Our process supports your dream of home ownership by actively participating in many programs that can assist you. If you’re a qualified first-time home buyer and meet certain eligibility requirements, we can help you access programs that could put home ownership within your reach. If you’re ready for your journey to begin, let us help you Plan Your Way Home.
We help first-time homebuyers identify various programs that prepare and support them on their journey to home ownership by providing access to:
Plan Your Way Home is for those who:
"When I was younger, I moved a lot. Having kids now, I want them to know that they have a home. Hancock Whitney helped make home ownership a reality for us. It’s amazing, knowing we’ve reached our dream." - Louis S., Tampa, FL
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Leonard P. began his journey late 2016, but didn't find the perfect home until February of 2018. Mindy Dinicola was with him every step of the way, whether it was arming him with information about his options, or giving him time to find his dream home.
Leonard qualified for a Hancock Whitney Closing Cost grant. "Leonard always smiled," said Mindy, "But this particular day, his smile was bigger and brighter than ever."
Robert stopped by the Mid-City Redevelopment Alliance when one of our Community Lenders was conducting a homebuyer education class in March 2018. Within a week, he was completing his application. At the time, he was actively looking for a new place to live. "I decided I didn't just want to move," explained Robert F., "I wanted to move into a home of my own."
Mortgage assistance programs are subject to certain program eligibility requirements and funding availability.
Hancock Whitney Bank is not an administrator or owner of down payment and closing costs assistance programs offered through federal, state, and local agencies and does not guarantee eligibility, approval or disbursement of funds. If we are an approved participating lender, we help facilitate the submission of a borrower’s application for assistance provided we have all the necessary documents that are required. We have no authority regarding the program’s review and decision making process and therefore cannot guarantee program acceptance nor approval.