Savings Comparison

Find the Right Account to Reach Your Goals

Liquidity and cashflow are essential to the health of your business. From traditional business savings accounts to money markets, our savings options offer a dedicated source of funds you can put to work for your business.

Business Savings

Your business needs a trusted partner to manage your savings. Our business savings account is designed for small business, helping you grow your savings while maintaining access to funds. Low balance requirements allow you to avoid monthly fees and start earning interest on any balance.

Business Relationship Rewards Money Market

Looking to maximize your savings in a low-risk setting? Money Market accounts offer competitive interest rates and easy access to your funds to help maintain liquidity. With tiered interest rates based on your balance, the more you save, the more you’ll earn. A Hancock Whitney business checking account is required to open this account.

Certificate of Deposit

CDs help your business prepare for short-term and long-term goals with guaranteed fixed-rate returns. Available in a variety of term lengths, CDs are a risk-free investment option to help your money grow until you need it most. If you have excess funds that you don’t need to access for a specified length of time, you receive a higher rate.

We can help maintain the liquidity you need while maximizing the productivity of your capital.


Put Idle Funds to Work For You

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Not sure which option is right for your business?

Our side-by-side feature chart will help you consider the details.


Business Savings

Business Relationship Rewards Money Market Account

Certificate of Deposit

Minimum deposit to open




Monthly service charge




Minimum daily balance to waive charge




Average collected balance to earn interest

All collected balances


All collected balances


3 free withdrawals per month, otherwise $3

6 free withdrawals per month, otherwise $15


Telephone Banking


Online Banking Access


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Accounts are subject to credit approval. Consult with a Hancock Whitney associate or refer to your deposit agreement and truth in savings disclosure for information regarding specific products.

Federal banking regulations restrict the number of withdrawals and transfers that can be made per month on savings and money market accounts.