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Dream Big with a new account!

Earn $2001 when you open a personal checking account and meet criteria.

Get your new checking account with these convenient features:

Early Pay

Early Pay2

Access your direct deposit up to 2 days sooner with Early Pay

$5 Pass

$5 Pass3 for Overdraft

At Hancock Whitney, small mistakes don’t cost you big. If you overdraw your Personal Checking account by $5 or less, you’ll pay no overdraft or NSF fees.

Mobile Check Deposit

Mobile Banking with Mobile Check Deposit4

Bank right from your mobile device and quickly deposit checks - with mobile check deposit.

5-Star Service

Convenient, 5-Star Service

We make banking easy—online, on the phone and in our financial centers.

Purchase Alerts

Purchase Alerts

Have peace of mind with the added security of Visa Purchase Alerts5, helping you monitor debit and credit card purchases and potentially fraudulent activity.5

Mobile Contactless Payments

Mobile Contactless Payments6

Add your debit card to the wallet app on your device and make no-contact payments at retailers nationwide.

Gary M., Baton Rouge, LA

Get $200 now

Open a new personal checking account. Here’s how: 
Enter your email address on the form, and we’ll send you a promo code. 
Use your promo code to apply online or bring the promo code to your nearest financial center.
Open your account(s) and complete qualifying activities.1
Note: a promo code is required at account opening to qualify for this offer. In addition, the email provided at account opening must match the email you provide to receive your promo code.

Let's get started!

Use your promo code to apply BEFORE 12/31/22:

Apply Now

Checking Promotion Requirements: Use the promo code referenced above when opening a new personal checking account with money not currently on deposit at Hancock Whitney Bank by the offer expiration date of 12/31/2022. The promo code is required at account opening. The following criteria must be met by 2/28/2023: Set up and receive a qualifying monthly direct deposit of at least $250 per deposit. A qualifying direct deposit is a recurring electronic deposit, including a salary, pension, Social Security, other government benefit or other recurring, monthly income amount of $250 or more, made by your employer or outside agency. Transfers from one account to another do not qualify. Qualifying direct deposit does not include payments received from apps such as PayPal or Cash App, and other similar payment providers. Tax refunds and stimulus checks are not qualifying direct deposits. Deposits made at a financial center, via ATM, online transfer, mobile device, debit card/prepaid card number or the mail do not qualify. The Bank may change or discontinue the offer at any time and without notice. This offer is non-transferable and cannot be combined with other offers. Only the person to whom this offer is addressed is eligible for this offer. Limit of one consumer checking-related bonus per household every 2 calendar years. The email given at account opening must match the email address submitted to get the offer promo code.

If your account meets the criteria, and remains open and active, we will deposit the earned bonus into your new personal checking account within 6 weeks after the qualification period of 2/28/2023. Bonuses may be considered interest and may be reported on IRS Form 1099.

Additional Terms and Conditions: All account applications are subject to approval. A $25 minimum opening deposit is required. Monthly service fees range from $7 to $20, depending on product. If your account is closed within the first 180 days after opening, a $20 service charge will be assessed and we reserve the right to deduct the bonus amount from your account's closing balance. Please refer to the Truth in Savings Disclosure for other applicable fees and information.

2 Early Pay grants you access to your eligible direct deposit payments (PPD ACH transactions $25,000 and under) up to two days prior to the scheduled payment date. Certain payroll deposits may not be eligible for Early Pay. Hancock Whitney does not guarantee early availability of these direct deposits. Early Pay eligibility may vary between pay periods, and daily/transaction limits apply. Any direct deposit not posted early will be made available in accordance with the payment instructions. See www.hancockwhitney.com/early-pay for more information.

3 Items created by check, in-person withdrawals or other electronic means that overdraft (OD) an account or are drawn on nonsufficient funds (NSF) may be charged $36.00 per item. If you have opted into the payment of ATM and everyday debit card (POS) transactions into OD, we may assess OD or NSF fees on these items as well. We waive OD/NSF fees on the following: items $5 or less or end-of-day account balances overdrawn or that would have been overdrawn by $5 or less. We will also assess a $36.00 Sustained Overdraft fee each time your account remains overdrawn for at least nine (9) consecutive calendar days. This fee is separate from your OD/NSF Fees already assessed. We waive this fee in certain circumstances. See our Truth in Savings Disclosure and Deposit Agreement for more information. We pay overdrafts at our discretion and do not guarantee that we will always authorize payment of any transaction. For example, we typically do not pay overdrafts if your account is not in good standing. If your account is overdrawn, you must immediately bring it to a positive balance to avoid additional fees. Visit a financial center or www.hancockwhitney.com/overdraft-protection-services for additional details on the Bank’s OD practices.

4 Check with your mobile provider regarding message and data rates and usage charges that may apply.

5 Some transactions may be routed through non-Visa networks. Transactions routed through non-Visa networks will not trigger a purchase alert. Actual time to receive Visa Purchase Alerts is dependent on when the merchant submits the charge, wireless service and coverage within area. Alerts service may not be available in all areas. Message and data rates may apply. Gasoline alerts may not include purchase amount. Account activity qualifying for Alert service may vary by issuer. A limit of ten cards can be registered per Visa Purchase Alerts account. Additional restrictions apply. To set up purchase alerts, visit hancockwhitney.com/purchase-alerts.

6 While you can link your Hancock Whitney Bank debit and credit cards to any of these convenient payment options, we are not affiliated with nor do we endorse a specific wallet option. If you have any questions about a specific mobile wallet, please contact the payment provider directly.

Hancock Whitney Bank, Member FDIC and Equal Housing Lender Logo Equal Housing Lender. All loans and accounts subject to credit approval. Terms and conditions apply. 

Hancock Whitney and the Hancock Whitney logo are federally-registered trademarks of Hancock Whitney Corporation. Copyright © 2022 Hancock Whitney Bank.