1 There is a $50 minimum deposit to open account. A $20 fee applies if account is closed within 360 days of opening account.
2 There is a $10 transfer fee for this service. Federal banking regulations restrict the number of withdrawals and transfers that can be made on savings and money market accounts.
3 After 750 monthly items, a fee of $.50 for each item over 750 applies.
4 If account exceeds $40,000 in cash deposits in a month, a charge of $.15 per $100 in cash deposits will apply.
5 Combined balance includes combination of business account deposits, loans and lines of credit balances, and excludes consumer accounts. Excludes Certificates of Deposit.
6 Direct deposit services subject to application and credit approval, and accessed through Business Online Banking. Direct deposit service is $9.95/month for up to 25 ACH transactions and $1 for each transaction over 25.
7Additional fees apply for this service.
8 To be eligible to open a Preferred Money Market account, you must have a Hancock Whitney Preferred Business Checking, Essential Business Checking or Business Interest Checking. A minimum deposit of $100 is required to open the account. A minimum daily balance of $25,000 is required to earn interest on the account. The monthly service charge of $25 will be waived with a $25,000 minimum daily balance. Fees may reduce earnings on the account. Refer to the Business Services Information Disclosure Schedule of Fees provided at account opening for full details and rates.
9 Federal regulations limit savings and money market accounts to six pre-authorized or electronic payments, withdrawals, or outgoing transfers per month. This includes account transfers or payments initiated by telephone, mobile banking and online banking, as well as automatic debits and transfers (such as automatic bill payments and overdraft protection services). See the Business Services Information Disclosure Schedule of Fees for more information.
10 Deposit up to 100 items to your account each month. After 100 items, there is a fee of $0.50 per item deposited. Items include deposited checks and deposit tickets.
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Equal Housing Lender. All loans and accounts subject to credit approval.