Same Day ACH Limit Increases to $1 Million

Jerry Brodnax
March 11, 2022

Nacha, The National Automated Clearing House Association, has approved an increase for Same Day ACH (Automated Clearing House) per-transaction limit to $1 million, effective March 18, 2022. This increase will apply to all eligible Same Day ACH payments, including credits and debits, for both businesses and consumers. This is an increase from the current $100,000 maximum, which took effect in March 2020.

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What does this mean for you?

According to PaymentsJournal, the limit increase will be favorable for business-to-business payments, allowing clients to make larger payments via the Same-Day ACH system, including:

  • Tax payments
  • Insurance payouts
  • Claim payment payouts
  • Loan proceeds payouts
  • Collection of payroll funds

Hancock Whitney clients can begin originating Same Day ACH transactions up to $1 million on Monday, March 21, 2022. If you have any questions about this change, please speak with your Treasury Services Representative or contact Treasury Services Client Support at 1-866-594-2304.