Personal Finances Insights

Successfully Grow & Manage Your Personal Finances

Financial insights and money-building tips to help you get the most from your bank accounts.

Home > Insights > Personal Finances Insights

How to Use a Credit Card Wisely

Featured Insight

How to Use a Credit Card Wisely

Credit cards can be powerful financial tools when used responsibly. They offer convenience, protection against fraud, and even rewards for everyday purchases. However,...

Read Article

Explore Our Personal Finances Insights

FILTER BY:

Woman using her credit card to make a purchase.

How to Use a Credit Card Wisely

3 MIN READ

READ MORE

A family is sitting on their new porch with their dog, enjoying a relaxed moment at home. The porch was funded through a Home Equity Line of Credit (HELOC).

Using Home Equity to Manage Financial Challenges

3 MIN READ

READ MORE

Family of four celebrates obtaining a mortgage loan through Hancock Whitney's convenient online mortgage application.

How to Apply for a Mortgage in 5 Easy Steps

3 MIN READ

READ MORE

Couple gets approved for a loan after working to improve their credit.

7 Steps to Improve Your Credit Score

4 MIN READ

READ MORE

Man checking his FICO credit score progress.

How Is Credit Score Calculated?

4 MIN READ

READ MORE

New parent looking for ways to save in the current budget.

Ways to Save Money: 20 Tips You Can Use

6 MIN READ

READ MORE

A retired couple enjoying their golden years after decades of careful saving.

How Much Should I Have in Savings?

5 MIN READ

READ MORE

Young couple opening a high-yield savings account to start an emergency fund.

Pros and Cons of a High-Yield Savings Account

3 MIN READ

READ MORE

Woman developing new 50/30/20 budget.

How to Use the 50/30/20 Budget Rule

4 MIN READ

READ MORE

Shopper sticks to meal planning budget while buying groceries.

5 Things You Can Do to Stick to Your Budget

4 MIN READ

READ MORE

Family evaluating their budget to account for important changes in their finances.

Why Is Budgeting Important?

5 MIN READ

READ MORE

College students learning about budgeting.

Budgeting for College Students

5 MIN READ

READ MORE

8 Smart Steps to Prepare for Hurricane Season

2 MIN READ

READ MORE

The First Step in the Financial Planning Process

4 MIN READ

READ MORE

Understanding P2P Payments

Understanding Peer-to-Peer (P2P) Payments

4 MIN READ

READ MORE

Retire smart by preparing today.

Retire smart: Am I prepared?

6 MIN READ

READ MORE

bank-fraud-trends-in-2024

Mobile Banking Tools Offer Both Security and Convenience

3 MIN READ

READ MORE

Freestyle Savings, a high-yield savings account

Save More with Our High-Yield Savings Account – Freestyle Savings

2 MIN READ

READ MORE

Say Goodbye to Non-Sufficient Funds Fees

2 MIN READ

READ MORE

Should You Use a Home Equity Line of Credit or Personal Loan to...

5 MIN READ

READ MORE

Create a Plan for Your Home Remodel and Get the Most Out of Your HELOC

3 MIN READ

READ MORE

Increase the Value of Your Home with a Home Equity Line of Credit

3 MIN READ

READ MORE

7 Steps to Help You Determine Your Home Buying Budget

3 MIN READ

READ MORE

10 Tips for First-Time Home Buyers: How to Navigate the Home Buying...

2 MIN READ

READ MORE

Is 700 a Good Credit Score

Understanding Your Credit Score - Is 700 a Good Credit Score?

2 MIN READ

READ MORE

5 Smart Ways to Use Your Tax Refund

1 MIN READ

READ MORE

Get Paid Early - Get Paid Up To Two Days Sooner with Early Pay

2 MIN READ

READ MORE

4 Major Expenses You Can Tackle with a Home Equity Line of Credit

3 MIN READ

READ MORE

Scams to Watch Out for This Tax Season

1 MIN READ

READ MORE

Smart Ways to Use a Home Equity Line of Credit

3 MIN READ

READ MORE

How to Choose a Savings Vehicle for Your Goals

3 MIN READ

READ MORE

Money Conversations Couples Should Have Before Saying ‘I Do’

2 MIN READ

READ MORE

Shop securely online with Visa Purchase Alerts

Use Visa Purchase Alerts to Monitor Holiday Spending and Shop Securely

1 MIN READ

READ MORE

5 Money Management Strategies for Holiday Gift-Buyers

2 MIN READ

READ MORE

Six Smart Money Moves to Make When You're Switching Jobs

3 MIN READ

READ MORE

Do You Know What's In Your Credit Report?

1 MIN READ

READ MORE

Eight Financial Moves for First-Time Parents

2 MIN READ

READ MORE

Money Lessons for Kids

Money Lessons for Kids at Every Age

2 MIN READ

READ MORE

Avoid Financial Heartbreak with an Emergency Fund

2 MIN READ

READ MORE

Financial Strategies to Prepare for the Unexpected

Financial Strategies to Prepare for the Unexpected

3 MIN READ

READ MORE

Avoid Charity Scams This Holiday Season

Avoid Charity Scams This Holiday Season

2 MIN READ

READ MORE

How Proposed Tax Changes Could Impact Individuals and Businesses

How Proposed Tax Changes Could Impact Individuals and Businesses

3 MIN READ

READ MORE

Set Your Savings Priorities: What Comes First?

3 MIN READ

READ MORE

LIBOR Update

LIBOR Update: The Latest Developments Impacting Corporate Borrowers

2 MIN READ

READ MORE

4 Steps to Reach Your Financial Goals (Even When Money’s Tight)

3 MIN READ

READ MORE

The path to your financial future starts here

2 MIN READ

READ MORE

More than a meal: Café Reconcile strives to help connect young people...

3 MIN READ

READ MORE

Financial Cents: Easy ways to save money this year

1 MIN READ

READ MORE

Four things to consider when giving to charity

Four things to consider before giving to charity

3 MIN READ

READ MORE

CD or Money Market? Here's how to decide.

Do you know the difference between a CD and Money Market Account?

2 MIN READ

READ MORE

Piggy Bank

Teaching your kids about money now will pay off in the long run

1 MIN READ

READ MORE

IP_Everything_Rally_sized for blog

Investment Perspective: The Everything Rally collides with global...

1 MIN READ

READ MORE

Show your Tiger Pride with LSU debit and credit cards!

Show your Tiger Pride with LSU Tiger debit and credit cards!

1 MIN READ

READ MORE

How overdraft services can help give you financial peace of mind

2 MIN READ

READ MORE

Here's why you should shop local this holiday season

1 MIN READ

READ MORE

The three Golden Rules of money management

1 MIN READ

READ MORE

Should you put your money in a CD or Money Market Account? Here's how...

2 MIN READ

READ MORE

Monitor your purchases for added security with Visa Purchase Alerts

Monitor your cards for added security with Visa Purchase Alerts

2 MIN READ

READ MORE

Why you should consider investing in a Certificate of Deposit (CD)

2 MIN READ

READ MORE

Take Control of Your Credit Card with Hancock Whitney CardManager

1 MIN READ

READ MORE

Want to explore other topics?

Learn more about navigating financial life stages

SEE ARTICLES ►

Learn more about navigating financial fraud

SEE ARTICLES ►

Want to learn more about personal banking at Hancock Whitney?

Explore Our Approach ►