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Assure Checking

Value and ease in a versatile checking account

Build your financial future with the assurance of no overdraft fees. Assure Checking is a full-service personal checking account that saves you time and money.

No NSF Fees

No Overdraft or NSF fees1

Early Pay

Receive your paycheck up to two days sooner with Early Pay2

Monitor Online Banking

Mobile and Online Banking with Bill Pay and Mobile Check Deposit3

Mobile Wallet

Shop anywhere, anytime with Mobile Wallet4

Banking with no overdraft fees? Yes, please!


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Assure Checking Features and Benefits

Minimum Deposit to Open $25.00
Monthly Service Charge $7.00
Service Charge Is Waived For under age 18
IDProtect Score Tracker View your credit score IDProtect5
Visa® Purchase Alerts Monitor your debit card purchases with Visa® Purchase Alerts
Convenient Mobile Wallet options Yes

Did you know?

Assure Checking saves you even more money with fee-free deposits and free access to any Hancock Whitney ATM.

Not sure if this account is right for you?

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Show your team pride

Are you a true believer? Show your team spirit every day!


Frequently Asked Questions

Still have questions? We have answers.

Find a Location

Call to speak with a banker today: 1-800-448-8812

1 The Assure Checking Account does not assess overdraft or NSF fees. Please refer to the Assure Checking Truth in Savings Deposit Account Information disclosure or talk with a banker for more information.
2 Early Pay grants access to eligible direct deposit payments (PPD ACH transactions $25,000 and under) made into a Hancock Whitney Checking or Savings account up to two days prior to the scheduled payment date. Certain payroll payments may not be eligible for Early Pay. Early Pay availability is based on the timing of the payor’s payment instructions and therefore, you may not always see your direct deposits arrive early. Hancock Whitney does not guarantee early availability of these direct deposits. Early Pay eligibility may vary between pay periods, and daily/transaction limits apply. Any direct deposit not posted early will be made available to you in accordance with the payment instructions. After we have made the deposit available to you and you have withdrawn funds, you remain responsible if any deposit to your account is returned, rejected or uncollected by Hancock Whitney. No action is needed to take advantage of Early Pay. Early Pay will be activated for all Hancock Whitney Checking and Savings accounts only.

3Message and data rates may apply. Please check with your mobile service provider.

4Mobile Wallet is free, but data charges from your mobile carrier may apply.

5Benefits require authentication, registration and/or activation. Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. Once this benefit has been activated and you have requested your first credit score, you may request a new credit score each month to be plotted on your Credit Score Tracker graph.