Personal Money Market

Money management made easy with a money market

No-frills savings accounts are a solid choice, but sometimes you need a more flexible way to manage your money. Money Market accounts put your money to work for you with higher interest rates and easy access.

Open An Account

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The features and benefits of a Money Market account

Account Setup

The minimum deposit to open a Money Market account is $2,500 with a $10 monthly service charge if balances fall below $2,500

Withdrawals

Up to 6 free withdrawals per month, otherwise $15 per withdrawal. Fees may reduce earnings.

Earning Interest

Minimum Daily Collected Balance to earn interest is $2,500

Early Pay

Receive your paycheck up to two days sooner with Early Pay¹

Automatic Transfers

Establish savings routines with automatic transfers from your checking account

ATM Access

Link your existing Visa^® Debit Card for easy access at hundreds of ATMs across the Gulf South

It's easy to waive monthly service charges

You can waive the $10 monthly service charge if you maintain a $2,500 minimum balance.

Bank where you want, when you want

Get the convenience of banking on the go or at home, with digital tools that put your account at your fingertips.

Deposit checks on the go³

Take a photo of the check with your smartphone, follow the prompts, and we'll notify you when the deposit is complete.

Pay bills automatically

Schedule payments up to a year in advance and set up recurring payments so you never forget.

Schedule transfers

Set up and schedule automatic transfers from your checking account into your savings account directly from the app.

Want to explore more of our digital banking features?

LEARN MORE

Personal Money Market not the right fit?

A $20 fee will be assessed if the account is closed within 180 days of account opening.

¹ Early Pay grants access to eligible direct deposit payments (PPD ACH transactions $25,000 and under) made into a Hancock Whitney Checking or Savings account up to two days prior to the scheduled payment date. Certain payroll payments may not be eligible for Early Pay. Early Pay availability is based on the timing of the payor’s payment instructions and therefore, you may not always see your direct deposits arrive early. Hancock Whitney does not guarantee early availability of these direct deposits. Early Pay eligibility may vary between pay periods, and daily/transaction limits apply. Any direct deposit not posted early will be made available to you in accordance with the payment instructions. After we have made the deposit available to you and you have withdrawn funds, you remain responsible if any deposit to your account is returned, rejected or uncollected by Hancock Whitney. No action is needed to take advantage of Early Pay. Early Pay will be activated for all Hancock Whitney Checking and Savings accounts only.

²U.S. checking or savings account required to use Zelle^®. Transactions between enrolled users typically occur in minutes. Only send money to people you know well and trust. If you don't know the person you are paying or are unsure you will receive what you are purchasing, then we don't recommend you use Zelle^® for the transaction. Once you have authorized and made a payment through Zelle^®, it may not be possible to reverse the payment or recover the funds.

Zelle^®and the Zelle^® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

³Message and data rates may apply. Please check with your mobile service provider.

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Money management made easy with a money market