Using Your Chip Card
Hancock Whitney offers chip-enabled debit and credit cards.

The embedded microchip provides extra security by encrypting client data when used at chip-enabled registers and ATMs. So, shop with confidence, knowing you're protected.
Paying in Person
Paying with a chip card
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Simply insert your card, with the chip side face up and keep it inserted in the terminal.
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Follow the prompts to enter your PIN or signature as needed.
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Don't forget to take your card when your purchase is complete.
Paying with a magnetic stripe
If a retailer hasn't switched to a new chip card reader, don't worry. Your card still has a magnetic stripe for use at traditional readers.

Using Your Card at an ATM or Online
Using your card at an ATM
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Insert your card in the ATM as you currently do today.
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Leave your card in the ATM until you are prompted to remove. The ATM will release your card when your transaction is complete.
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Remember, always take your card, cash and receipt with you once you are done with your transaction.
Using your card online
Continue using your same payment process when making an online purchase with your new chip-enabled card.

Using Your Card with a Mobile Wallet
Add your card to the mobile wallet app on your eligible Apple, Android, or Samsung device to conveniently make purchases at a variety of merchants in stores, within apps and online. Make purchases at participating locations with just one touch of your device.
