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Open an Account

Open an Account

Preferred Business Checking

Grow your business with a Preferred Business Checking account

A feature-rich account ideal for established and growing businesses with moderate transaction activity and balances or banking relationships that can offset the service charge.

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The features and benefits of a Preferred Business Checking account

Icon-No Overdraft

Overdraft Protection

Ability to add overdraft protection through a Business Line of Credit or savings account2


Elevated Call Priority

Priority access to our call center with little or no wait times


Services you need

Up to 750 monthly transactions3 and up to $30,000 in monthly cash deposits4
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Freestyle Checking

Gain access to a Personal Freestyle Checking account for one owner with no monthly service charge

Commercial Loan Programs

Direct Deposits

Send direct deposit to employees securely, on time and directly into their accounts6


Integration Convenience

Interface with software like Quicken® and QuickBooks® and grant varying levels of access to key users – even your CPA – and closely monitor account activity
Pay no monthly service charge for the first 30 days1

After the first month, you can waive the $18 monthly service change with any of these options:

  • Keep a $5,000 minimum daily balance, or

  • Maintain a combined balance of $25,000 or more in loans and deposits, excluding your personal accounts5, or

  • $2,000 in monthly business credit card purchases, or

  • Have an active Merchant Services account with us

Take your Premium Business Checking account on the go with our mobile app

Mobile Check Deposit

Deposit checks and view deposit history with just a few taps. 


Transfer Funds

Easily transfer money between your accounts - even those at other financial institutions. Transfers can be made immediately or scheduled for future dates. 


Bill Pay

Pay your bills anytime, anywhere with the touch of a finger. Schedule payments, add payees and more. 

Want to explore more of our digital banking features?
Learn More
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Scale your business with Merchant Services

Pair with Merchant Services7 for next-day cash funding to help keep your business running smoothly, no matter what the day throws your way.

Learn More

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Competitive Rates

When your Preferred Business Checking is linked to a Preferred Money Market,8,9 the accounts work together and you earn premium and competitive rates and avoid monthly fees. 

Learn More

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Not sure if this account is right for your business?

Our side-by-side comparison will help you sort through the details. 

Compare Options

1 There is a $50 minimum deposit to open account. A $20 fee applies if account is closed within 360 days of opening account.

2 There is a $10 transfer fee for this service.

3 After 750 monthly items, a fee of $.50 for each item over 750 applies.

4  If account exceeds $30,000 in cash deposits in a month, a charge of $0.25 per $100 in cash deposits will apply.

5 Combined balance includes combination of business account deposits, loans and lines of credit balances, and excludes consumer accounts. Excludes Certificates of Deposit.

6 Direct Deposit Services can be accessed through Business Online Banking. Direct Deposit Service fee is $9.95/month.

7Additional fees apply for this service.

8 To be eligible to open a Preferred Money Market account, you must have a Hancock Whitney Preferred Business Checking, Essential Business Checking, Business Interest Checking or Commercial Checking account. A minimum deposit of $100 is required to open the account. A minimum daily balance of $25,000 is required to earn interest on the account. The monthly service charge of $25 will be waived with a $25,000 minimum daily balance. Fees may reduce earnings on the account. Refer to the Business Services Information Disclosure Schedule of Fees provided at account opening for full details and rates.

9 Deposit up to 100 items to your account each month. After 100 items, there is a fee of $0.50 per item deposited. Items include deposited checks and deposit tickets.

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QuickBooks and Quicken are registered trademarks of Intuit, Inc.

Hancock Whitney Bank, Member FDIC and Equal Housing Lender Logo Equal Housing Lender. All loans and accounts subject to credit approval. Terms and conditions apply.

Hancock Whitney and the Hancock Whitney logo are federally-registered trademarks of Hancock Whitney Corporation. © Hancock Whitney 2024