Plan Your Way Home

Take your first steps toward home ownership

Feel like owning a home is out of reach? Talk with one of our community lending specialists, and they’ll show you how we can work together to make it happen.

Buying a home takes a team effort

Plan Your Way Home brings together the local expertise of our community lending specialists with the financial know-how of Hancock Whitney.

Access Hancock Whitney's First-time Homebuyer's Guide.

Homebuyer education

Want to buy a home but don't know where to start? - We can provide you with a list of homebuyer education resources.

Credit counseling

Learn how your credit history impacts your ability to obtain a home loan.

Financial wellness

Creating a home purchase budget will help you begin your homeownership journey with confidence.

Down payment assistance

Get access to federal, state, and local down payment assistance programs* that can help you to cross the finish line.

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Perrinika’s path to home ownership

Perrinika’s path to home ownership began with a homebuyer education course with Hancock Whitney. With the knowledge she gained in her class, plus the continued support from a Hancock Whitney community lending specialist, she learned that she was eligible for down payment and closing costs assistance programs. With a prequalification in hand, Perrinika found and purchased the home she’d always wanted.

How the program works

Connect with us

Reach out to one of our community lending specialists. They’ll be with you every step of the way, no matter how long it takes.

Make a plan

Classes offered through homebuyer education providers are a great place to start. You’ll learn the steps to creating your own personal homeownership plan.

Follow through

Your community lending specialist will guide you through the application process. They’ll also see if you’re eligible for down payment and closing costs assistance programs.

A place to call home

Trenicia had a dream: to purchase a home in her hometown of New Orleans. She started working with a community lending specialist at Hancock Whitney, who guided her through the entire mortgage and home purchase process. Now, Trenicia has a place she and her son can call their own. Plus, she can finally do something she’s always dreamed of—hosting her family’s holiday celebrations.

You don’t have to do it alone

When Tori decided she was ready to own a home, she took an important first step: completing a homebuyer education class through Hancock Whitney. She also met with a Hancock Whitney community lending specialist, who showed her that she qualified for various mortgage assistance programs. When Tori found the home she wanted to buy, she used her prequalification to finally achieve her dream of owning a home.

Ready to start your journey?

We’ll guide you every step of the way.

*Hancock Whitney Bank is not an administrator or owner of down payment and closing costs assistance programs offered through federal, state, and local agencies and does not guarantee eligibility, approval, or disbursement of funds. If we are an approved participating lender, we help facilitate the submission of a borrower’s application for assistance, provided we have all the necessary documents that are required. We have no authority regarding the program’s review and decision making process and therefore cannot guarantee program acceptance nor approval.