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Personal Savings Account

Start building your future

Whether you want to save for a special purchase, create an emergency fund, or start good financial habits, our savings accounts will help you reach your goals.

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Choose a savings solution that's right for you

Freestyle Savings

Make your money work harder with a dynamic, high-yield interest rate that increases as your balance grows, up to $100,000.

  • Higher interest rates than a traditional savings account

  • Low initial deposit to open an account

  • Easy ways to waive monthly service charge

 

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Savings Builder

Start building your financial dreams and keep ready access to your cash with this economical savings account.

  • Earn interest on all balances

  • Easy ways to waive monthly service charge

  • Three free withdrawals per month

  • Set up automatic transfers from your checking account

 

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Christmas Club Savings

Build your holiday budget all year long with automatic transfers to a Christmas Club account.

  • Requires only a $5 opening deposit

  • Earn interest on all balances

  • Automatic deposit into your checking account each November

 

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Money Market

Money Market accounts put your money to work for you with easy access.

  • $2,500 minimum opening deposit

  • Premium interest rates with qualifying balances

  • Six free withdrawals per month

  • Waive service charge by maintaining $2,500 balance

 

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Priority Money Market

Get competitive interest rates with an account that will keep pace with the market.

  • Requires link to Wealth or Priority checking account for high-yield interest rates for balances starting at $25,000

  • Six free withdrawals per month

  • Automatic sweep with a Priority Checking account

 

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Certificate of Deposit

Certificates of Deposits (CDs) can help you reach your short-term or long-term savings goals with guaranteed rates of return.

  • Premium interest rates

  • Earn interest on balances as low as $1,000

  • Multiple compounding options, including monthly and annually

  • Variety of terms available

 

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Want to see a side-by-side comparison of your options?

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Every account comes with great service & powerful tools

 
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Digital Banking

Bank when you want, where you want, with Mobile and Online Banking that gives you 24/7 access to your account.

 
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Competitive Interest Rates

Add to your savings with interest rates that help you earn more.

 
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Automatic Transfers

Set up automatic transfers from your checking account to your savings.

 
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Low to No Monthly Fees

Low- to no-monthly-fee accounts keep more money in your pocket.

Important Terms and Conditions:

For all accounts except Certificate of Deposits: If your account is closed within the first 180 days after opening, a $20 service charge will be assessed and we reserve the right to deduct the bonus amount from your account’s closing balance. Please refer to the Truth in Savings Disclosure for other applicable fees and information for each account. Fees may reduce earnings.

Freestyle Savings: $25 minimum opening deposit is required. No minimum balance is required to earn interest. Monthly service fee of $5 can be waived by the following: primary account holder is under 18 or age 64 and over; or maintain a minimum daily balance of $250 or more; or make one or more client-initiated debit or credit transactions per statement cycle to waive the service charge. Three free withdrawals are allowed each month, and additional withdrawals are $3 each.

Savings Builder: For a Savings Builder account, the Annual Percentage Yield (APY) of 0.01% is effective as of December 1, 2023 in all states. Note that interest rate is variable and subject to change at the Bank’s discretion. $25 minimum opening deposit is required to open account. No minimum balance is required to earn interest. Monthly service fee of $5 can be waived by maintaining a minimum daily balance of $200 or more.

Christmas Club Savings: $5 minimum opening balance is required. Your balance will be automatically deposited in your checking account in November each year.  Must have a Hancock Whitney Bank checking account. No withdrawals can be made. Interest forfeited and a $10 closing fee assessed if account is closed before maturity.

Money Market: $2500 minimum opening balance is required. $2500 minimum daily collected balance to earn interest.  A $10 service charge applies if balances fall below $2,500. Six free withdrawals are allowed each month, and additional withdrawals are $15 each.

Priority Money Market: To be eligible to open a Priority Money Market account, you must have a Hancock Whitney Priority, Connect or Private Wealth Checking account. A minimum deposit of $100 is required to open the account. A minimum daily balance of $25,000 is required to earn interest on the account. The monthly service charge of $25 will be waived with a $25,000 minimum daily balance.

Certificate of Deposits: A $1,000 deposit is required to open the CD. Substantial penalty may be assessed for early withdrawal. Fees may reduce earnings.

Hancock Whitney Bank, Member FDIC. All accounts subject to approval. Terms and conditions apply.