Assure Checking Account Terms and Conditions: $25 minimum opening deposit is required. There is a monthly service charge of $7 and can be waived if the primary account holder is under 18 years old with valid birth date on file. If your account is closed within the first 180 days after opening, a $20 closing fee will be assessed and we reserve the right to deduct the bonus amount from your account’s closing balance if applicable. Please refer to the Truth in Savings Disclosure for other applicable fees and information.
1 Assure Checking Overdraft Terms: When your available balance is insufficient, Assure Checking doesn't assess NSF fees or Overdraft Fees on NSF items created by check, in-person withdrawal, ATM or other electronic means. Generally all NSF items will be declined or returned to the merchant/ third party unpaid. While we will not assess overdraft or NSF fees, a merchant or third party may assess fees for items returned unpaid. If this account does become overdrawn or your available balance is insufficient, you must bring it to a positive balance immediately to maintain this account. Please refer to the Assure Checking Truth in Savings Disclosure or speak with a banker for more information.
2 Early Pay Terms: Early Pay grants access to eligible direct deposit payments (PPD ACH transactions $25,000 and under) made into a Hancock Whitney Checking or Savings account up to two days prior to the scheduled payment date.
Certain payroll payments may not be eligible for Early Pay. Early Pay availability is based on the timing of the payor’s payment instructions and therefore, you may not always see your direct deposits arrive early. Hancock Whitney does not guarantee early availability of these direct deposits. Early Pay eligibility may vary between pay periods, and daily/transaction limits apply. Any direct deposit not posted early will be made available to you in accordance with the payment instructions. After we have made the deposit available to you and you have withdrawn funds, you remain responsible if any deposit to your account is returned, rejected or uncollected by Hancock Whitney.
No action is needed to take advantage of Early Pay. Early Pay will be activated for all Hancock Whitney Checking and Savings accounts only.
3 Service Charge Waived Age Terms: Age requirement for the primary account owners provided there is a valid date of birth on file.
4 Greenlight® Terms: Hancock Whitney Bank clients are eligible for the Greenlight SELECT plan at no cost when an eligible Hancock Whitney Bank checking account is added as a funding source for the entirety of the promotion. An initial load of at least $10 and identity verification is required. Upgrades will result in additional fees. Upon termination of promotion, clients will be responsible for associated monthly fees. See terms for details. Offer subject to change and partner participation.
The Greenlight platform and the Greenlight debit card are not Hancock Whitney Bank products and are not managed by Hancock Whitney Bank. The Greenlight debit card is issued by Community Federal Savings Bank, Member FDIC, pursuant to license by Mastercard International.
Greenlight is a financial technology company, not a bank. The Greenlight app facilitates banking services through Community Federal Savings Bank, Member FDIC. Greenlight and Community Federal Savings Bank are not affiliated with Hancock Whitney Bank and maintain their own privacy policies.
5 Mobile Wallet Terms: Check with your mobile provider regarding message, data rates and usage charges that may apply. While you can link your Hancock Whitney Bank debit and credit cards to any of these convenient payment options, we are not affiliated with nor do we endorse a specific wallet option. If you have any questions about a specific mobile wallet, please contact the payment provider directly.
6 Zelle® Terms: Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Transactions between enrolled users typically occur in minutes. Only send money to people you know well and trust. If you don’t know the person you are paying or are unsure you will receive what you are purchasing, then we don’t recommend you use Zelle® for the transaction. Please be aware that neither Hancock Whitney nor Zelle® offers purchase protection for payments made with Zelle®. This means that if you don’t receive the item you paid for, or if it’s not as described, you may not be able to recover your funds.
7 Card Controls are not available in the business banking mobile app.
Apple is a trademark of Apple Inc. registered in the U.S. and other countries.
Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries.
Equal Housing Lender. All loans and accounts subject to credit approval. Terms and conditions apply.