Private Banking Deposits

Our enhanced deposit and cash management services provide you with unparalleled convenience, accessibility and value.

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Private Banking Checking

This exclusive interest-bearing checking account offers enhanced services and benefits, giving you greater flexibility and easy access to manage your money.

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Superior Security

  • Identity Theft Monitoring and Resolution Service1
  • Credit Report and Score Monitoring2
  • Identity Theft Expense Reimbursement Coverage3
  • IDProtect® Score Tracker4
  • Add up to $250 in cellular telephone protection if lost or stolen with Auto-Pay5

Checking Benefits That Meet Your Needs

  • Exclusive Private Banking Visa® debit card with increased limits and rebated ATM withdrawal fees at all U.S. ATMs
  • Higher limits for mobile banking and mobile check deposit*
  • Online banking and mobile check deposit*
  • Premium interest rate on higher balances

Additional Conveniences

  • A 25% discount on any size safe deposit box
  • No issuance fee on up to five Money Orders, Cashier’s Checks or combination thereof per month
  • Online banking and mobile check deposit*
  • Free domestic and international wire transfer

Priority Money Market Account

The Priority Money Market account puts your money to work for you. With this innovative account, you're rewarded for your checking relationship with fair market rates on your money market account that will keep pace with the market. The more you save, the more you earn.6

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One-Way Sweep

Maximize interest earnings by establishing an automatic sweep from your Private Banking Checking account. Select a desired balance for your checking account, and a daily sweep of funds exceeding that amount will transfer to your Money Market account.

 

Certificate of Deposits

For our Wealth Management clients looking for a proven financial investment, our Certificates of Deposits (CDs) provide numerous advantages including fixed rates, flexible terms and interest payment options.

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Why Hancock Whitney?

We provide you with the products and services to not only put your money away, but to make it work harder for you.

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1Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions set forth in the Guide to Benefit and/or insurance documents for the applicable Benefits. Benefits not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

2Credit file monitoring may take several days to begin following activation. Information is subject to change without notice. Please see a banker for details.

3Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit.

4Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness.

5Only cell phones purchased by eligible cardholder are covered. Eligible cell phones are limited to the primary line and up to the first two secondary, additional or supplemental lines as listed on your wireless provider’s billing statement for the billing cycle preceding the month in which the theft or damage occurred. Certain types of personal digital assistants (PDAs) that are also cell phones are included in this plan when the terms and conditions of the offer are met. Certain terms, conditions and exclusions apply. For further details, please refer to your Guide to Benefits, included with your new Visa Debit Card. If a cardholder fails to make a payment using their covered Visa Debit Card in a particular month, the benefit is suspended until the first day of the calendar month following the date of any future bill payment with the covered card.

6Eligible checking accounts are limited to Connect Checking, Priority Checking, and Private Banking checking accounts that have a minimum of 5 client-initiated debit or credit transactions in the statement cycle. If you do not have one of the eligible checking account types or if your linked checking account does not meet the minimum number of transactions, your Priority Money Market Account will earn the default interest rate and APY. Refer to the Truth In Savings for full details and rates.

*Please check with your wireless carrier for any data or usage charges that may apply.

**Federal regulations limit savings and money market accounts to six pre-authorized or electronic payments, withdrawals, or outgoing transfers per month. This includes account transfers or payments initiated by telephone, Mobile Banking, and Online Banking, as well as automatic debits and transfers (such as automatic bill payments and Overdraft Protection services). See the Deposit Agreement or Truth in Savings Disclosure for more information.

Refunded ATM fees: Fees for cash withdrawals at all other US ATMs are refunded.

3Insurance Products:

NO BANK GUARANTEE NOT A DEPOSIT MAY LOSE VALUE NOT FDIC INSURED
NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY