$25 minimum opening deposit is required. Monthly service fee of $7 can be waived by the following: primary account holder under 18. If your account is closed within the first 180 days after opening, a $20 service charge will be assessed. Please refer to the Truth in Savings Disclosure for other applicable fees and information.

¹ When your available balance is insufficient, Assure Checking doesn't assess NSF fees or Overdraft Fees on NSF items created by check, in-person withdrawal, ATM or other electronic means. Generally all NSF items will be declined or returned to the merchant/ third party unpaid. While we will not assess overdraft or NSF fees, a merchant or third party may assess fees for items returned unpaid. If this account does become overdrawn or your available balance is insufficient, you must bring it to a positive balance immediately to maintain this account. Please refer to the Assure Checking Truth in Savings Disclosure or speak with a banker for more information.

² Early Pay grants access to eligible direct deposit payments (PPD ACH transactions $25,000 and under) made into a Hancock Whitney Checking or Savings account up to two days prior to the scheduled payment date. Certain payroll payments may not be eligible for Early Pay. Early Pay availability is based on the timing of the payor’s payment instructions and therefore, you may not always see your direct deposits arrive early. Hancock Whitney does not guarantee early availability of these direct deposits. Early Pay eligibility may vary between pay periods, and daily/transaction limits apply. Any direct deposit not posted early will be made available to you in accordance with the payment instructions. After we have made the deposit available to you and you have withdrawn funds, you remain responsible if any deposit to your account is returned, rejected or uncollected by Hancock Whitney. No action is needed to take advantage of Early Pay. Early Pay will be activated for all Hancock Whitney Checking and Savings accounts only.

³Message and data rates may apply. Please check with your mobile service provider.

⁴Mobile Wallet is free, but data charges from your mobile carrier may apply.

⁵Benefits require authentication, registration and/or activation. Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. Once this benefit has been activated and you have requested your first credit score, you may request a new credit score each month to be plotted on your Credit Score Tracker graph.

⁶U.S. checking or savings account required to use Zelle^®. Transactions between enrolled users typically occur in minutes. Only send money to people you know well and trust. If you don't know the person you are paying or are unsure you will receive what you are purchasing, then we don't recommend you use Zelle^® for the transaction. Once you have authorized and made a payment through Zelle^®, it may not be possible to reverse the payment or recover the funds.

Zelle^® and the Zelle^® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Apple and the Apple logo are trademarks of Apple, Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc.

Android is a trademark of Google Inc.