Personal Savings Accounts

Find the Savings Account to Reach Your Goals

If you are looking to make a special purchase, build up your emergency funds, or kick-start good financial habits, we have a variety of products to achieve your goals.

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Silver Savings

Need to put away some money for a rainy day? Our Silver Savings account is an ideal solution if you need easy access to your money. Steady returns and low risk make this traditional savings account an excellent option for future purchases or preparing for the unexpected.


Christmas Club Savings

Be prepared for the holiday season by saving year-round. Special short-term savings accounts offer a safe and simple way to set aside money throughout the year for holiday expenses like gifts or travel. Christmas Club savings accounts make your holiday planning that much easier.


Money Market

Money Market accounts offer competitive interest rates in a low-risk setting. The more you save, the more you’ll earn — so it pays to keep a higher balance. What really sets this savings option apart is the ability to write checks directly from your Money Market account, providing easy access to your funds without transfers. Federal law limits the number of withdrawals to six per month.


Priority Money Market

Our new Priority Money Market account puts your money to work for you. With this innovative account, you're rewarded for your checking relationship with fair market rates on your money market account that will keep pace with the market. The more you save, the more you earn.2


Certificate of Deposit

Sometimes referred to as “time deposits,” CDs help you save for short-term and long-term goals with guaranteed fixed rate returns. Some even allow you to take advantage if interest rates rise. Available in a variety of term lengths, CDs are a risk-free investment option for funds you won’t need to access right away.


Individual Retirement Accounts

Saving for retirement? Individual Retirement Accounts, or IRAs, are one of the most effective ways to build a retirement nest egg, diversify your investment portfolio and are great for receiving required minimum distributions.

Ready to open an account?

 

Talk to a Banker Today

 

Not sure which savings option is right for you?

Our side-by-side comparison chart will help you consider the details.

 

 

Silver Savings

Christmas Club Savings

Money Market

New Priority Money Market 2

Certificate of Deposit

Minimum Deposit to open

$100

$5

$2,500

$100

$1,000

Monthly Service Charge

$3

$0

$10

$25

$0

Minimum Daily Balance to Waive Service Charge

$200

--

$2,500

$25,000

--

Minimum Balance to Earn Interest

All balances

All balances

$2,500

$25,000

All balances

ATM Access

 

 

   

 

Online & Mobile Banking1

         

Telephone Banking

         

Withdrawals3

3 free per month, otherwise $3

 

6 free per month, otherwise $15

6 free per
month, otherwise $15

Withdrawals before maturity may incur significant interest penalty

 

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1Christmas Club and Certificate of Deposit accounts can be viewed via online and mobile banking, but not accessed. Accounts are subject to credit approval. Consult with an associate or refer to your Deposit Agreement and Truth in Savings Disclosure for information regarding specific products.

2Eligible checking accounts are limited to Priority Checking, Connect Checking, and Private Banking checking accounts that have a minimum of 5 client- initiated debit or credit transactions in the statement cycle. If you do not have one of the eligible checking account types or if your linked checking account does not meet the minimum number of transactions, your Priority Money Market Account will earn the default interest rate and APY. Refer to the Truth In Savings provided for full details and rates.

3Federal regulations limit savings and money market accounts to six pre-authorized or electronic payments, withdrawals, or outgoing transfers per month. This includes account transfers or payments initiated by telephone, mobile banking and online banking, as well as automatic debits and transfers (such as automatic bill payments and overdraft protection services). See the Deposit Agreement or Truth in Savings Disclosure for more information.

Hancock Whitney Bank, Member FDIC. All accounts subject to credit approval. Terms and conditions apply.