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The minimum deposit to open a Freestyle Checking account is $25 with a $10 monthly service charge. See below for ways to waive the monthly service charge.
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Simplify your finances with Freestyle Checking, and waive the monthly service charge with everyday banking activity.
Earn a $200 bonus.
New checking clients get $200 after opening a Freestyle Checking account and meeting requirements✝.
The minimum deposit to open a Freestyle Checking account is $25 with a $10 monthly service charge. See below for ways to waive the monthly service charge.
Receive your paycheck up to two days sooner with Early Pay.1
Link to another deposit account or a line of credit to protect against overdrafts. Learn more about overdraft protection at Hancock Whitney.
Our fraud detection tools monitor your account for suspicious activity. Plus, you can set up facial or fingerprint recognition to protect your account. Learn more about account security.
Sign up for Visa® Purchase Alerts2 and you'll be alerted when your debit card is used to make a purchase over a specified amount.
You'll never be charged an overdraft fee on NSF items of $5 or less, or if your account is overdrawn by $10 or less at the end of the business day.3
The minimum deposit to open a Freestyle Checking account is $25 with a $10 monthly service charge. See below for ways to waive the monthly service charge.
Receive your paycheck up to two days sooner with Early Pay.1
Link to another deposit account or a line of credit to protect against overdrafts. Learn more about overdraft protection at Hancock Whitney.
Our fraud detection tools monitor your account for suspicious activity. Plus, you can set up facial or fingerprint recognition to protect your account. Learn more about account security.
Sign up for Visa® Purchase Alerts2 and you'll be alerted when your debit card is used to make a purchase over a specified amount.
You'll never be charged an overdraft fee on NSF items of $5 or less, or if your account is overdrawn by $10 or less at the end of the business day.3
All you need is a valid email address or mobile phone number to securely send money to people you know and trust.
Take a photo of the check with your smartphone, follow the prompts, and we'll notify you when the deposit is complete.
Schedule payments up to a year in advance and set up recurring payments so you never forget.
When you open a Freestyle Checking account, you can select Visa® debit card designs featuring your favorite team. Choose from the purple and gold of LSU, the black and gold of the New Orleans Saints, and many more.
✝Important details and required qualifying activities for the $200 Freestyle Checking offer: Offer available to new Hancock Whitney checking clients. This includes new to bank clients and existing Hancock Whitney clients who currently do not have a checking account, or have not recently closed a checking account in the past 90 days, or did not have a checking account closed with a negative balance in the past 3 years.
Freestyle Checking Account Terms and Conditions: $25 minimum opening deposit is required. Monthly service charge of $10 can be waived by the following: primary account holder under 18 or age 64 and over with valid date of birth on file, or is an eligible Priority Checking or Private Wealth Management Client, or make one or more client-initiated debit and/or credit transactions per statement cycle to waive the service charge. If your account is closed within the first 180 days after opening, a $20 service charge will be assessed and we reserve the right to deduct the bonus amount from your account’s closing balance if applicable. Please refer to the Truth in Savings Disclosure for other applicable fees and information.
1 Early Pay Terms: Early Pay grants access to eligible direct deposit payments (PPD ACH transactions $25,000 and under) made into a Hancock Whitney Checking or Savings account up to two days prior to the scheduled payment date.
Certain payroll payments may not be eligible for Early Pay. Early Pay availability is based on the timing of the payor’s payment instructions and therefore, you may not always see your direct deposits arrive early. Hancock Whitney does not guarantee early availability of these direct deposits. Early Pay eligibility may vary between pay periods, and daily/transaction limits apply. Any direct deposit not posted early will be made available to you in accordance with the payment instructions. After we have made the deposit available to you and you have withdrawn funds, you remain responsible if any deposit to your account is returned, rejected or uncollected by Hancock Whitney.
No action is needed to take advantage of Early Pay. Early Pay will be activated for all Hancock Whitney Checking and Savings accounts only.
2 Visa Purchase Alert Terms: Actual time to receive a transaction alert is dependent on wireless service and coverage within area. Message and data rates may apply. Some PIN-based debit transactions may be routed through non-Visa networks. Transactions routed through non-Visa networks will not trigger a purchase alert. For more information about Purchase Alerts, including any limitation and restrictions, go to www.hancockwhitney.com/purchase-alerts.
3 Overdraft Fee Terms: NSF items created by check, in-person withdrawals or other electronic means that overdraw (OD) an account may be charged $36.00 per item. If you have opted-in to the payment of ATM and everyday debit card (POS) NSF items into overdraft, we may assess OD fees on those items as well. We waive OD fees on the following: NSF items of $5.00 or less or overdrawn balances of $10.00 or less at the end of nightly batch processing. See our Truth in Savings Disclosure and Deposit Agreement for more information. We pay overdrafts at our discretion and do not guarantee that we will always authorize payment of any transaction. For example, we typically do not pay overdrafts if your account is not in good standing. If your account is overdrawn, you must immediately bring it to a positive balance. For additional details on the Bank’s OD practices see our Standard Overdraft Services, or visit a local financial center.
5 Zelle® Terms: U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. Only send money to people you know well and trust. If you don't know the person you are paying or are unsure you will receive what you are purchasing, then we don't recommend you use Zelle® for the transaction. Once you have authorized and made a payment through Zelle®, it may not be possible to reverse the payment or recover the funds.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
6 Mobile and Online Banking, Bill Pay and Mobile Check Deposit Terms: Message and data rates may apply. Please check with your mobile service provider.
Apple and the Apple logo are trademarks of Apple, Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc.
Android is a trademark of Google Inc.
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