gaming-related purchases, cash access transactions (such as, but not limited to, Cash Advances, the purchase of traveler’s checks, money orders or cashier’s checks), cash access transactions designated as Purchases and account fees or finance charges, if any, are not eligible purchases. In addition, PIN-based transactions made using your credit card account are not eligible purchases. Other restrictions may apply.

For information about rewards points, cash back or other rewards, including any limitations and restrictions visit You may also contact one of our dedicated Call Center agents: Hancock Whitney Clients 1-888-331-1057.

210,000 bonus points can be earned when you spend $2,000 on eligible purchases using your Hancock Whitney Bank Visa Platinum Credit Card within 90 days after your credit card account is opened. 10,000 bonus points would be awarded the month after the $2,000 eligible purchase threshold is met. The 10,000 bonus points award is in addition to base points earned on eligible purchases. Base points are calculated at 1 point for every $1.00 spent in eligible purchases. Credits and returns will reduce the base points and the equal amount of spend towards the spend threshold for bonus points. All of the Points Plus Rewards Program Rules & Conditions continue to apply during this 10,000 Bonus Rewards Points Promotional Period, and your account must be open and current, and you must be eligible to earn points based on the Points Plus Rewards Program Rules & Conditions.

For details on eligible purchases to earn rewards points and details on the rewards points program in general, including the 1% cash back reward and any limitations or restrictions, visit You may also contact one of our dedicated Call Center agents: Hancock Whitney Clients 1-888-331-1057.

3Introductory and Regular Annual Percentage Rates: For the first 7 complete billing cycles after your account is opened, the Annual Percentage Rate (APR) for Purchases and Balance Transfers made under your account will be 0%. Beginning on the first day of the 8th complete billing cycle after your account is opened for Purchases and Balance transfers, you'll have a variable APR, currently 18.24% - 23.24%, based on your creditworthiness when you open the account. These APRs will vary with the market based on the Prime Rate (the Index) plus a margin. The Index is The Wall Street Journal U.S. Prime Rate, as designated in the “Money Rates” section of The Wall Street Journal. The current APR for Purchases and Balance Transfers for the Platinum Card is 18.24% to 23.24%, effective as of 5/1/2024. The APR for Cash Advances is variable and is based on an Index, plus a margin. The Index is The Wall Street Journal U.S. Prime Rate, as designated in the “Money Rates” section of The Wall Street Journal. As of 5/1/2024, the current APR for Cash Advances for the Platinum Card is Prime + 21.74%, currently 30.24%. This APR will vary with the market based on the Prime Rate. Any change in the Index will result in a change in the APRs for Purchases, Balance Transfers and Cash Advances. Also, there is no time period within which you may pay to avoid the assessment of interest on Balance Transfers or Cash Advances because interest will accrue on any Balance Transfer from the date of posting and on any Cash Advance from the date of the transaction. Additionally, a Balance Transfer fee of 3% of the amount of each balance transfer, and a Cash Advance fee of 5% of the amount of each cash advance, will apply.

4A complete description of these benefits, including any limitations and applicable third party fees, will be provided at the time the card is issued.

5Visa® Zero Liability Policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa or certain commercial card transactions. You must notify your card issuer promptly of any unauthorized use. Consult your issuer for additional details or visit

6Actual time to receive a transaction alert is dependent on wireless service and coverage within area. Message and data rates may apply. Some PIN-based debit transactions may be routed through non-Visa networks. Transactions routed through non-Visa networks will not trigger a purchase alert. For more information about Purchase Alerts, including any limitations and restrictions, go to

Apple is a trademark of Apple, Inc., registered in the U.S. and other countries. Android is a trademark of Google Inc. Samsung is a trademark or registered trademark of Samsung Electronics Co., Ltd.

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Hancock Whitney and the Hancock Whitney logo are federally-registered trademarks of Hancock Whitney Corporation. © Hancock Whitney 2024