Convenient checking for your busy lifestyle

¹ Important details and required qualifying activities for the $300 Freestyle Checking offer: Use the promo code referenced when opening your new checking account with money not currently on deposit at Hancock Whitney Bank by the offer expiration date of 1/31/2026. Set up and receive qualifying direct deposits totaling at least $500 each month by 2/28/2026 and continue receiving your monthly direct deposits through 4/30/2026. If you meet all requirements, we will deposit the earned bonus into your new personal checking account by 5/31/2026. Your new account must stay open through the time we attempt to deposit the bonus. We may close accounts with a zero balance without prior notice.

Offer available to new Hancock Whitney checking clients. This includes new to bank clients and existing Hancock Whitney clients who currently do not have a checking account, or have not recently closed a checking account in the past 90 days, or did not have a checking account closed with a negative balance in the past 3 years.

Promotion Requirements for the Freestyle Checking offer: The email given at account opening must match the email address submitted to get the offer promo code and the promo code is required to be included in the account opening. All account applications are subject to approval. 

A qualifying direct deposit is a recurring electronic deposit, including a salary, pension, Social Security, other government benefit or other recurring, monthly income amount, made by your employer or outside agency. Account transfers, mobile deposits, payments from Zelle, PayPal, Cash App or other similar providers, tax refunds or deposit made at a branch or ATM are not qualifying direct deposits. 

The Bank may change or discontinue the offer at any time and without notice. This offer is non-transferable and cannot be combined with other offers. Only the person to whom this offer is addressed is eligible for this offer. Limit of one consumer checking-related bonus per household every 2 calendar years.  Bonuses may be considered interest and may be reported on IRS Form 1099.

Freestyle Checking Account Terms and Conditions: $25 minimum opening deposit is required. Monthly service charge of $10 can be waived by the following: primary account holder under 18 or age 64 and over with valid date of birth on file; or is an eligible Priority Checking or Private Wealth Management Client; or have one or more client-initiated debit and/or credit transactions post to the checking account per statement cycle. If your account is closed within the first 180 days after opening, a $20 closing fee will be assessed and we reserve the right to deduct the bonus amount from your account’s closing balance if applicable. Please refer to the Truth in Savings Disclosure for other applicable fees and information.

² Important details and required qualifying activities for the $100 Freestyle Savings Offer: Use the promo code referenced above when opening your new Freestyle Savings account by the offer expiration date of 1/31/2026. You must deposit $5,000 or more into your Freestyle Savings account by 2/28/2026 and continue to maintain a daily minimum balance of $5,000 or more through 4/30/2026. If you meet all requirements, we will deposit the earned bonus into your new personal savings account by 5/31/2026. Your new account must stay open through the time we attempt to deposit the bonus. We may close accounts with a zero balance without prior notice.

Promotion Requirements for the Freestyle Savings offer: The email given at account opening must match the email address submitted to get the offer promo code and the promo code is required to be included in the account opening.

The bank may discontinue the offer at any time and without notice. This offer is non-transferable and cannot be combined with other offers. Only the person to whom this offer is addressed is eligible for this offer. Limit of one consumer savings-related bonus per household every 2 calendar years. Bonuses may be considered interest and may be reported on IRS Form 1099.

Freestyle Savings Account Terms and Conditions: $25 minimum opening deposit is required. Monthly service charge of $5 can be waived by the following: primary account holder is under 18 or age 64 and over with valid date of birth on file; or maintain a minimum daily balance of $250 or more; or have one or more client-initiated debit or credit transactions post to the savings account per statement cycle. If your account is closed within the first 180 days after opening, a $20 closing service charge will be assessed and we reserve the right to deduct the bonus amount from your account’s closing balance if applicable. The interest rate is variable and subject to change at the Bank’s discretion at any time without notice, before or after the account is opened. Fees may reduce earnings on the account. Please refer to the Truth in Savings Disclosure for other applicable fees and information.

 APY (Annual Percentage Yield) is accurate as of 11/21/2025.

You will receive the additional bonus amount of $200 if you open both accounts at the same time and meet all requirements and it will be deposited into your checking account by 5/31/2026.

³ Early Pay Terms: Early Pay grants access to eligible direct deposit payments (PPD ACH transactions $25,000 and under) made into a Hancock Whitney Checking or Savings account up to two days prior to the scheduled payment date.

Certain payroll payments may not be eligible for Early Pay. Early Pay availability is based on the timing of the payor’s payment instructions and therefore, you may not always see your direct deposits arrive early. Hancock Whitney does not guarantee early availability of these direct deposits. Early Pay eligibility may vary between pay periods, and daily/transaction limits apply. Any direct deposit not posted early will be made available to you in accordance with the payment instructions. After we have made the deposit available to you and you have withdrawn funds, you remain responsible if any deposit to your account is returned, rejected or uncollected by Hancock Whitney.

No action is needed to take advantage of Early Pay. Early Pay will be activated for all Hancock Whitney Checking and Savings accounts only.

⁴ Greenlight Terms: Hancock Whitney Bank clients are eligible for the Greenlight SELECT plan at no cost when an eligible Hancock Whitney Bank checking account is added as a funding source for the entirety of the promotion. An initial load of at least $10 and identity verification is required. Upgrades will result in additional fees. Upon termination of promotion, clients will be responsible for associated monthly fees. See terms for details. Offer subject to change and partner participation.

The Greenlight platform and the Greenlight debit card are not Hancock Whitney Bank products and are not managed by Hancock Whitney Bank. The Greenlight debit card is issued by Community Federal Savings Bank, Member FDIC, pursuant to license by Mastercard International.

Greenlight is a financial technology company, not a bank. The Greenlight app facilitates banking services through Community Federal Savings Bank, Member FDIC. Greenlight and Community Federal Savings Bank are not affiliated with Hancock Whitney Bank and maintain their own privacy policies.

⁵ Overdraft Fee Terms: NSF items created by check, in-person withdrawals or other electronic means that overdraw (OD) an account may be charged $36.00 per item. If you have opted-in to the payment of ATM and everyday debit card (POS) NSF items into overdraft, we may assess OD fees on those items as well. We waive OD fees on the following: NSF items of $5.00 or less or overdrawn balances of $10.00 or less at the end of nightly batch processing. See our Truth in Savings Disclosure and Deposit Agreement for more information. We pay overdrafts at our discretion and do not guarantee that we will always authorize payment of any transaction. For example, we typically do not pay overdrafts if your account is not in good standing. If your account is overdrawn, you must immediately bring it to a positive balance. For additional details on the Bank’s OD practices see our Standard Overdraft Services, or visit a local financial center.

⁶ Service Charge Waived Age Terms: Age requirement for the primary account owners provided there is a valid date of birth on file.  

⁷ Zelle^® Terms: Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Transactions between enrolled users typically occur in minutes. Only send money to people you know well and trust. If you don’t know the person you are paying or are unsure you will receive what you are purchasing, then we don’t recommend you use Zelle® for the transaction. Please be aware that neither Hancock Whitney nor Zelle® offers purchase protection for payments made with Zelle®. This means that if you don’t receive the item you paid for, or if it’s not as described, you may not be able to recover your funds.

⁸ Card Controls are not available in the business banking mobile app.

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