Plan Your Way Home

The journey to home ownership starts here and now.

Our process supports your dream of home ownership by actively participating in many programs that can assist you. If you’re a qualified first-time home buyer and meet certain eligibility requirements, we can help you access programs that could put home ownership within your reach. If you’re ready for your journey to begin, let us help you Plan Your Way Home.

Guiding you through the home ownership process.

We help first-time homebuyers identify various programs that prepare and support them on their journey to home ownership by providing access to:

  • Homebuyer Education
  • Pre-Purchase Credit Counseling
  • Down-payment and Closing Cost Assistance
  • Financial Education
  • Loans that offer flexible credit criteria
  • Lower down payment options

 

Plan Your Way Home is for those who:

  • Want to purchase a home but don’t know where to start
  • Struggle to save for a down payment
  • Would like to refinance a primary residence          
  • Need help navigating the many mortgage finance options available to help achieve the goal of homeownership
  • Want a dedicated specialist knowledgeable about mortgage assistance programs and approved housing counseling organizations
  • Are ready to take the first step

Calculate your mortgage

Help take the guesswork out of your financial questions when considering a mortgage. 
Mortgage Calculators

Find out more.

Complete the form below and a Community Lending Specialist will contact you.

Your Community Lenders

MindyDinicola

Mindy Dinicola
Jefferson Parish, LA
504-619-4214
NMLS# 701947

Deatro

Deatro Carey
New Orleans, LA
504-586-7376

StephanieJohnson

Stephanie Johnson
Mobile, AL, Mississippi Coast & Hattiesburg, MS
251-665-1763

ShirleyPenn-McAfee

Shirley Penn-McAfee
Houston, TX
Beaumont, TX
713-951-7249
NMLS# 593944

MireyaLoCicero

Mireya LoCicero
Tampa Bay, FL
Jacksonville, FL
813-868-7882

From our happy homeowners!

 

Trenicia is happy to be home

Home for the Holidays

Trenicia W. wanted to purchase a home in New Orleans, but those plans were postponed by a move to California. Upon her return to Louisiana, Trenicia was ready to start the home ownership process again to buy a house for herself and her son. She started working with a Community Lending Specialist at Hancock Whitney, who guided her through the entire mortgage and home purchase process. Trenicia is happy to be home, and is thrilled that she was able to become a homeowner in time to host her family’s holiday celebration.

Tori makes homeownership reality

Initiative, education and encouragement make home ownership a reality.

When Tori B. decided she was ready to own a home; her family was behind her all the way. She took the first step by completing a homebuyer education class, and then met with a Hancock Whitney Community Lending Specialist to start the loan application process. Her lender determined that she qualified for various mortgage assistance programs, and provided a prequalification letter to help Tori begin her house hunt. After a few searches, Tori found a home she wanted to purchase. With the loving support of her family, and guidance from Hancock Whitney, she achieved her home ownership goal.

Perrinika succeeds

Education and Teamwork Equal Success

Perrinika H. path to homeownership began with a homebuyer education course at a local certified agency, where she met a Community Lending Specialist with Hancock Whitney. She started the loan application process and learned that she was eligible for down payment and closing costs assistance. With the knowledge she gained in her class plus continued support from Hancock Whitney, Perrinika got her prequalification letter and began her home search. Now, her dream of home ownership has come true.

Cheryl is overjoyed

Is This Possible? Yes it is!

The road to homeownership can be exciting and slightly overwhelming. Cheryl G. experinced some disappointments along her journey, but she did not give up. Once she has started working with a Community Lending Specialits at Hancock Whitney, she learned about Plan Your Way Home; it was the gateway she had been looking for. Armed with her determination and a veriety of homebuyer education, downpayment, and closing costs assistance resources, she worked her way through the home buying process. On closing day, Cheryl kept asking “Are you sure, this is possible?” and was overjoyed that she had made her dreams of homeownership a reality with help from Hancock Whitney.

298250_0621_PYWH_TreasureCharlesImage_300x300-1

Plan Your Work and Work Your Plan

For many homeowners, the first step toward homeownership is attending a homebuyer eduation class. Treasure C. attended such a class when she decided to buy her first home, and that’s where she met a Community Lending Specialist from Hancock Whitney. She told the lender, “I’m ready for you to help me plan my way home,” and together they did just that. She worked the plan, and the plan worked. Because of her dedication and commitment, Treasure was ultimately able to buy a home of her own.
Fixed-Rate vs Adjustable-Rate Mortgages

 

Hancock Whitney Mortgage Assistance Programs

Mortgage assistance programs are subject to certain program eligibility requirements and funding availability.
For more details, ask for one of our Community Lending Specialists by completing the form above

Mortgage Assistance Programs Hancock Whitney Bank Participates In

  • State and Local Community Seconds (Soft Seconds)
  • State and Local Down Payment Assistance
  • State and Local Closing Cost Assistance
  • State and Local Housing Finance Agency Mortgage Assistance Programs (Bond Money)
  • State and Local Mortgage Credit Certificate - Annual Tax Incentive Only

Hancock Whitney Bank is not an administrator or owner of down payment and closing costs assistance programs offered through federal, state, and local agencies and does not guarantee eligibility, approval or disbursement of funds. If we are an approved participating lender, we help facilitate the submission of a borrower’s application for assistance provided we have all the necessary documents that are required. We have no authority regarding the program’s review and decision making process and therefore cannot guarantee program acceptance nor approval.