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The minimum deposit to open an Assure checking account is $25 with a $7 Monthly Service Charge. Monthly Service Charges are automatically waived for account holders under age 18.2
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Assure Checking keeps it simple with no Overdraft or NSF fees.1
The minimum deposit to open an Assure checking account is $25 with a $7 Monthly Service Charge. Monthly Service Charges are automatically waived for account holders under age 18.2
Receive your paycheck up to two days sooner with Early Pay3
With hundreds of full-service Financial Centers and ATMs across the region, we make it easy to take advantage of our 100+ years of experience.
Our fraud detection tools monitor your account for suspicious activity. Plus, you can set up facial or fingerprint recognition to protect your account. Learn more about account security.
Sign up for Visa® Purchase Alerts4 and you'll be alerted when your debit card is used to make a purchase over a specified amount.
Easily add your Hancock Whitney debit cards to Apple Pay®, Google Pay™, and Samsung Pay® for fast and secure shopping.
The minimum deposit to open an Assure checking account is $25 with a $7 Monthly Service Charge. Monthly Service Charges are automatically waived for account holders under age 18.2
Receive your paycheck up to two days sooner with Early Pay3
With hundreds of full-service Financial Centers and ATMs across the region, we make it easy to take advantage of our 100+ years of experience.
Our fraud detection tools monitor your account for suspicious activity. Plus, you can set up facial or fingerprint recognition to protect your account. Learn more about account security.
Sign up for Visa® Purchase Alerts4 and you'll be alerted when your debit card is used to make a purchase over a specified amount.
Easily add your Hancock Whitney debit cards to Apple Pay®, Google Pay™, and Samsung Pay® for fast and secure shopping.
All you need is a valid email address or mobile phone number to securely send money to people you know and trust.
Take a photo of the check with your smartphone, follow the prompts, and we’ll notify you when the deposit is complete.
Schedule payments up to a year in advance and set up recurring payments so you never forget.
When you open an Assure Checking account, you can select Visa® debit card designs featuring your favorite team. Choose from the purple and gold of LSU, the black and gold of the New Orleans Saints, and more.
Simply enroll in direct deposit with your employer or income source. Once your direct deposit is set up, you’ll automatically have access to Early Pay.
You can open a joint account online. Applying in a financial center? Talk to a banker about how you can open a joint account.
Assure Checking Account Terms and Conditions: $25 minimum opening deposit is required. There is a monthly service charge of $7 and can be waived if the primary account holder is under 18 years old with valid birth date on file. If your account is closed within the first 180 days after opening, a $20 service charge will be assessed and we reserve the right to deduct the bonus amount from your account’s closing balance if applicable. Please refer to the Truth in Savings Disclosure for other applicable fees and information.
1 Assure Checking Overdraft Terms: When your available balance is insufficient, Assure Checking doesn't assess NSF fees or Overdraft Fees on NSF items created by check, in-person withdrawal, ATM or other electronic means. Generally all NSF items will be declined or returned to the merchant/ third party unpaid. While we will not assess overdraft or NSF fees, a merchant or third party may assess fees for items returned unpaid. If this account does become overdrawn or your available balance is insufficient, you must bring it to a positive balance immediately to maintain this account. Please refer to the Assure Checking Truth in Savings Disclosure or speak with a banker for more information.
2 Service Charge Waived Age Terms: Age requirement for the primary account owners provided there is a valid date of birth on file.
3 Early Pay Terms: Early Pay grants access to eligible direct deposit payments (PPD ACH transactions $25,000 and under) made into a Hancock Whitney Checking or Savings account up to two days prior to the scheduled payment date.
Certain payroll payments may not be eligible for Early Pay. Early Pay availability is based on the timing of the payor’s payment instructions and therefore, you may not always see your direct deposits arrive early. Hancock Whitney does not guarantee early availability of these direct deposits. Early Pay eligibility may vary between pay periods, and daily/transaction limits apply. Any direct deposit not posted early will be made available to you in accordance with the payment instructions. After we have made the deposit available to you and you have withdrawn funds, you remain responsible if any deposit to your account is returned, rejected or uncollected by Hancock Whitney.
No action is needed to take advantage of Early Pay. Early Pay will be activated for all Hancock Whitney Checking and Savings accounts only.
4 Visa Purchase Alert Terms: Actual time to receive a transaction alert is dependent on wireless service and coverage within area. Message and data rates may apply. Some PIN-based debit transactions may be routed through non-Visa networks. Transactions routed through non-Visa networks will not trigger a purchase alert. For more information about Purchase Alerts, including any limitation and restrictions, go to www.hancockwhitney.com/purchase-alerts.
5 Mobile Wallet Terms: Check with your mobile provider regarding message, data rates and usage charges that may apply. While you can link your Hancock Whitney Bank debit and credit cards to any of these convenient payment options, we are not affiliated with nor do we endorse a specific wallet option. If you have any questions about a specific mobile wallet, please contact the payment provider directly.
6 Zelle® Terms: U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. Only send money to people you know well and trust. If you don't know the person you are paying or are unsure you will receive what you are purchasing, then we don't recommend you use Zelle® for the transaction. Once you have authorized and made a payment through Zelle®, it may not be possible to reverse the payment or recover the funds.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
7 Mobile and Online Banking, Bill Pay and Mobile Check Deposit Terms: Message and data rates may apply. Please check with your mobile service provider.
Apple and Apple logo are trademarks of Apple, Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple, Inc.
Google Play, Android and Google Pay is a trademark of Google LLC.
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