Personal Savings Accounts

Start Building Your Future

Whether you want to save for a special purchase, create an emergency fund, or develop good financial habits, our savings accounts will help you reach your goals. 

Every account comes with great service & powerful tools

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Mobile and Online Banking with Bill Pay and Mobile Check Deposit 1

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The more you save, the more you earn with competitive interest rates.

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Build your savings automatically by setting up regular transfers from your checking account.

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Low- to no-monthly-fee accounts keep more money in your pocket. 

Compare Accounts
This side-by-side comparison chart will help you sort through the details		 Savings Builder Christmas Club Savings Money Market Priority Money Market Certificate of Deposit
A standard savings account to meet your everyday needs. Build your holiday budget all year long with automatic transfers to a Christmas Club account.2 Money Market accounts offer competitive interest rates in a low-risk setting. Check rate. Earn premium interest rates and avoid monthly fees when linked with a Priority Checking account.3 CDs help you save for short-term and long-term goals with guaranteed fixed rate returns.2
Learn More Learn More Learn More Learn More Learn More
Minimum Deposit to Open $25.00 $5.00 $2,500.00 $100.00 $1,000.00
Monthly Service Charge $5.00 $- $10.00 $25.00 $-
Minimum Daily Balance To Waive Service Charge $200.00 $- $2,500.00 $25,000.00 $-
Withdrawals 3 free withdrawals each month, and additional withdrawals are only $3 each. 6 free per month, otherwise $15 6 free per month, otherwise $15 Withdrawals before maturity may incur significant interest penalty
Minimum Balance to Earn Interest All Balances All Balances $2,500.00 $25,000.00 All Balances
Online and Mobile Banking Yes Yes Yes Yes Yes
ATM Access Yes Yes Yes

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Threading the Needle: The Fed Faces a Formidable Challenge

Last week the Fed announced a 0.75% increase to the Federal Funds rate as heightened inflation continues to plague markets, businesses, and consumers. One could argue the beginnings of our current inflation problem dates back to early 2020 as the pandemic warranted extraordinary government and central bank actions to prevent financial collapse. These policy decisions that led to a couple of years of historically low interest rates and trillions of dollars pumped into the economy by central banks and governments across the globe are now contributing factors to our new inflation problem. And for clarity, the policy decisions at the time were needed and beneficial, but the magnitude and the time in which the stimulus lasted is the more likely culprit.

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Fees may reduce earnings.

1Message and data rates may apply. Please check with your mobile service provider.

2Christmas Club and Certificate of Deposit accounts can be viewed via online and mobile banking, but not accessed. Accounts are subject to credit approval. Consult with an associate or refer to your Deposit Agreement and Truth in Savings Disclosure for information regarding specific products.

3Eligible checking accounts are limited to Priority Checking, Connect Checking, and Private Wealth checking accounts that have a minimum of 5 client- initiated debit or credit transactions in the statement cycle. If you do not have one of the eligible checking account types or if your linked checking account does not meet the minimum number of transactions, your Priority Money Market Account will earn the default interest rate and APY. Refer to the Truth In Savings provided for full details and rates.

Hancock Whitney Bank, Member FDIC. All accounts subject to credit approval. Terms and conditions apply.

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Hancock Whitney and the Hancock Whitney logo are federally-registered trademarks of Hancock Whitney Corporation. Copyright © 2022 Hancock Whitney Bank.
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