Preferred Money Market

Our competitive rates save you the time and effort of shopping around

The Preferred Money Market account is a business money market account that puts your money to work for you. You can earn a competitive premium interest rate so that your balance grows without you needing to shop around. The more you save, the more you earn.1

Enjoy these features of the Preferred Money Market Account

Competitive Premium Interest Rates

Competitive Premium Interest Rates

Forgo the hassle of shopping around for rates. When your Preferred Money Market and Preferred Business Checking1 accounts work together, you earn premium and competitive rates and avoid monthly fees.

Waive Your Monthly Service Charge

Waive Your Monthly Service Charge

Waive this account's monthly service charge of $25 when you maintain a $25,000 minimum daily balance.

Free Online Banking

Free Online Banking


View statements and transfer funds easily and conveniently with online banking.2

Free Mobile Banking

Free Mobile Banking


Get more done, and spend less time doing it. Register your device and enjoy secure access to your business accounts no matter where you roam.

Account Activity Rewards

Account Activity Rewards


Your qualifying checking activity3 earns the premium rate for this account. Your checking activity ensures your yields stay favorable and on pace with the market.

Multiple Overdraft Coverage Options

Multiple Overdraft Coverage Options

Use your money market account to protect you from overdraft worries on your operating checking account.2

Tips:

Money Markets are ideal account types for clients who maintain daily balances that are better suited for higher interest rates.
  • Make regularly scheduled transfers from your operating account or traditional savings account into your money market to grow your longer-term savings.
  • Diversify your savings with liquid, readily available balances in a money market account to accompany your traditional savings and Certificate of Deposit accounts.
  • Money markets offer less risk and easier accessibility to funds in your account.

 

Details:

  • Minimum Daily Balance: $25,000
  • No monthly service charge for balances above $25,000
  • A $25 service charge applies if balances fall below $25,000.
  • Up to 6 free withdrawals2 per month, otherwise $15 per withdrawal.
  • Requires opening a linked Hancock Whitney Preferred Business Checking, Interest Business Checking or Essential Business Checking account to take advantage of the premium rates.

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1 Eligible checking accounts are limited to Preferred Business Checking, Essential Business Checking, and Interest Business checking accounts that have a minimum of 5 client-initiated debit or credit transactions in the statement cycle. If you do not have one of the eligible checking account types or if your linked checking account does not meet the minimum number of transactions, your Preferred Money Market Account will earn the default interest rate and APY. See your banker for full details.

2 Federal regulations limit savings and money market accounts to six pre-authorized or electronic payments, withdrawals, or outgoing transfers per month. This includes account transfers or payments initiated by telephone, Mobile Banking, and Online Banking, as well as automatic debits and transfers (such as automatic bill payments and Overdraft Protection services). See the Business Services Information Disclosure Schedule of Fees for more information.

3 Qualifying transactions include at least five client-initiated debit or credit transactions in the linked checking account per month to earn the premium interest rate.

4 Deposit up to 100 items to your account each month. After 100 items, there is a fee of $0.50 per item deposited. Items include deposited checks and deposit tickets.

Hancock Whitney Bank, Member FDIC. All accounts subject to credit approval. Terms and conditions apply.