Personal Savings Accounts

 

Find the Savings Account to Reach Your Goals

If you are looking to make a special purchase, build up your emergency funds, or kick-start  good financial habits, we have a variety of products to achieve your goals.

 

Silver Savings ›

Need to put away some money for a rainy day? Our Silver Savings account is an ideal solution if you need easy access to your money. Steady returns and low risk make this traditional savings account an excellent option for future purchases or preparing for the unexpected.


Christmas Club Savings ›

Be prepared for the holiday season by saving year-round. Special short-term savings accounts offer a safe and simple way to set aside money throughout the year for holiday expenses like gifts or travel. Christmas Club savings accounts make your holiday planning that much easier.  


Money Market ›

Money Market accounts offer competitive interest rates in a low-risk setting. The more you save, the more you’ll earn — so it pays to keep a higher balance. What really sets this savings option apart is the ability to write checks directly from your Money Market account, providing easy access to your funds without transfers. Federal law limits the number of withdrawals to six per month.


Relationship Rewards Money Market ›

Put your money to work and reap even higher rewards. A Relationship Rewards Money Market offers all of the benefits of our Money Market accounts, but a higher minimum balance and premium interest rates can generate even higher yields. 


Certificate of Deposit ›

Sometimes referred to as “time deposits,” CDs help you save for short-term and long-term goals with guaranteed fixed rate returns. Some even allow you to take advantage if interest rates rise. Available in a variety of term lengths, CDs are a risk-free investment option for funds you won’t need to access right away. 


Individual Retirement Accounts ›

Saving for retirement? Individual Retirement Accounts, or IRAs, are one of the most effective ways to build a retirement nest egg, diversify your investment portfolio and are great for receiving required minimum distributions.

 

 

Ready to open an account?

Talk to a Banker Today

 

 

 

Not sure which savings option is right for you?

Our side-by-side comparison chart will help you consider the details.

 

 

Silver Savings

Christmas Club Savings

Money Market

Relationship Rewards Money Market

Certificate of Deposit

Minimum Deposit to open

$100

$5

$2,500

$10,000

$1,000

Monthly Service Charge

$3

$0

$10

$15

$0

Minimum Daily Balance to Waive Service Charge

$200

--

$2,500

$10,000

--

Minimum Balance to Earn Interest

All balances

All balances

$2,500

$2,500

All balances

ATM Access

check

--

check check

--

Online & Mobile Banking¹ 

check

check

check check

check

Telephone Banking

 check  check  check  check  check

Withdrawals

3 free per month, otherwise $3

--

6 free per month, otherwise $15

6 free per
month, otherwise $15

Withdrawals before maturity may incur significant interest penalty

 

 ¹Christmas Club and Certificate of Deposit accounts can be viewed via online and mobile banking, but not accessed.
Accounts are subject to credit approval. Consult with an associate or refer to your Deposit Agreement and Truth in Savings Disclosure for information regarding specific products.