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Freestyle Checking

Bank your way with a Freestyle Checking account

Get all the convenience and flexibility you want in a personal checking account, with the ability to easily waive fees.

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Is this checking account right for me?

"I don’t need anything fancy. I just need a basic checking account, and I don’t want to pay a monthly fee."

If you’re looking for a more full-service checking account, explore Priority Checking.

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The benefits of a Freestyle Checking account

 
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Easily waive monthly fees

To avoid the small monthly service charge, make at least one client-initiated debit or credit transaction per month or including scheduled, automated payments, like your cellphone bill.
 
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Avoiding overdraft fees

You'll never be charged an overdraft fee on NSF items of $5 or less, or if your account is overdrawn by $10 or less at the end of the business day.4 
 
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Extra account security

Sign up for Visa® Purchase Alerts1 and you'll be alerted when your debit card is used to make a purchase over a specified amount. 
 
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Fraud monitoring

Our fraud detection tools monito your account for suspicious activity. Plus, you can set up facial or fingerprint recognition to protect your account. 
 
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Local Financial Centers

With hundreds of full-service Financial Centers and ATMs across the region, we make it easy to take advantage of our 100+ years of experience. 
 
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Mobile Wallet5

Easily add your Hancock Whitney debit cards to Apple Pay®, Google Pay™, and Samsung Pay® for fast and secure shopping
It's easy to waive monthly fees

You can waive the $10 monthly service change with any of these options:

  • Make one client-initiated debit or credit transaction per statement cycle
  • Make one automated payment or deposit per month
  • Primary account owners younger than 18 or age 64 or over pay no service charge

Take your Freestyle Checking account on the go with our mobile app

Send and receive money with Zelle2

All you need is a valid email address or mobile phone number to securely send money to people you know and trust.
 

Deposit checks on the go3

Take a photo of the check with your smartphone, follow the prompts, and we'll notify you when the deposit is complete. 
 

Pay bills automatically

Schedule payments up to a year in advance and set up recurring payments so you never forget. 
 
Want to explore more of our digital banking features?
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Be a card-carrying fan

When you open a Freestyle Checking account, you can select Visa debit card designs featuring your favorite team. Choose from the purple and gold of LSU, the gold and black of the New Orleans Saints, and many more. 

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Freestyle Checking not the right fit?

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I'm interested in a full-service checking account with premium features.

Explore Priority Checking
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Want to explore other ways to reach your financial goals?

Use our account finder

$25 minimum opening deposit is required. Monthly service fee of $10 can be waived by the following: primary account holder under 18 or age 64 and over or make one or more client-initiated debit or credit transactions per statement cycle to waive the service charge. If your account is closed within the first 180 days after opening, a $20 service charge will be assessed. Please refer to the Truth in Savings Disclosure for other applicable fees and information.

1Actual time to receive a transaction alert is dependent on wireless service and coverage within area. Message and data rates may apply. Some PIN-based debit transactions may be routed through non-Visa networks. Transactions routed through non-Visa networks will not trigger a purchase alert. For more information about Purchase Alerts, including any limitation and restrictions, go to www.hancockwhitney.com/purchase-alerts.

2U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. Only send money to people you know well and trust. If you don't know the person you are paying or are unsure you will receive what you are purchasing, then we don't recommend you use Zelle® for the transaction. Once you have authorized and made a payment through Zelle®, it may not be possible to reverse the payment or recover the funds.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

3Message and data rates may apply. Please check with your mobile service provider.

4NSF items created by check, in-person withdrawals or other electronic means that overdraw (OD) an account may be charged $36.00 per item. If you have opted-in to the payment of ATM and everyday debit card (POS) NSF items into overdraft, we may assess OD fees on those items as well. We waive OD fees on the following: NSF items of $5.00 or less or overdrawn balances of $10.00 or less at the end of nightly batch processing. See our Truth in Savings Disclosure and Deposit Agreement for more information. We pay overdrafts at our discretion and do not guarantee that we will always authorize payment of any transaction. For example, we typically do not pay overdrafts if your account is not in good standing. If your account is overdrawn, you must immediately bring it to a positive balance. For additional details on the Bank’s OD practices see our Standard Overdraft Services, or visit a local financial center.

5Mobile Wallet is free, but data charges from your mobile carrier may apply.

Apple and the Apple logo are trademarks of Apple, Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc.

Android is a trademark of Google Inc.

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