- For
You - For Small
Business - For
Commercial - Wealth
Management - Insights &
Community - Contact
Us
Break free from monthly service charges! Freestyle Checking gives you the convenience you want in a personal checking account without the fees you don’t.
Easily waive your monthly service charge*
Receive your paycheck up to two days sooner with Early Pay1
Mobile and Online Banking with Bill Pay and Mobile Check Deposit2
Shop anywhere, anytime with Mobile Wallet3
Freestyle Checking Features and Benefits | |||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Did you know?*You can waive the $10 monthly service charge with any of these options:
| ||||||||||
Are you a true believer? Show your team spirit every day!
You can open a joint account online. Applying in a financial center? Talk to your banker about how to open a joint account.
Simply enroll in direct deposit with your employer or income source. Once your direct deposit is set up, you’ll automatically have access to Early Pay.
Yes, you can link to your personal savings account as overdraft protection. Learn more about Hancock Whitney Overdraft Protection Services.
Call to speak with a banker today: 1-800-448-8812
1 Early Pay grants access to eligible direct deposit payments (PPD ACH transactions $25,000 and under) made into a Hancock Whitney Checking or Savings account up to two days prior to the scheduled payment date. Certain payroll payments may not be eligible for Early Pay. Early Pay availability is based on the timing of the payor’s payment instructions and therefore, you may not always see your direct deposits arrive early. Hancock Whitney does not guarantee early availability of these direct deposits. Early Pay eligibility may vary between pay periods, and daily/transaction limits apply. Any direct deposit not posted early will be made available to you in accordance with the payment instructions. After we have made the deposit available to you and you have withdrawn funds, you remain responsible if any deposit to your account is returned, rejected or uncollected by Hancock Whitney. No action is needed to take advantage of Early Pay. Early Pay will be activated for all Hancock Whitney Checking and Savings accounts only.
2 Message and data rates may apply. Please check with your mobile service provider.
3 Mobile Wallet is free, but data charges from your mobile carrier may apply.
4 NSF items created by check, in-person withdrawals or other electronic means that overdraw (OD) an account may be charged $36.00 per item. If you have opted-in to the payment of ATM and everyday debit card (POS) NSF items into overdraft, we may assess OD fees on those items as well. We waive OD fees on the following: NSF items of $5.00 or less or overdrawn balances of $10.00 or less at the end of nightly batch processing. See our Truth in Savings Disclosure and Deposit Agreement for more information. We pay overdrafts at our discretion and do not guarantee that we will always authorize payment of any transaction. For example, we typically do not pay overdrafts if your account is not in good standing. If your account is overdrawn, you must immediately bring it to a positive balance. For additional details on the Bank’s OD practices see our Standard Overdraft Services, or visit a local financial center.
5 Actual time to receive a transaction alert is dependent on wireless service and coverage within area. Message and data rates may apply. Some PIN-based debit transactions may be routed through non-Visa networks. Transactions routed through non-Visa networks will not trigger a purchase alert. For more information about Purchase Alerts, including any limitation and restrictions, go to www.hancockwhitney.com/purchase-alerts.
Hancock Whitney Bank, Member FDIC and 
Equal Housing Lender. All loans and accounts subject to credit approval. Terms and conditions apply.
Hancock Whitney and the Hancock Whitney logo are federally-registered trademarks of Hancock Whitney Corporation. Copyright © 2023 Hancock Whitney Bank.
