Important Terms and Conditions:
For all accounts except Certificate of Deposits: If your account is closed within the first 180 days after opening, a $20 service charge will be assessed and we reserve the right to deduct the bonus amount from your account’s closing balance. Please refer to the Truth in Savings Disclosure for other applicable fees and information for each account. Fees may reduce earnings.
Freestyle Savings: $25 minimum opening deposit is required. No minimum balance is required to earn interest. Monthly service fee of $5 can be waived by the following: primary account holder is under 18 or age 64 and over; or maintain a minimum daily balance of $250 or more; or make one or more client-initiated debit or credit transactions per statement cycle to waive the service charge. Three free withdrawals are allowed each month, and additional withdrawals are $3 each.
Priority Money Market: To be eligible to open a Priority Money Market account, you must have a Hancock Whitney Priority, Connect or Private Wealth Checking account. A minimum deposit of $100 is required to open the account. A minimum daily balance of $25,000 is required to earn interest on the account. The monthly service charge of $25 will be waived with a $25,000 minimum daily balance.
Certificate of Deposits: A $1,000 deposit is required to open the CD. Substantial penalty may be assessed for early withdrawal. Fees may reduce earnings.
Money Market: $2500 minimum opening balance is required. $2500 minimum daily collected balance to earn interest. A $10 service charge applies if balances fall below $2,500. Six free withdrawals are allowed each month, and additional withdrawals are $15 each.
Savings Builder: For a Savings Builder account, the Annual Percentage Yield (APY) of 0.01% is effective as of December 1, 2023 in all states. Note that interest rate is variable and subject to change at the Bank’s discretion. $25 minimum opening deposit is required to open account. No minimum balance is required to earn interest. Monthly service fee of $5 can be waived by maintaining a minimum daily balance of $200 or more.
Hancock Whitney Bank, Member FDIC. All accounts subject to approval. Terms and conditions apply.
