Payment Card Solutions
Expense control and spending management - critical to the success of any business.
Purchasing and virtual cards are the ideal way to maintain a healthy balance sheet and support your employees. Whether you’re making every day purchases or travel arrangements, payment card solutions are a powerful complement to your business accounts.
As more purchases are made online, you also need a well-managed spending strategy. We have the resources and experience to help your money work harder and smarter to support your bottom line. Our payment specialists take a consultative approach to tailor the right solution for your company’s needs. Improve your cash flow, securely manage spending and enjoy hard and soft savings with Payment Card Solutions.
Convenience | Custom solutions | Control | Coverage
Our team of payment experts will design a solution that provides sophisticated expenditure tracking, convenient reporting, and secure management for your payment needs. Our flexible payment card programs allow you to make informed decisions and increase opportunities for savings across your entire business. Whatever your needs, we can provide a custom solution that works for you. Check out a complete list of our purchasing card benefits.
Purchasing Card Benefits
Our VISA®-branded Purchasing Cards are the perfect solution to manage all your company's expenses, while enjoying the flexibility, security and convenience of a credit card that's accepted worldwide.
- Visa® Purchase Alerts
- Auto Rental Collision Damage Waiver*
- Emergency Cash Disbursement*
- VISA Liability Waiver*
- Emergency Card Replacement*
- Lost/Stolen Card Reporting*
- Travel and Emergency Assistance*
- Worldwide Travel Accident Insurance*
- Worldwide Baggage Delay Insurance*
Insurance products are:
NOT DEPOSITS OF THE BANK OR AN AFFILIATE OF THE BANK
NOT INSURED BY THE FDIC OR ANY FEDERAL GOVERNMENT AGENCY
NOT GUARANTEED BY THE BANK OR AN AFFILIATE OF THE BANK
*A complete description of these benefits, including any limitations and applicable third-party fees, will be provided at the time the card is issued.
Online Card Management
Our secure web portal gives you full control over your company credit cards. Your employees need purchasing/payment cards for nearly everything – travel, procurement, payments – and we let you manage it all. Easily issue new cards and control individual spending limits. Monitor spending through an online and mobile-optimized dashboard to get real-time insights into employee transactions.
Drive savings and enhance visibility with automated expense reporting and approvals. Expense management helps you define clear rules and processes to streamline reporting, leading to increased employee satisfaction and greater compliance.
Virtual Card Solutions
Spend less time processing your payments by taking advantage of automation – – pay your suppliers immediately by linking your purchasing card and Payer Direct Hub. By uploading your payment instructions, you can eliminate paper checks and check fraud, enjoy real-time authorization, securely send card details for processing, and enhance supplier relationships. Payer Direct Hub also includes access to a full suite of reports for easy reconciliation.