Universal Life Insurance Policies

Want peace of mind? Then you want a flexible policy.

As your life changes, your insurance needs change. Get the flexibility you need to protect your loved ones with the right universal life insurance policy.

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The freedom to adjust your premium payments.

Your life is always changing, and this type of policy could allow you to change your premium payments and benefit amount according to your needs.

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Cash value builds over time (and is tax-deferred).

Universal life insurance builds a cash value over the life of the policy. As an added bonus, this cash value grows tax-deferred. The policy’s cash value may be accessed or withdrawn (e.g., for a child’s college tuition, home renovations, retirement living expenses, etc.), but doing this may impact the final value of the policy’s benefits. Talk to your tax advisor before making any decisions.

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Plan your legacy.

Want to make sure the benefits of your policy go where they’ll have a lasting impact for your family or favorite charities? Buying universal life insurance can be a useful part of your estate-planning process, even when it comes to estate taxes. Your attorney can advise on estate-planning matters.

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Variable Universal Life Insurance.

This type of universal life insurance has an investment component, allowing you to invest the cash value of the account into sub-accounts available with the policy. These sub-accounts are similar to mutual funds.

Still have questions? We have answers.

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Investments and Insurance Products are offered through Hancock Whitney Investment Services, Inc. Hancock Whitney Investment Services Inc. is a registered broker/dealer, member FINRA/SIPC and a Registered Investment Advisor. Hancock Whitney Investment Services, Inc. is a wholly owned subsidiary of Hancock Whitney Corporation.

Insurance Products are underwritten and issued by third party insurance companies which are not affiliated with Hancock Whitney Investment Services, Inc. and Hancock Whitney Investment Services, Inc. will receive compensation from such insurance companies or other third parties.

Investment and Insurance Products:

Information provided and statements made for educational and marketing purposes only and should not be relied on or interpreted as legal or tax advice.