Our process supports your dream of home ownership by actively participating in many programs that can assist you. If you’re a qualified first-time home buyer and meet certain eligibility requirements, we can help you access programs that could put home ownership within your reach. If you’re ready for your journey to begin, let us help you Plan Your Way Home.
We help first-time homebuyers identify various programs that prepare and support them on their journey to home ownership by providing access to:
Plan Your Way Home is for those who:
Trenicia W. wanted to purchase a home in New Orleans, but those plans were postponed by a move to California. Upon her return to Louisiana, Trenicia was ready to start the home ownership process again to buy a house for herself and her son. She started working with a Community Lending Specialist at Hancock Whitney, who guided her through the entire mortgage and home purchase process. Trenicia is happy to be home, and is thrilled that she was able to become a homeowner in time to host her family’s holiday celebration.
When Tori B. decided she was ready to own a home; her family was behind her all the way. She took the first step by completing a homebuyer education class, and then met with a Hancock Whitney Community Lending Specialist to start the loan application process. Her lender determined that she qualified for various mortgage assistance programs, and provided a prequalification letter to help Tori begin her house hunt. After a few searches, Tori found a home she wanted to purchase. With the loving support of her family, and guidance from Hancock Whitney, she achieved her home ownership goal.
Perrinika H. path to homeownership began with a homebuyer education course at a local certified agency, where she met a Community Lending Specialist with Hancock Whitney. She started the loan application process and learned that she was eligible for down payment and closing costs assistance. With the knowledge she gained in her class plus continued support from Hancock Whitney, Perrinika got her prequalification letter and began her home search. Now, her dream of home ownership has come true.
The road to homeownership can be exciting and slightly overwhelming. Cheryl G. experinced some disappointments along her journey, but she did not give up. Once she has started working with a Community Lending Specialits at Hancock Whitney, she learned about Plan Your Way Home; it was the gateway she had been looking for. Armed with her determination and a veriety of homebuyer education, downpayment, and closing costs assistance resources, she worked her way through the home buying process. On closing day, Cheryl kept asking “Are you sure, this is possible?” and was overjoyed that she had made her dreams of homeownership a reality with help from Hancock Whitney.
For many homeowners, the first step toward homeownership is attending a homebuyer eduation class. Treasure C. attended such a class when she decided to buy her first home, and that’s where she met a Community Lending Specialist from Hancock Whitney. She told the lender, “I’m ready for you to help me plan my way home,” and together they did just that. She worked the plan, and the plan worked. Because of her dedication and commitment, Treasure was ultimately able to buy a home of her own.
Fixed-Rate vs Adjustable-Rate Mortgages
Federal Emergency Management Agency (FEMA)
Resources by State
Hancock Whitney Bank is not an administrator or owner of down payment and closing costs assistance programs offered through federal, state, and local agencies and does not guarantee eligibility, approval or disbursement of funds. If we are an approved participating lender, we help facilitate the submission of a borrower’s application for assistance provided we have all the necessary documents that are required. We have no authority regarding the program’s review and decision making process and therefore cannot guarantee program acceptance nor approval.