Moving Forward Together
One Florida Bank will become part of Hancock Whitney Bank as of August 1, 2026.
There’s nothing you need to do today. You can continue using your accounts, debit cards, checks, online banking tools, and visiting your local financial center just as you always have.
The same personal relationships, local knowledge, and commitment to serving your community that you've come to value at One Florida Bank will continue to be an important part of your banking experience with Hancock Whitney. As we bring our organizations together, our goal is to make the transition as smooth and straightforward as possible. This page will be updated with the latest information and answers to common questions, so you always know what to expect.
This marks the beginning of an exciting new chapter—one focused on expanded capabilities, new opportunities, and a continued commitment to serving our clients, associates, and communities.
We’re glad you’re here—and we’re looking ahead to a bright future together.
Frequently asked questions
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What does this announcement mean for me right now?
Right now, nothing changes. You can continue banking exactly as you do today. These FAQs cover the transition period following the legal merger of One Florida Bank with Hancock Whitney Bank prior to full integration with Hancock Whitney. As our systems and services are fully integrated, we'll update this page with the latest information and notify you of any changes that require your attention.
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Can I still use my debit card and checks?
Yes. Your debit card and checks will continue to work as usual.
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Will my account or routing number change?
There are no immediate changes. If anything needs to change in the future, we’ll provide clear instructions and plenty of notice.
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Can I still use my One Florida Bank online banking and the mobile app?
Yes. Everything will continue to work just as it does today.
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Will my automatic payments and direct deposits continue?
Yes. All of your recurring transactions will continue without interruption. If any updates are ever needed, we’ll guide you through the process ahead of time.
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Are my deposits still FDIC insured?
Yes. Your deposits remain FDIC insured, subject to applicable limits.
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What happens to my FDIC insurance if I have accounts at both One Florida Bank and Hancock Whitney?
Following a bank merger, the FDIC generally provides a grace period during which deposits you hold separately at each bank continue to be insured as if they were at separate institutions. This gives you time to review your accounts and, if necessary, make changes before deposits are combined for FDIC insurance purposes.
After the applicable grace period ends, your deposits at Hancock Whitney Bank and the former One Florida Bank will generally be added together for FDIC insurance purposes if they are held in the same ownership category.
If you have significant deposit balances or questions about your specific coverage, we encourage you to contact us. We can help you understand how FDIC insurance applies to your accounts and offer additional resources to complement FDIC insurance.
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Can I continue banking at my One Florida Bank branch?
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Why am I seeing Hancock Whitney Bank notices and signs in my One Florida Bank office if nothing is changing today?
As One Florida Bank becomes part of Hancock Whitney Bank, you’ll begin to see our name, logo, and other branding appear on buildings, signs, printed materials, and digital channels. These visual updates do not change how you bank today. There is no action required from you, and we will communicate well in advance of any future changes that may affect your accounts or services.
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Can I go to a Hancock Whitney financial center to do my banking?
Not just yet. Because our systems are still separate, Hancock Whitney financial centers currently are not set up to support One Florida Bank accounts—but we’ll keep you updated as that evolves.
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Will my banker or relationship manager change?
No. Your current banking relationships remain the same.
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Does this impact my Merchant Services account?
Right now, nothing changes. You can continue using your Merchant Services account exactly as you do today.
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When will changes happen?
You’ll likely begin seeing some visible changes over time, such as updated signage, branding and communications. Any changes that affect how you bank will be communicated well in advance with clear instructions and important dates so you know exactly what to expect.
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How will I stay informed?
We’ll keep you updated every step of the way, with clear communication via mail, email and online resources, and advance notice of any future changes.
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Why your neighbors trust Hancock Whitney
For more than a century, Hancock Whitney has been dedicated to the financial well-being of Gulf South communities.
For fifth consecutive year we’ve been named one of America’s Best Bank by Forbes.
Our commitment to meeting the needs of our communities has received the highest recognition under the Community Reinvestment Act criteria.