Some things in life are simply out of your control, which is why disability insurance can be important. For your sake and those you care about, make sure you’re covered in the event that you’re unable to work due to a disability or non-work-related injury.
If you’ve ever worried about a serious illness such as cancer or Parkinson’s disease or a severe, debilitating injury, then you’ll want long-term disability insurance. It covers a portion of your salary for an extended period of time. However, long-term disability claims generally take longer to process.
While children see their parents as invincible, every parent knows that unexpected things do happen. But the unexpected doesn’t stop the constant flow of everyday expenses: mortgage payments, car payments, food, clothes, childcare. Disability insurance means that when the unexpected hits, it doesn’t hit nearly as hard.
Do you suffer from health problems that have the potential to interfere with your ability to work? Would your ability to make a living be compromised if suddenly you couldn’t walk or broke a bone? Do you participate in sports or hobbies (e.g., cycling, rock climbing, etc.) that hold the potential for injury? These are all important reasons to consider buying disability insurance.
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Located at: Hancock Whitney Financial Consultants, 525 Florida Avenue SW, Denham Springs, LA 70726, 1-800-385-4188
Hancock Whitney Financial Consultants is a marketing name of Cetera Investment Services. Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with Hancock Whitney Bank where investment services are offered or Hancock Whitney Corporation. Individuals affiliated with Cetera firms are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.
Investments are: *Not FDIC insured *May lose value *Not financial institution guaranteed *Not a deposit *Not insured by any federal government agency.
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