What is generational or family wealth management? Simply put, it’s a strategy for passing wealth to future generations, and it goes beyond basic family financial planning or having a will.
Whether you want to save for a special purchase, create an emergency fund, or develop good financial habits, our savings accounts will help you reach your goals.
This side-by-side comparison chart will help you sort through the details
|Savings Builder||Christmas Club Savings||Money Market||Priority Money Market||Certificate of Deposit|
|A standard savings account to meet your everyday needs.||Build your holiday budget all year long with automatic transfers to a Christmas Club account.2||Money Market accounts offer competitive interest rates in a low-risk setting. Check rate.||Earn premium interest rates and avoid monthly fees when linked with a Priority Checking account.3||CDs help you save for short-term and long-term goals with guaranteed fixed rate returns.2|
|Minimum Deposit to Open||$25.00||$5.00||$2,500.00||$100.00||$1,000.00|
|Monthly Service Charge||$5.00||$-||$10.00||$25.00||$-|
|Minimum Daily Balance To Waive Service Charge||$200.00||$-||$2,500.00||$25,000.00||$-|
|Withdrawals||3 free withdrawals each month, and additional withdrawals are only $3 each.||6 free per month, otherwise $15||6 free per month, otherwise $15||Withdrawals before maturity may incur significant interest penalty|
|Minimum Balance to Earn Interest||All Balances||All Balances||$2,500.00||$25,000.00||All Balances|
|Online and Mobile Banking|
Fees may reduce earnings.
1Message and data rates may apply. Please check with your mobile service provider.
2Christmas Club and Certificate of Deposit accounts can be viewed via online and mobile banking, but not accessed. Accounts are subject to credit approval. Consult with an associate or refer to your Deposit Agreement and Truth in Savings Disclosure for information regarding specific products.
3Eligible checking accounts are limited to Priority Checking, Connect Checking, and Private Wealth checking accounts that have a minimum of 5 client- initiated debit or credit transactions in the statement cycle. If you do not have one of the eligible checking account types or if your linked checking account does not meet the minimum number of transactions, your Priority Money Market Account will earn the default interest rate and APY. Refer to the Truth In Savings provided for full details and rates.
Hancock Whitney Bank, Member FDIC. All accounts subject to credit approval. Terms and conditions apply.