Personal Money Market

Money management made easy with a money market

No-frills savings accounts are a solid choice, but sometimes you need a more flexible way to manage your money. Money Market accounts put your money to work for you with higher interest rates and easy access.

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The features and benefits of a Money Market account

Account setup

The minimum deposit to open a Money Market account is $2,500 with a $10 monthly service charge if balance falls below $2,500.

Withdrawals

Up to 6 free withdrawals per month, otherwise $15 per withdrawal. Fees may reduce earnings.

Earning interest

Minimum Daily Collected Balance to earn interest is $2,500.

Early Pay

Receive your paycheck up to two days sooner with Early Pay¹

Overdraft protection

Link to another deposit account or a line of credit to protect against overdrafts. Learn more about overdraft protection at Hancock Whitney.

ATM withdrawals

Link your existing Visa^® Debit Card for easy access at hundreds of ATMs across the Gulf South.

It's easy to waive monthly service charges

You can waive the $10 monthly service charge if you maintain a $2,500 minimum balance.

Bank where you want, when you want

Get the convenience of banking on the go or at home, with digital tools that put your account at your fingertips.

Deposit checks on the go²

Take a photo of the check with your smartphone, follow the prompts, and we'll notify you when the deposit is complete.

Pay bills automatically

Schedule payments up to a year in advance and set up recurring payments so you never forget.

Schedule transfers

Set up and schedule automatic transfers from your checking account into your savings account directly from the app.

Want to explore more of our digital banking features?

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Personal Money Market not the right fit?

Money Market Terms and Conditions: A minimum of $2,500 is required to open the money market account. A minimum daily collected balance of $2,500 is required to earn interest on the account. The monthly service charge of $10 can be waived if you maintain a minimum daily balance of $2,500 or more. A $20 closing fee will be assessed if the account is closed within the first 180 days after the account is opened. Six free withdrawals per month and additional withdrawals are $15.00 each. Fees may reduce earnings. Refer to the Money Market Account Truth in Savings Disclosure for other applicable fees and information. Note that the interest rate is variable and subject to change, at the Bank's discretion at any time, without notice, before or after the account is opened.

¹Early Pay Terms:Early Pay grants access to eligible direct deposit payments (PPD ACH transactions $25,000 and under) made into a Hancock Whitney Checking or Savings account up to two days prior to the scheduled payment date.

Certain payroll payments may not be eligible for Early Pay. Early Pay availability is based on the timing of the payor’s payment instructions and therefore, you may not always see your direct deposits arrive early. Hancock Whitney does not guarantee early availability of these direct deposits. Early Pay eligibility may vary between pay periods, and daily/transaction limits apply. Any direct deposit not posted early will be made available to you in accordance with the payment instructions. After we have made the deposit available to you and you have withdrawn funds, you remain responsible if any deposit to your account is returned, rejected or uncollected by Hancock Whitney. No action is needed to take advantage of Early Pay. Early Pay will be activated for all Hancock Whitney Checking and Savings accounts only.

²Mobile and Online Banking, Bill Pay and Mobile Check Deposit Terms: Message and data rates may apply. Please check with your mobile service provider.

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Money management made easy with a money market