¹Checking Promotion Requirements: Use the promo code referenced above when opening a new Priority Checking account with money not currently on deposit at Hancock Whitney Bank by the offer expiration date of 9/30/2023. The promo code is required at account opening. The following criteria must be met by 11/30/2023: Set up and receive a qualifying monthly direct deposits totaling at least $1,000. A qualifying direct deposit is a recurring electronic deposit, including a salary, pension, social security, other government benefit or other recurring, monthly income amount made by your employer or outside agency. Transfers from one account to another do not qualify. Qualifying direct deposits do not include payments received from apps such as PayPal or Cash App, and other similar payment providers. Tax refunds and Stimulus Checks are not qualifying direct deposits. Deposits made at a financial center, via ATM, online transfer, mobile device, debit card/prepaid card number or the mail do not qualify. The bank may change or discontinue the offer at any time and without notice. This offer is non-transferable and cannot be combined with other offers. Only the person to whom this offer is addressed is eligible for this offer. Limit of one consumer checking related bonus per household per calendar year.

If your account meets the criteria, and remains open and active, we will deposit the earned bonus into your new personal checking account within 6 weeks after the qualification period of 11/30/2023. Bonuses may be considered interest and may be reported on IRS Form 1099.

Priority Checking Account Requirements: All account applications are subject to approval. Minimum opening deposit of $25 required. The monthly service charge of $20 can be waived if you maintain one or more of the following: a minimum daily collected balance of $5,000 or more; or $7,500 in combined deposits (excluding CDs and IRAs) or consumer loans (excluding mortgages) or credit card balances; or $250,000 or more in a Trust account or account (excluding annuities*) with Cetera.* A Priority Checking account cannot be linked to any other Priority, Connect, or Private Wealth checking account for combined balance calculations. A $20 service charge will be assessed if the account is closed within the first 180 days after the account is opened. Please refer to the Truth in Savings Disclosure for other applicable fees and information. If your account is closed within 180 days after opening, we reserve the right to deduct the bonus amount from your account’s closing balance.

²Priority Money Market Account Requirements: You must have or open an eligible Priority Checking account. A minimum of $100 is required to open the money market account. A minimum daily collected balance of $25,000 is required to earn interest on the account. The monthly service charge of $25 can be waived if you maintain a minimum daily balance of $25,000 or more. Fees may reduce earnings. The 5.00% intro Annual Percentage Yield (APY) applies to the money market account linked to an eligible Priority Checking account. After the introductory period, the account will earn the post introductory go-to APY. Annual percentage yield assumes an annualized rate based on the funds being on deposit for year. The APY will vary for other eligible linked checking account types. Please see your banker for details. APY accurate as of 7/1/2023 and may change at any time, before or after account is opened. To maintain Priority pricing on your money market account, your Priority Checking account must maintain a minimum of 5 client-initiated debit or credit transactions per statement cycle. Otherwise, your Priority Money Market account will earn the default APY for the statement cycle. Refer to the Priority Money Market Account Truth in Savings Disclosure for full details and APYs based on other eligible checking accounts.

³Early Pay grants access to eligible direct deposit payments (PPD ACH transactions $25,000 and under) made into a Hancock Whitney Checking or Savings account up to two days prior to the scheduled payment date. Certain payroll payments may not be eligible for Early Pay. Early Pay availability is based on the timing of the payor’s payment instructions and therefore, you may not always see your direct deposits arrive early. Hancock Whitney does not guarantee early availability of these direct deposits. Early Pay eligibility may vary between pay periods, and daily/transaction limits apply. Any direct deposit not posted early will be made available to you in accordance with the payment instructions. After we have made the deposit available to you and you have withdrawn funds, you remain responsible if any deposit to your account is returned, rejected or uncollected by Hancock Whitney.

⁴Priority debit card holders enjoy a refund of the surcharge fees for cash withdrawals made at all U.S. and international ATMs. All Visa international fees are non-refundable.

⁵Check with your mobile provider regarding message, data rates and usage charges that may apply. While you can link your Hancock Whitney Bank debit and credit cards to any of these convenient payment options, we are not affiliated with nor do we endorse a specific wallet option. If you have any questions about a specific mobile wallet, please contact the payment provider directly.

⁶Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account owner who are residents of the same household. Credit file monitoring may take several days to begin following activation. Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefits and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefits or on the certificate of insurance. Registration and activation for these services is required.
Insurance Products:

NOT BANK GUARANTEED BY THE BANK OR AN AFFILIATE OF THE BANK
NOT INSURED BY THE FDIC OR ANY FEDERAL GOVERAMENT AGENCY
NOT A DEPOSIT OF THE BANK OR AN AFFILIATE OF THE BANK

⁷Auto-pay your monthly cell phone bill with your Visa Debit Card and you’ll qualify for up to $250 in coverage if your phone is ever stolen or damaged. Certain terms, conditions and exclusions apply. See the Guide to Benefits, included with your new Visa Debit Card, for further details.

Hancock Whitney Bank, Member FDIC Accounts subject to credit approval. Terms and conditions apply.